Greater Minnesota Housing Fund
Greater Minnesota Housing Fund (GMHF) is a St. Paul-based public charity that supports affordable housing in Minnesota through lending, grants, investments, technical assistance, partnerships, research, and program development. It says it works in all 87 Minnesota counties, with emphasis on regional population centers, job-growth communities, underserved rural communities, and Tribal nations.
Key facts about Greater Minnesota Housing Fund
In short: Greater Minnesota Housing Fund gave $1.9M across 32 grants in 2024 (avg $58K), mostly in Minnesota. 71% of 2024 grantees were new. Source: 2024 IRS Form 990.
- EIN
- 41-1836919
- Latest 990 filing
- Form 990, 2024
- Annual giving (2024)
- $1,871,366
- Grants made (2024)
- 32
- Average grant
- $58,480
- Median grant
- $42,500
- New grantees (estimate)
- 71% first-time grantees (22 of 31, 2024)
- Total assets
- $302,777,264
- Primary geography
- Minnesota (88% of itemized 2024 grant dollars)
Data from IRS Form 990, 2024; updated September 2026. New grantees are estimated by matching recipient names across years (methodology).
Financial Overview
From 2024 IRS Form 990 · View filing
Total Assets
$302.8M
+28.0% YoY
Annual Giving
$1.9M
+46.3% YoY
Grant Count
32
+14.3% YoY
Avg Grant Size
$58K
+28.0% YoY
Is Greater Minnesota Housing Fund open to new grantees?
71%
first-time grantees, 2024
In 2024, 22 of 31 grantees (71%) were first-time recipients. First grants averaged $44K; repeat grants $102K. How we count
Medians: $45K first-time, $40K repeat.
Estimate from itemized grant lists in IRS Form 990 filings (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Mission & Focus Areas
GMHF’s mission is to support strong communities and affordable homes for Minnesotans through low-cost capital, effective partnerships, and innovative solutions to local housing needs. Its stated work includes financing the planning, development, acquisition, and rehabilitation of affordable homes; grants and technical assistance; housing education and advocacy; and research and demonstration projects.
Its programs include support for emerging affordable housing developers; partnerships between the housing and healthcare sectors; and capacity building for rural and Tribal communities. Other initiatives described by GMHF address energy improvements in affordable housing and preservation of naturally occurring affordable housing.
Recipients listed in GMHF’s 2024 grants include organizations working in housing advocacy, community engagement, development, and related services. For example, Housing Justice Center describes its mission as preserving and expanding affordable housing for low-income people and families. Engage Winona says it strengthens communities through dialogue, support, and training. Minnesota Housing Partnership says it works collaboratively to expand housing and community development opportunity and grow development capacity.
Grantmaking
In 2024, GMHF reported 32 grants totaling $1,871,366. Grant amounts ranged from $6,500 to $375,000, with a median of $42,500.
Open Grants
2 open opportunities from Greater Minnesota Housing Fund
Ready to take the next step with Greater Minnesota Housing Fund?
Geographic Focus
Where this funder awards grants
GMHF says it works throughout Minnesota and in all 87 counties, with emphasis on regional population centers, job-growth communities, underserved rural areas, and Tribal nations. It says it may work outside Minnesota when doing so serves a unique role without detracting from its Minnesota work and adds value to new opportunities.
In 2024, 88% of reported grant dollars went to recipients in Minnesota. The remaining reported shares went to recipients in New York, Florida, and Utah (3% each) and Washington, D.C. (2%).
Grant Distribution by State
Share of 2024 grant dollars across all 32 itemized grants.
Cities
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2024, annual grant giving ranged from $571K (2020) to $1.9M (2024). In 2024 it made 32 grants totaling $1.9M.
Grant Insights
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2024
The largest 2024 recipient was Housing Justice Center ($375K). Together the top 10 received $1.3M.
