The Fund for Change Inc

Public charity · Grantmaker Baltimore, MD EIN: 31-1662222

THE FUND FOR CHANGE INC is a Baltimore, Maryland public charity formed in 1999. It makes grants to public charitable organizations in furtherance of the mission of the Associated Jewish Community Federation of Baltimore, with a stated focus on groups working in or with low- and moderate-income communities to address inequities and build a democratic, egalitarian, and participatory society.

Key facts about The Fund for Change Inc

In short: The Fund for Change Inc gave $868K across 37 grants in 2024 (avg $23K), mostly in Maryland. 14% of 2024 grantees were new. Source: 2024 IRS Form 990.

EIN
31-1662222
Latest 990 filing
Form 990, 2024
Annual giving (2024)
$867,775
Grants made (2024)
37
Average grant
$23,453
Median grant
$24,500
New grantees (estimate)
14% first-time grantees (5 of 37, 2024)
Total assets
$123,643
Primary geography
Maryland (90% of itemized 2024 grant dollars)
How to apply
The program is listed as active. Full details ↓

Data from IRS Form 990, 2024; updated September 2026. New grantees are estimated by matching recipient names across years (methodology). Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Financial Overview

From 2024 IRS Form 990 · View filing

Total Assets

$124K

+33.4% YoY

Annual Giving

$868K

-4.2% YoY

Grant Count

37

+2.8% YoY

Avg Grant Size

$23K

-6.8% YoY

Is The Fund for Change Inc open to new grantees?

14%

first-time grantees, 2024

In 2024, 5 of 37 grantees (14%) were first-time recipients. First grants averaged $21K; repeat grants $24K. How we count

Medians: $25K first-time, $22K repeat.

  • 81% of 2024 grantees were also funded in 2023. Method
  • Giving held roughly steady from 2021 to 2024 (+0%). Method

Estimate from itemized grant lists in IRS Form 990 filings (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

Research compiled by Grantable AI from public sources. Last updated September 2026.

Mission & Focus Areas

The organization says it supports charitable, educational, and religious purposes of the Associated and makes grants for work that furthers the Associated’s mission, including Jewish, cultural, educational, and social justice work. Its program description emphasizes grants benefiting low- and moderate-income communities.

Examples of grantees’ work include United Workers Association’s training and leadership development for low-wage workers; No Boundaries Coalition’s resident-led advocacy in Central West Baltimore; and Parity Baltimore’s affordable homeownership and anti-displacement work. Public Justice Center describes its work as using legal advocacy to pursue social justice, economic and race equity, and fundamental human rights for people with low incomes.

Grantmaking

In filing year 2024, the Fund made 37 grants totaling $867,775. Grants ranged from $6,000 to $50,000, with a median of $24,500. The Fund for Change Grants program lists an award range of $10,000–$25,000 and says organizations may apply annually; multi-year commitments are not available.

Open Grants

1 open opportunity from The Fund for Change Inc

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Geographic Focus

Where this funder awards grants

The Fund’s 2024 grant dollars went primarily to Maryland recipients (90%), followed by recipients in the District of Columbia (7%), Michigan (2%), and Massachusetts (1%). Its program description says most funding is in Baltimore, while Maryland and national groups are also considered.

Grant Distribution by State

6states

Share of 2024 grant dollars across all 37 itemized grants.

Cities

BaltimoreWashingtonTowsonBostonBrooklynTakoma ParkAnnapolisFalls ChurchHyattsvilleLuthervilleLansingLargoCroftonFulton

Giving Over Time

Total grant dollars and number of grants per year

$0$250K$500K$750K$1M42 grants2020 42 grants2021 43 grants2022 36 grants2023 37 grants2024

From 2020 to 2024, annual grant giving ranged from $810K (2020) to $906K (2023). In 2024 it made 37 grants totaling $868K.

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

Community Law Center: $50KCommunity Law Center$50KFusion Partnerships Inc: $50KFusion Partnerships Inc$50KUnited Workers Association: $50KUnited Workers Association$50KMaryland Philanthropy Network: $43KMaryland Philanthropy Network$43KNo Boundaries Coalition: $40KNo Boundaries Coalition$40KParity Baltimore Inc: $35KParity Baltimore Inc$35KEconomic Action MD: $30KEconomic Action MD$30KPublic Justice Center: $30KPublic Justice Center$30KMaryland Pesticide Education Network Inc: $30KMaryland Pesticide EducationNetwork Inc$30KBalt: $30KBalt$30K

The largest 2024 recipient was Community Law Center ($50K). Together the top 10 received $388K.

Grant Size Distribution

200 grants across all recorded years

187<$50K13$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 187 grants of 200 (94%).

