Baltimore Equitable Insurance Foundation

Private foundation · Grantmaker Baltimore, MD EIN: 52-1645633

The Baltimore Equitable Insurance Foundation is a private foundation based in Baltimore, Maryland. In its 2025 filing, it reported 13 grants totaling $555,000, with listed grant purposes including strengthening neighborhoods, increasing home ownership, and human services.

Key facts about Baltimore Equitable Insurance Foundation

In short: Baltimore Equitable Insurance Foundation gave $555K across 13 grants in 2025 (avg $43K), mostly in Maryland. 15% of 2025 grantees were new. Source: 2025 IRS Form 990-PF.

EIN
52-1645633
Latest 990 filing
Form 990-PF, 2025
Annual giving (2025)
$555,000
Grants made (2025)
13
Average grant
$42,692
Median grant
$40,000
New grantees (estimate)
15% first-time grantees (2 of 13, 2025)
Total assets
$11,069,178
Primary geography
Maryland (99% of itemized 2025 grant dollars)
Accepts unsolicited proposals
No
How to apply
The foundation states that it makes contributions only to preselected charitable organizations and does not accept unsolicited requests for funds. Full details ↓

Data from IRS Form 990-PF, 2025; updated September 2026. New grantees are estimated by matching recipient names across years (methodology). Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Financial Overview

From 2025 IRS Form 990-PF · View filing

Total Assets

$11.1M

+9.1% YoY

Annual Giving

$555K

+13.3% YoY

Grant Count

13

+30.0% YoY

Avg Grant Size

$43K

-12.9% YoY

Under IRS private-foundation payout rules, Baltimore Equitable Insurance Foundation reported a distributable amount of $523K for 2025 — the minimum it must pay out in qualifying distributions.

Is Baltimore Equitable Insurance Foundation open to new grantees?

15%

first-time grantees, 2025

In 2025, 2 of 13 grantees (15%) were first-time recipients. First grants averaged $18K; repeat grants $47K. How we count

Medians: $18K first-time, $50K repeat.

  • 77% of 2025 grantees were also funded in 2024. Method
  • Giving grew 44% from 2022 to 2025. Method
  • In 2025 it paid out 106% of its IRS minimum distribution (the 5% rule). Method

Estimate from itemized grant lists in IRS Form 990-PF filings (2019–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

Research compiled by Grantable AI from public sources. Last updated September 2026.

Mission & Focus Areas

No mission statement for the foundation is provided. Its 2025 filing lists grants for strengthening neighborhoods, increasing home ownership, and human services.

Several grantees describe work related to housing and community development. Southeast Community Development says its mission is to provide charitable, educational, and other community services in Southeast Baltimore neighborhoods. St. Ambrose Housing Aid Center says it facilitates affordable housing in Baltimore City by purchasing and renovating homes for sale to qualified individuals and renovating apartments for rent to qualified individuals. Rebuild Metro says it seeks to create wealth and opportunity through real estate investments that reinforce community assets and revitalize markets.

Grantmaking

In 2025, the foundation made 13 grants totaling $555,000. Grant amounts ranged from $5,000 to $75,000, with a median of $40,000. Listed grants included $75,000 to Habitat for Humanity of the Chesapeake and $75,000 to Southeast Community Development, both for strengthening neighborhoods; $60,000 to Catholic Charities for human services; and $50,000 each to Black Women Build Baltimore, Bon Secours Community Works, and St. Ambrose Housing Aid Center for strengthening neighborhoods. Other listed awards included $40,000 to Comprehensive Housing Assistance for increasing home ownership, $30,000 to Maryland Food Bank for human services, and $25,000 to Live Baltimore for increasing home ownership.

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Geographic Focus

Where this funder awards grants

In 2025, 99% of grant dollars went to recipients in Maryland and 1% to recipients in Illinois. The listed 2025 grantees shown here are based in Baltimore, Maryland.

Grant Distribution by State

2states

Share of 2025 grant dollars across all 13 itemized grants.

Cities

BaltimoreChicago

Giving Over Time

Total grant dollars and number of grants per year

$0$200K$400K$600K11 grants2019 10 grants2020 12 grants2021 12 grants2022 11 grants2023 10 grants2024 13 grants2025

From 2019 to 2025, annual grant giving ranged from $385K (2022) to $555K (2025). In 2025 it made 13 grants totaling $555K.

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2025

Habitat for Humanity of the Chesapeake: $75KHabitat for Humanity of theChesapeake$75KSoutheast Community Development Corp: $75KSoutheast CommunityDevelopment Corp$75KCatholic Charities: $60KCatholic Charities$60KBlack Women Build Baltimore: $50KBlack Women Build Baltimore$50KBon Secours Community Works: $50KBon Secours Community Works$50KSt Ambrose Housing Aid Center: $50KSt Ambrose Housing Aid Center$50KComprehensive Housing Assistance Inc: $40KComprehensive HousingAssistance Inc$40KNext One up: $40KNext One up$40KMaryland Food Bank: $30KMaryland Food Bank$30KRebuild Metro: $30KRebuild Metro$30K

The largest 2025 recipient was Habitat for Humanity of the Chesapeake ($75K). Together the top 10 received $500K.

Grant Size Distribution

58 grants across all recorded years

40<$50K13$50–100K5$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 40 grants of 58 (69%).