Grant Size Distribution
121 grants across all recorded years
The most common grant size was under $50K: 70 grants of 121 (58%).
Giving History
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Housing Justice Center Saint Paul, MN | Funding for regional kitchen table led by people with lived experience facing housing instability | $375,000 |
| American Indian Community Housing Organization Duluth, MN | Funding for regional kitchen table led by people with lived experience facing housing instability | $187,500 |
| Engage Winona Winona, MN | Funding for regional kitchen table led by people with lived experience facing housing instability | $187,500 |
| Minnesota Housing Partnership Saint Paul, MN | Costs associated with local housing trust fund technical assistance, promotion of new state tax credit contribution fund, housing institutes round 9, and policy development | $155,000 |
| Divine Konnections Inc Duluth, MN | Predevelopment costs for development of affordable owner occupied duplex at 2008-20016 w 4th st in duluth | $50,000 |
| Face to Face Health and Counseling Saint Paul, MN | Predevelopment costs for development of 1170 arcade street in saint paul | $50,000 |
| Hidalgo Investments Miami, FL | Predevelopment costs for development of 150 central avenue in long prairie | $50,000 |
| Leech Lake Financial Services Cass Lake, MN | Predevelopment costs for creation of 20 single family homes in Cass, Itasca, Hubbard, and Beltrami counties | $50,000 |
| Life Community Development Corporation Rochester, MN | Predevelopment costs for development of life community affordable housing in rochester | $50,000 |
| Minnesota Homeownership Center Saint Paul, MN | Support mhc four strategies to advance quity in homeownership in 2025 | $50,000 |
Financial History
Multi-year comparison from IRS filings
| Filing year | Assets | Revenue | Expenses | Grants reported |
|---|---|---|---|---|
| 2024 | $302,777,264 | $40,328,548 | $17,741,215 | $1,871,366 |
| 2023 | $236,535,724 | $21,142,915 | $10,679,953 | $1,279,500 |
| 2022 | $217,893,047 | $25,043,112 | $12,440,295 | $1,406,700 |
The reported grant counts were 32 in 2024, 28 in 2023, and 26 in 2022.
| Metric | 2024 | 2023 | 2022 |
|---|---|---|---|
| Total Assets | $302,777,264 | $236,535,724 | $217,893,047 |
| Revenue | $40,328,548 | $21,142,915 | $25,043,112 |
| Expenses | $17,741,215 | $10,679,953 | $12,440,295 |
| Net Investment Income | $617,319 | $1,905,083 | $1,350,772 |
Data update history
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2020 (received by the IRS May 10, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS May 18, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS November 6, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS November 11, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS October 16, 2025)
- IRS filings on file for fiscal years 2020–2024
Leadership & Key People
Leadership team and compensation from IRS filings
The 2024 filing lists Stephanie Cummings as board chair, Todd Prafke as board vice chair, and Cheryl Key as board secretary and treasurer. Directors listed are Mitchell Berg, Kim Bretheim, Joseph Errigo, Rosymar Hjermstad, Natalie Jones, Stephanie Klinzing, and Angela Larson.
Greater Minnesota Housing Fund is led by Andrea Brennan, President & CEO Beginning since 2024 (on filings since 2023); 8 of 23 officers listed in 2024 are compensated.
