Emblem Credit Union
Cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest.
Emblem Credit Union at a glance
In short: Emblem Credit Union gave $12K across 1 grant in 2024 (avg $12K), mostly in Alabama. Source: 2024 IRS Form 990.
- Annual giving (2024)
- $12,000
- -78.4% vs 2023
- Grants made (2024)
- 1
- -50.0% vs 2023
- Average grant
- $12,000
- -56.8% vs 2023
- Median grant
- $12,000
- Total assets
- $566,922,579
- +6.7% vs 2023
- Primary geography
- Alabama (100% of itemized 2024 grant dollars)
- Latest 990 filing
- Form 990, 2024 View filing
Data from IRS Form 990, 2024; updated September 2026.
Who Emblem Credit Union funds
How this funder distributes its grants
Top Recipients
Top recipient in 2024
The largest 2024 recipient was First Baptist Church of Gadsden ($12K).
Grant Size Distribution
6 grants across all recorded years
The most common grant size was under $50K: 6 grants of 6 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of the 2024 grant dollars on its one itemized grant.
States
Cities
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2022 to 2024, annual grant giving ranged from $12K (2024) to $56K (2023). In 2024 it made 1 grant totaling $12K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| First Baptist Church of Gadsden Gadsden, AL | Support of the Backpack Program | $12,000 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants |
|---|---|---|---|---|---|
| 2024 | $566,922,579 | $33,680,669 | $30,233,481 | $12,000 | 1 |
| 2023 | $531,369,874 | $28,308,124 | $24,087,717 | $55,500 | 2 |
| 2022 | $479,200,439 | $23,248,388 | $18,657,736 | $31,350 | 3 |
| 2021 | $477,477,278 | $19,350,763 | $16,092,963 | — | — |
| 2020 | $415,803,086 | $17,953,564 | $15,451,117 | — | — |
About Emblem Credit Union
Based on IRS filings
Emblem Credit Union is a public charity, based in Gadsden, AL. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $566.9M in total assets. In 2024, it awarded 1 grant totaling $12K.
Leadership & Key People
Officers and directors from IRS filings
Emblem Credit Union is led by Jeff Napper, Vice President, CFO & CEO - Starting January since 2024 (on filings since 2020); 7 of 17 officers listed in 2024 are compensated.
Officers on the 2024 filing
Jeff Napper
Vice President, CFO & CEO - Starting January
Vice President & CFO → Vice President, CFO & CEO - Starting January, 2024
On filings since 2020
40 hrs/week
$171K (2020) → $226K (2024)
Ron Summerall
President & CEO - Retired December
President & CEO → President & CEO - Retired December, 2024
On filings since 2020
40 hrs/week
$215K (2020) → $697K (2024)
Martha Lavender
Board Chairperson
Board Member → Board Chairperson, 2022
On filings since 2020
1 hr/week
No compensation reported
Ronald T. Mosley
Supervisory Committee Chair
Supervisory Committee Chairperson → Supervisory Committee Chair, 2021
On filings since 2020
1 hr/week
No compensation reported
Pam Boozer
Assistant Vice President & Hr Director
New on the 2024 filing
40 hrs/week
$130K (2024)
Gina Chambers
Vice President & Operations
Vice President → Vice President & Operations, 2024
On filings since 2020
40 hrs/week
$119K (2020) → $161K (2024)
Jd Holt
Financial Advisor
On filings since 2020
40 hrs/week
$325K (2020) → $447K (2024)
Mike Self
Vice President & Business Services
Vice President → Vice President & Business Services, 2024
On filings since 2021
40 hrs/week
$131K (2021) → $116K (2024)
Rachel Young
Vice President & Consumer Lending
New on the 2024 filing
40 hrs/week
$108K (2024)
Emily H. Mills
Board Member
On filings since 2020
1 hr/week
No compensation reported
Joseph Sawyer
Board Secretary & Treasurer
On filings since 2020
1 hr/week
No compensation reported
Sonny Kirby
Board Vice Chairperson
On filings since 2020
1 hr/week
No compensation reported
Tony J. Catanzaro
Board Member
On filings since 2020
1 hr/week
No compensation reported
Tony Reddick
Board Member
Board Chairperson → Board Member, 2023
On filings since 2020
1 hr/week
No compensation reported
Danny L. Golden
Supervisory Committee Member
Supervisory Committee → Supervisory Committee Member, 2023
On filings since 2021
1 hr/week
No compensation reported
Ronald W. Bill Lowman
Board Member
On filings since 2023
1 hr/week
No compensation reported
Sabrina Bevis
Supervisory Committee Member
On filings since 2023
1 hr/week
No compensation reported
Former officers (6)
- Former: Chuck Roden (2020–2023) — Board Member
- Former: Joan Lee (2020–2023) — Supervisory Committee
- Former: Joey Clark (2021–2023) — Vice President
- Former: Ronnie McClure (2020–2021) — Supervisory Committee
- Former: Jamie McGlaughn (2020) — Assistant Vice President
- Former: Jean Watson (2020) — Board Vice Chairperson
Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $697K, to Ron Summerall (President/CEO - Retired December 2024). 7 officers or directors reported compensation on that filing.
Frequently asked questions about Emblem Credit Union
How much does Emblem Credit Union give each year?
Emblem Credit Union gave $12K across 1 grant in 2024, according to its 2024 IRS Form 990. In 2023 it gave $56K across 2 grants.
How large is Emblem Credit Union?
Emblem Credit Union reported $566.9M in total assets on its 2024 IRS Form 990. Its revenue that year was $33.7M.
Where does Emblem Credit Union operate?
Emblem Credit Union has awarded grants in Alabama, District of Columbia.
What is Emblem Credit Union's EIN?
Emblem Credit Union's EIN (Employer Identification Number) is 63-6046132. IRS Form 990 filing data is available on this page for 2020–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings.
Data update history
(3)
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2022 (received by the IRS November 15, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS November 15, 2024)
- IRS filings on file for fiscal years 2020–2024
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