Avadian Credit Union
To provide thrift opportunities and low cost loans to members.
Avadian Credit Union at a glance
In short: Avadian Credit Union gave $67K across 3 grants in 2024 (avg $22K), mostly in Alabama. Source: 2024 IRS Form 990.
- Annual giving (2024)
- $66,500
- -20.1% vs 2023
- Grants made (2024)
- 3
- +0.0% vs 2023
- Average grant
- $22,167
- -20.1% vs 2023
- Median grant
- $25,000
- Total assets
- $1,391,962,865
- +2.9% vs 2023
- Primary geography
- Alabama (100% of itemized 2024 grant dollars)
- Latest 990 filing
- Form 990, 2024 View filing
Data from IRS Form 990, 2024; updated September 2026.
Who Avadian Credit Union funds
How this funder distributes its grants
Top Recipients
Top 3 recipients in 2024
The largest 2024 recipient was Avadian Foundation ($35K). Together the top 3 received $67K.
Grant Size Distribution
10 grants across all recorded years
The most common grant size was under $50K: 10 grants of 10 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of 2024 grant dollars across all 3 itemized grants.
States
Cities
How Avadian Credit Union gives
- Giving grew 180% from 2021 to 2024. Method
From the foundation's IRS Form 990 filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2024, annual grant giving ranged from $24K (2020) to $83K (2023). In 2024 it made 3 grants totaling $67K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Avadian Foundation Hoover, AL | General Support | $34,500 |
| United Way of Central Alabama Inc Birmingham, AL | General Support | $25,000 |
| Holy Family Cristo Rey Catholic School Birmingham, AL | General Support | $7,000 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2024 | $1,391,962,865 | $89,963,312 | $85,268,656 | $66,500 | 3 | $7,873,412 |
| 2023 | $1,352,204,641 | $76,914,615 | $69,931,799 | $83,265 | 3 | $8,369,940 |
| 2022 | $1,250,063,338 | $56,357,889 | $49,571,185 | $53,995 | 2 | $3,781,618 |
| 2021 | $1,107,599,442 | $50,956,352 | $43,481,121 | $23,750 | 1 | $3,863,910 |
| 2020 | $1,031,231,296 | $51,125,646 | $47,611,005 | $23,750 | 1 | $3,963,234 |
About Avadian Credit Union
Based on IRS filings
Avadian Credit Union is a public charity, based in Birmingham, AL. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $1.4B in total assets. In 2024, it awarded 3 grants totaling $67K. Net investment income was $7.9M.
Leadership & Key People
Officers and directors from IRS filings
Avadian Credit Union is led by Linda Cencula, CEO on every filing since 2020; 14 of 25 officers listed in 2024 are compensated.
Officers on the 2024 filing
Linda Cencula
CEO
On filings since 2020
48 hrs/week
$377K (2020) → $481K (2024)
Jeremy Malone
President & Chief Executive Officer
New on the 2024 filing
48 hrs/week
$191K (2024)
Terry Davis
Chairman
On filings since 2020
1 hr/week
No compensation reported
Cindy Killen
Director
On filings since 2020
1 hr/week
No compensation reported
Keith Milling
Director
On filings since 2020
1 hr/week
No compensation reported
Brian Wilson
Director
On filings since 2023
1 hr/week
No compensation reported
Michael McGraw
Director
On filings since 2023
1 hr/week
No compensation reported
Reggie Juran
Director
On filings since 2023
1 hr/week
No compensation reported
Bill Hilyer
Director
New on the 2024 filing
1 hr/week
No compensation reported
Matthew Golden
Director
New on the 2024 filing
1 hr/week
No compensation reported
Adrienne Breckenridge
Chief Financial Officer
Cheif Financial Officer → Chief Financial Officer, 2022
On filings since 2020
48 hrs/week
$179K (2020) → $249K (2024)
James Dismukes
Afs Program Manager
On filings since 2020
48 hrs/week
$193K (2020) → $319K (2024)
Parker Steele
Chief Legal & Compliance O
On filings since 2020
48 hrs/week
$189K (2020) → $246K (2024)
Steven Thrasher
Assistant Vice President Mortgage Lend
Vice President Mortgage Lending → Assistant Vice President Mortgage Lending, 2023
Assistant Vice President Mortgage Lending → Assistant Vice President Mortgage Lend, 2024