Officers on the 2024 filing
Andrea Brennan
President & CEO Beginning
President & CEO Beginning June → President & CEO Beginning, 2024
On filings since 2023
40 hrs/week
$162K (2023) → $309K (2024)
Stephanie Cummings
Board Chair
Secretary & Treasurer → Vice Chair, 2021
Vice Chair → Board Chair, 2024
On filings since 2020
2 hrs/week
$1K (2020) → $0 (2024)
John Errigo
Managing Director of Equity Investing
Director of Syndication → Managing Director of Equity Investing, 2023
On filings since 2020
40 hrs/week
$170K (2020) → $228K (2024)
John Rocker
Managing Director of Lending
Noah Impact Fund Manager → Director of Lending, 2022
Director of Lending → Managing Director of Lending, 2023
On filings since 2020
40 hrs/week
$140K (2020) → $206K (2024)
Angela Larson
Director
On filings since 2020
2 hrs/week
$400 (2020) → $0 (2024)
Nancy Vyskocil
Director
Chair → Director, 2024
On filings since 2020
2 hrs/week
$2K (2020) → $0 (2024)
Stephanie Klinzing
Director
On filings since 2020
2 hrs/week
$2K (2020) → $0 (2024)
Patrick Ness
Heading Home Minnesota Funders Collaborative Director
Hhmfc Executive Director → Heading Home Minnesota Funders Collaborative Director, 2022
On filings since 2021
40 hrs/week
$114K (2021) → $126K (2024)
Eric Muschler
Director of Housing & Health Equity
Director Housing & Helath Equity → Director Housing & Health Equity, 2023
Director Housing & Health Equity → Director of Housing & Health Equity, 2024
On filings since 2022
40 hrs/week
$138K (2022) → $146K (2024)
Dale Roemmich
Director
On filings since 2020
2 hrs/week
No compensation reported
Joseph Errigo
Director
Vice Chair → Secretary & Treasurer, 2021
Secretary & Treasurer → Director, 2023
On filings since 2020
2 hrs/week
No compensation reported
Kim Bretheim
Director
On filings since 2020
2 hrs/week
No compensation reported
Mitchell Berg
Director
On filings since 2021
2 hrs/week
No compensation reported
Natalie Jones
Director
On filings since 2021
2 hrs/week
No compensation reported
Char Roberts
Director
On filings since 2023
2 hrs/week
No compensation reported
Jennifer Mendoza
Director
On filings since 2023
2 hrs/week
No compensation reported
Jorge Prince
Director
New on the 2024 filing
2 hrs/week
No compensation reported
Rosymar Hjermstad
Director
New on the 2024 filing
2 hrs/week
No compensation reported
Barbara Sporlein
Chief Operating Officer
COO → Chief Operating Officer, 2024
On filings since 2023
40 hrs/week
$225K (2023) → $219K (2024)
Kyle Larson
Chief Financial Officer
CFO Beginning July → Chief Financial Officer, 2024
On filings since 2023
40 hrs/week
$103K (2023) → $235K (2024)
Matthew Holland
Controller
New on the 2024 filing
40 hrs/week
$132K (2024)
Cheryl Key
Board Secretary & Treasurer
Director → Board Secretary & Treasurer, 2024
On filings since 2020
2 hrs/week
No compensation reported
Todd Prafke
Board Vice Chair
Director → Board Vice Chair, 2024
On filings since 2020
2 hrs/week
No compensation reported
Former officers (14)
- Former: Rosy Hjermstad (2020–2023) — Director
- Former: Warren W. Hanson (2020–2023) — President & CEO
- Former: Mohamed Omar (2021–2023) — CFO
- Former: Catherine McCarthy (2023) — Director of Capital Development
- Former: Emily Larson (2020–2022) — Director
- Former: Jane Barrett (2020–2022) — Director
- Former: Rebecca Martin (2020–2022) — COO
- Former: Richard Roesler (2020–2022) — Director
- Former: Miranda Walker (2020–2021) — Senior Loan Officer
- Former: Barbara Sanderson (2020) — Director
- Former: Deborah Flannery (2020) — Director of Lending
- Former: James Solem (2020) — Director
- Former: Mark Voxland (2020) — Director
- Former: Tom Cronin (2020) — CFO
Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $309K, to Andrea Brennan (President/CEO Beginning). 8 officers or directors reported compensation on that filing.
Contact
Mailing address: 2550 University Ave W 201-S, St Paul, MN 55114
Phone: (651) 221-1997
Website: https://gmhf.com
Frequently asked questions about Greater Minnesota Housing Fund
How much does Greater Minnesota Housing Fund give each year?