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
Habitat for Humanity of the Chesapeake Baltimore, MDStrengthening Neighborhoods$75,000
Southeast Community Development Corp Baltimore, MDStrengthening Neighborhoods$75,000
Catholic Charities Baltimore, MDHuman Services$60,000
Black Women Build Baltimore Baltimore, MDStrengthening Neighborhoods$50,000
Bon Secours Community Works Baltimore, MDStrengthening Neighborhoods$50,000
St Ambrose Housing Aid Center Baltimore, MDStrengthening Neighborhoods$50,000
Comprehensive Housing Assistance Inc Baltimore, MDIncreasing Home Ownership$40,000
Next One up Baltimore, MDStrengthening Neighborhoods$40,000
Maryland Food Bank Baltimore, MDHuman Services$30,000
Rebuild Metro Baltimore, MDStrengthening Neighborhoods$30,000

Financial History

Multi-year comparison from IRS filings

Filing year Assets Revenue Expenses Grants
2025 $11,069,178 $1,087,818 $591,035 $555,000
2024 $10,150,336 $472,876 $516,757 $490,000
2023 $9,421,912 $276,407 $463,570 $440,000
Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$500K$1M$1.5M$2M2019 2020 2021 2022 2023 2024 2025
Metric202520242023
Total Assets$11,069,178$10,150,336$9,421,912
Revenue$1,087,818$472,876$276,407
Expenses$591,035$516,757$463,570
Qualifying Distributions$555,000$490,000$440,000
Net Investment Income$766,402$452,368$258,337
Distributable Amount$522,953$496,119$437,230

Data update history

When this profile's IRS filing data changed on Grantable

  1. Added Form 990-PF for fiscal year 2019 (received by the IRS August 31, 2020)
  2. Added Form 990-PF for fiscal year 2025 (received by the IRS June 17, 2026)
  3. IRS filings on file for fiscal years 2020–2024

Leadership & Key People

Leadership team and compensation from IRS filings

The 2025 filing lists Mary B. Harlee as president and treasurer; Marjorie Rodgers Cheshire as chairman; Juliet A. Eurich as secretary through 2025; Sheryl B. Goldstein and David W. Kinkopf as directors; and Thomasina L. Hiers-Johnson as a director beginning in 2025.

Baltimore Equitable Insurance Foundation is led by Mary B. Harlee, President & Treasurer on every filing since 2019; 1 of 6 officers listed in 2025 is compensated.

Officers on the 2025 filing

  • Mary B. Harlee

    President & Treasurer

    On filings since 2019

    1 hr/week

    No compensation reported

  • Marjorie Rodgers Cheshire

    Chairman

    On filings since 2019

    1 hr/week

    No compensation reported

  • Sheryl B. Goldstein

    Director

    On filings since 2019

    1 hr/week

    $2K (2019) → $0 (2025)

  • Thomasina L. Hiers-Johnson

    Director

    New on the 2025 filing

    1 hr/week

    $2K (2025)

  • David W. Kinkopf

    Director

    On filings since 2019

    1 hr/week

    No compensation reported

  • Juliet A. Eurich

    Secretary

    On filings since 2019

    1 hr/week

    No compensation reported

Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Compensation Overview

From 2025 IRS filing

Thomasina L Hiers-Johnson — Director (From 2025): $2KThomasina L…Director (From 2025)$2K

The highest reported compensation on the 2025 filing was $2K, to Thomasina L Hiers-Johnson (Director (From 2025)).

Contact

Mailing address: 509 S Exeter Street 420, Baltimore, MD 21202
Phone: (410) 727-1794

Frequently asked questions about Baltimore Equitable Insurance Foundation

How much does Baltimore Equitable Insurance Foundation give each year?

Baltimore Equitable Insurance Foundation gave $555K across 13 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $490K across 10 grants.

What is Baltimore Equitable Insurance Foundation's typical grant size?

Baltimore Equitable Insurance Foundation's median grant in 2025 was $40,000, and its average grant was $42,692, across 13 grants on its 2025 IRS Form 990-PF. Organizations receiving their first grant from Baltimore Equitable Insurance Foundation that year got $18K on average.

Where does Baltimore Equitable Insurance Foundation give grants?

Baltimore Equitable Insurance Foundation gives mostly in Maryland: 99% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Baltimore, MD (12 grants).

Does Baltimore Equitable Insurance Foundation give general operating support?

Not in 2025: none of the 13 grants with a stated purpose on Baltimore Equitable Insurance Foundation's 2025 IRS Form 990-PF were described as general or operating support. Recurring purposes include "Strengthening Neighborhoods" (8 grants) and "Human Services" (3 grants).

Who are Baltimore Equitable Insurance Foundation's largest grantees?

Baltimore Equitable Insurance Foundation's largest 2025 grantees include Habitat for Humanity of the Chesapeake ($75,000), Southeast Community Development Corp ($75,000) and Catholic Charities ($60,000), according to its 2025 IRS Form 990-PF. Together they received 38% of its itemized 2025 grant dollars.

How large is Baltimore Equitable Insurance Foundation?

Baltimore Equitable Insurance Foundation reported $11.1M in total assets on its 2025 IRS Form 990-PF. It paid out $555K in qualifying distributions that year, against a required minimum of $523K (roughly 5% of its investment assets).

What does Baltimore Equitable Insurance Foundation fund?

No mission statement for the foundation is provided. Its 2025 filing lists grants for strengthening neighborhoods, increasing home ownership, and human services. See mission & focus areas ↑

How do I apply for a grant from Baltimore Equitable Insurance Foundation?

The foundation states that it makes contributions only to preselected charitable organizations and does not accept unsolicited requests for funds. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

What is Baltimore Equitable Insurance Foundation's EIN?

Baltimore Equitable Insurance Foundation's EIN (Employer Identification Number) is 52-1645633. IRS Form 990 filing data is available on this page for 2019–2025.

Does Baltimore Equitable Insurance Foundation accept unsolicited proposals?

No, according to Grantable's research on the foundation's published guidelines. See how to apply ↑

Data last updated September 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.

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