On filings since 2020
48 hrs/week
$366K (2020) → $212K (2024)
William R. Chancellor
Chief Lending Officer
On filings since 2020
48 hrs/week
$208K (2020) → $251K (2024)
Brandon Watkins
Vice President Card Services & Payme
Vice President Card Services & Payments → Vice President Card Services & Payme, 2022
On filings since 2021
48 hrs/week
$213K (2021) → $189K (2024)
Eric Ham
Chief Information Officer
On filings since 2021
48 hrs/week
$178K (2021) → $244K (2024)
Gayla Kuykendall
Senior Vice President Operations
On filings since 2021
48 hrs/week
$132K (2021) → $209K (2024)
Randall Phillips
Vice President Commercial Credit
On filings since 2021
48 hrs/week
$162K (2021) → $175K (2024)
Donnamarie Tyler
Senior Vice President of Deposits
Senior Vice President of Deposits & Retail Strategy → Senior Vice President of Deposits, 2024
On filings since 2023
48 hrs/week
$193K (2023) → $219K (2024)
Jeffrey Skipper
Senior Vice President of Marketing & D
Senior Vice President of Marketing & Digital Services → Senior Vice President of Marketing & D, 2024
On filings since 2023
48 hrs/week
$179K (2023) → $208K (2024)
Larry Uptain
Commercial Loan Manager
On filings since 2023
48 hrs/week
$157K (2023) → $178K (2024)
Brenda Welborn
Vice Chairman
Director → Vice Chairman, 2021
On filings since 2020
1 hr/week
No compensation reported
Deborah Given
Treasurer
On filings since 2020
1 hr/week
No compensation reported
Linda Ruethemann
Secretary
On filings since 2020
1 hr/week
No compensation reported
Former officers (9)
- Former: John Morris (2021–2023) — Director
- Former: Cynthia Sharp (2020–2022) — Mortgage Loan Officer
- Former: Mike Jamison (2020–2022) — Director
- Former: Roland Coburn (2020–2022) — Director
- Former: Stanton Davis (2020–2022) — Chief Experience & Innovat
- Former: Brett Tompkins (2020–2021) — Mortgage Loan Officer
- Former: Joseph Sutton (2020–2021) — Mortgage Loan Officer
- Former: Nancy Morgan (2020–2021) — Director
- Former: Alpesh Patel (2020) — Senior Vice President Information Tech.
Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $481K, to Linda Cencula (CEO). 14 officers or directors reported compensation on that filing.
Frequently asked questions about Avadian Credit Union
How much does Avadian Credit Union give each year?
Avadian Credit Union gave $67K across 3 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $83K across 3 grants.
What is Avadian Credit Union's typical grant size?
Avadian Credit Union's median grant in 2024 was $25,000, and its average grant was $22,167, across 3 grants on its 2024 IRS Form 990.
Where does Avadian Credit Union give grants?
Avadian Credit Union gives mostly in Alabama: 100% of the grant dollars itemized on its 2024 IRS Form 990 went to recipients there. The most frequent recipient cities were Birmingham, AL (2 grants).
Does Avadian Credit Union give general operating support?
Yes: 100% of Avadian Credit Union's 2024 grants with a stated purpose (3 of 3) were for general or operating support, per its 2024 IRS Form 990.
How large is Avadian Credit Union?
Avadian Credit Union reported $1.4B in total assets on its 2024 IRS Form 990. Its revenue that year was $90.0M.
What is Avadian Credit Union's EIN?
Avadian Credit Union's EIN (Employer Identification Number) is 63-0207315. IRS Form 990 filing data is available on this page for 2020–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2020 (received by the IRS October 19, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS November 8, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS November 7, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS October 23, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS October 22, 2025)
- IRS filings on file for fiscal years 2020–2024
Explore Open Grants
Browse active grant opportunities in Avadian Credit Union's focus areas in our free grants database
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