Greater Minnesota Housing Fund gave $1.9M across 32 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $1.3M across 28 grants.
What is Greater Minnesota Housing Fund's typical grant size?
Greater Minnesota Housing Fund's median grant in 2024 was $42,500, and its average grant was $58,480, across 32 grants on its 2024 IRS Form 990. Organizations receiving their first grant from Greater Minnesota Housing Fund that year got $44K on average.
Where does Greater Minnesota Housing Fund give grants?
Greater Minnesota Housing Fund gives mostly in Minnesota: 88% of the grant dollars itemized on its 2024 IRS Form 990 went to recipients there. The most frequent recipient cities were Saint Paul, MN (11 grants), Minneapolis, MN (5 grants), Duluth, MN (3 grants) and Winona, MN (2 grants).
Does Greater Minnesota Housing Fund give general operating support?
Not in 2024: none of the 32 grants with a stated purpose on Greater Minnesota Housing Fund's 2024 IRS Form 990 were described as general or operating support.
Who are Greater Minnesota Housing Fund's largest grantees?
Greater Minnesota Housing Fund's largest 2024 grantees include Housing Justice Center ($375,000), Engage Winona ($232,500 across 2 grants) and American Indian Community Housing Organization ($187,500), according to its 2024 IRS Form 990. Together they received 42% of its itemized 2024 grant dollars.
How large is Greater Minnesota Housing Fund?
Greater Minnesota Housing Fund reported $302.8M in total assets on its 2024 IRS Form 990. Its revenue that year was $40.3M.
What does Greater Minnesota Housing Fund fund?
GMHF’s mission is to support strong communities and affordable homes for Minnesotans through low-cost capital, effective partnerships, and innovative solutions to local housing needs. See mission & focus areas ↑
How do I apply for a grant from Greater Minnesota Housing Fund?
Greater Minnesota Housing Fund has no public application process in the sources Grantable reviewed. Check gmhf.com for current guidelines, or contact the foundation directly before submitting a request.
What is Greater Minnesota Housing Fund's EIN?
Greater Minnesota Housing Fund's EIN (Employer Identification Number) is 41-1836919. IRS Form 990 filing data is available on this page for 2020–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.
Here's the math on researching Greater Minnesota Housing Fund by hand.
Explore Open Grants
Browse active grant opportunities in Greater Minnesota Housing Fund's focus areas in our free grants database
Similar Funders
Funders that support many of the same organizations
Otto Bremer Trust
St. Paul, MN
The Otto Bremer Trust funds organizations and projects addressing community needs and opportunities, including health care and social services, in Minnesota, Montana, North Dakota, and Wisconsin. In 2025, grants ranged from $3,500 to $4.2 million, with a median of $150,000. It does not accept unsolicited requests or direct grant applications; Community Responsive Fund grants are offered through selected intermediaries.
Assets
$1.4B
Grants
180
Total Given
$57.2M
Target Foundation
Minneapolis, MN
Target Foundation funds work advancing economic opportunity, equity, inclusion, and community empowerment in Minnesota and nationally and globally. Its 2024 grants ranged from $25,000 to $1.5 million, with a median of $125,000; a hometown racial equity program is open, while national grants are by invitation only. The profile does not state whether it accepts unsolicited requests generally.
Assets
—
Grants
138
Total Given
$27.3M
Family Housing Fund
Saint Paul, MN
Family Housing Fund supports organizations working to improve housing stability, expand quality affordable housing and homeownership, and advance housing solutions through research, advocacy, and partnerships. Its 2025 grants ranged from $7,500 to $204,000, with a median of $67,500, and its work focuses on the Twin Cities and Minnesota. It describes a relationship-based process that responds to ideas, rather than requiring a written proposal by a set deadline.