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
Community Law Center Baltimore, MDGeneral Support$50,000
Fusion Partnerships Inc Baltimore, MDGeneral Support$50,000
United Workers Association Baltimore, MDGeneral Support$50,000
Maryland Philanthropy Network Baltimore, MDGeneral Support$42,500
No Boundaries Coalition Baltimore, MDGeneral Support$40,000
Parity Baltimore Inc Baltimore, MDGeneral Support$35,000
Economic Action MD Baltimore, MDGeneral Support$30,000
Public Justice Center Baltimore, MDGeneral Support$30,000
Maryland Pesticide Education Network Inc Annapolis, MDGeneral Support$30,000
Balt Baltimore, MDGeneral Support$30,000

Financial History

Multi-year comparison from IRS filings

Filing year Assets Revenue Expenses Grants Grant count
2024 $123,643 $945,371 $934,479 $867,775 37
2023 $92,668 $909,533 $954,960 $905,950 36
2022 $133,638 $284,432 $955,008 $899,950 43
Revenue
Expenses
Net Investment Income
$0$1M$2M$3M2020 2021 2022 2023 2024
Metric202420232022
Total Assets$123,643$92,668$133,638
Revenue$945,371$909,533$284,432
Expenses$934,479$954,960$955,008
Net Investment Income$6,051$7,222$10,211

Data update history

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990 for fiscal year 2020 (received by the IRS October 21, 2021)
  2. Updated Form 990 for fiscal year 2021 (received by the IRS May 13, 2022)
  3. Updated Form 990 for fiscal year 2022 (received by the IRS May 4, 2023)
  4. Updated Form 990 for fiscal year 2023 (received by the IRS May 7, 2024)
  5. Updated Form 990 for fiscal year 2024 (received by the IRS November 6, 2025)
  6. IRS filings on file for fiscal years 2020–2024

Leadership & Key People

Leadership team and compensation from IRS filings

The 2024 filing lists Karen H. Kreisberg as president and public director; Jean K. Kahn as vice president and donor director; Betsy L. Krieger as secretary, donor director, and member; David A. Kandel and Marc A. Kahn as donor directors; and Brent Flickinger, Mary Jo Kirschman, and Howard B. Miller as public directors. Marc B. Terrill is listed as treasurer and public director until July 2024, and Andrew Cushnir as treasurer and public director as of April 2024.

The Fund for Change Inc is led by Karen H. Kreisberg, President & Public Director on every filing since 2020; none of the 10 officers listed in 2024 report compensation.

Officers on the 2024 filing

  • Karen H. Kreisberg

    President & Public Director

    On filings since 2020

    0.2 hrs/week

    No compensation reported

  • Betsy L. Krieger

    Secretary, Donor Director & Member

    Secretary & Donor Director → Secretary, Donor Director & Member, 2024

    On filings since 2020

    0.2 hrs/week

    No compensation reported

  • Brent Flickinger

    Public Director

    On filings since 2020

    0.2 hrs/week

    No compensation reported

  • David A. Kandel

    Donor Director & Member

    Donor Director → Donor Director & Member, 2024

    On filings since 2020

    0.2 hrs/week

    No compensation reported

  • Howard B. Miller

    Public Director

    On filings since 2020

    0.2 hrs/week

    No compensation reported

  • Jean K. Kahn

    Vice President & Donor Director

    On filings since 2020

    0.2 hrs/week

    No compensation reported

  • Marc A. Kahn

    Donor Director

    On filings since 2020

    0.2 hrs/week

    No compensation reported

  • Marc B. Terrill

    Treasurer & Public Director

    On filings since 2020

    0.2 hrs/week

    No compensation reported

  • Mary Jo Kirschman

    Public Director

    On filings since 2020

    0.2 hrs/week

    No compensation reported

  • Andrew Cushnir

    Treasurer & Public Director

    New on the 2024 filing

    0.2 hrs/week

    No compensation reported

Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Contact

Mailing address: 5700 Park Heights Avenue, Baltimore, MD 21215
Phone: (410) 727-4828

Frequently asked questions about The Fund for Change Inc

How much does The Fund for Change Inc give each year?

The Fund for Change Inc gave $868K across 37 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $906K across 36 grants.

What is The Fund for Change Inc's typical grant size?

The Fund for Change Inc's median grant in 2024 was $24,500, and its average grant was $23,453, across 37 grants on its 2024 IRS Form 990. Organizations receiving their first grant from The Fund for Change Inc that year got $21K on average.

Where does The Fund for Change Inc give grants?

The Fund for Change Inc gives mostly in Maryland: 90% of the grant dollars itemized on its 2024 IRS Form 990 went to recipients there. The next largest state was District of Columbia (7%). The most frequent recipient cities were Baltimore, MD (27 grants), Washington, DC (3 grants) and Towson, MD (2 grants).

Does The Fund for Change Inc give general operating support?

Yes: 100% of The Fund for Change Inc's 2024 grants with a stated purpose (37 of 37) were for general or operating support, per its 2024 IRS Form 990.

Who are The Fund for Change Inc's largest grantees?

The Fund for Change Inc's largest 2024 grantees include Community Law Center ($50,000), Fusion Partnerships Inc ($50,000) and United Workers Association ($50,000), according to its 2024 IRS Form 990. Together they received 17% of its itemized 2024 grant dollars.

How large is The Fund for Change Inc?

The Fund for Change Inc reported $124K in total assets on its 2024 IRS Form 990. Its revenue that year was $945K.

What does The Fund for Change Inc fund?

The organization says it supports charitable, educational, and religious purposes of the Associated and makes grants for work that furthers the Associated’s mission, including Jewish, cultural, educational, and social justice work. See mission & focus areas ↑

How do I apply for a grant from The Fund for Change Inc?

The program is listed as active. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

What is The Fund for Change Inc's EIN?

The Fund for Change Inc's EIN (Employer Identification Number) is 31-1662222. IRS Form 990 filing data is available on this page for 2020–2024.

Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.

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