Assets
$50.7M
Grants
12
Total Given
$1.0M
Ucare Minnesota
Stuart, VA
UCare’s community benefit work supports Minnesota health initiatives, including reducing health disparities, improving access to care, strengthening provider services, and promoting family and senior wellness. Its typical grant size is not established: filings reported no grants in 2024 or 2025, while a 2023 university funding commitment called for four $25 million payments over three years. No process for unsolicited requests is stated.
Assets
$1.2B
Grants
0
Total Given
$765
FR Bigelow Foundation
St. Paul, MN
The F. R. Bigelow Foundation funds arts and culture, community and economic development, education and youth development, health, housing, and human services, with emphasis on equitable community-led work in the East Metro, especially Saint Paul and Dakota, Ramsey, and Washington counties. Community Solutions grants are typically up to $50,000 per year for one to two years, while capital grants may reach $250,000 over two years. It accepts applications to the Community Solutions program on a rolling basis; its Systems Change program is invite-only.
Assets
$180.8M
Grants
218
Total Given
$7.9M
Mardag Foundation
St. Paul, MN
Mardag Foundation funds Minnesota nonprofits, especially in the East Metro and Greater Minnesota, supporting children, youth and families, older adults, and (through 2025) arts and humanities organizations; it also has targeted food-access and housing programs. Its 2024 grants ranged from $750 to $50,000, with a median of $25,000. It accepts rolling requests by email for one-time emergency grants to eligible food-access or housing organizations; other programs have specific application periods.
Assets
—
Grants
117
Total Given
$2.7M
Pohlad Family Foundation
Minneapolis, MN
Assets
—
Grants
372
Total Given
$14.1M
Hearth Connection
Saint Paul, MN
Hearth Connection funds supportive housing, rental assistance, and related services for people experiencing homelessness, including housing, mental health, and social-service supports. Its 2024 grants ranged from $10,239 to $1,765,415, with a median of $132,516, and went to recipients across Minnesota. The profile does not state whether it accepts unsolicited requests.
Assets
$1.5M
Grants
35
Total Given
$12.0M
Andersen Corporate Foundation
Bayport, MN
Andersen Corporate Foundation funds housing, education, healthcare, hunger relief, and other basic needs in communities where Andersen employees live and work, especially in Minnesota, Wisconsin, and Iowa. Grants are typically around $10,000, though awards vary; a current program listing gives a range of $5,000–$50,000. It does not accept unsolicited requests; giving is by invitation only.
Assets
—
Grants
162
Total Given
$2.5M
The Affinity Plus Federal Credit Union
St. Paul, MN
The Affinity Plus Foundation funds Minnesota nonprofits working on housing stability, financial well-being, food security, education, and other community needs, and also awards scholarships. Its 2024 grants ranged from $100 to $30,000, with a median of $4,500; nearly all grant dollars went to Minnesota. The information provided does not state whether it accepts unsolicited community grant requests.
Assets
—
Grants
52
Total Given
$426K
Greater Twin Cities United Way
Minneapolis, MN
Greater Twin Cities United Way funds nonprofits and partnerships addressing housing stability, food security, educational success, and economic opportunity in nine counties across the Greater Twin Cities region. Its 2025 grants had a median of about $41,600 and ranged from about $5,200 to $1.23 million. It offers open, competitive opportunities as well as some invite-only grants; the listed 2025 application opportunities are closed.
Assets
$136.3M
Grants
228
Total Given
$16.4M
Allina Health System
Minneapolis, MN
Allina Health supports community health, including mental health, substance use recovery, health equity, housing, food access, and research, in Minnesota and western Wisconsin. Its 2024 grants had a median amount of $10,000, though awards ranged from $5,750 to $1,975,000. It directs charitable and sponsorship applicants to submit a request form, with quarterly submission and notification windows.
Assets
$6.0B
Grants
78
Total Given
$4.4M
More Funders in Minnesota
Greater Minnesota Housing Fund down — hundreds of funders to go?