1ST Source Bank Foundation Inc XXX-XX-XXXX

Foundation · Grantmaker South Bend, IN EIN: 35-6034211

1st Source Foundation is a private foundation based in South Bend, Indiana, operating as a corporation. The foundation is affiliated with 1st Source Bank and serves as a philanthropic vehicle for supporting nonprofit organizations in the communities where the bank operates.

Key facts about 1ST Source Bank Foundation Inc XXX-XX-XXXX

EIN
35-6034211
Latest 990 filing
Form 990-PF, 2025
Annual giving (2025)
$2,209,262
Grants made (2025)
96
Average grant
$23,013
Median grant
$10,000
New grantees (estimate)
30% first-time grantees (29 of 96, 2025)
Primary geography
Indiana (91% of itemized 2025 grant dollars)

Data from IRS Form 990-PF, 2025; updated September 2026. New grantees are estimated by matching recipient names across years (methodology).

Who 1ST Source Bank Foundation Inc XXX-XX-XXXX funds

By grant dollars, the top recipient states for 1ST Source Bank Foundation Inc XXX-XX-XXXX's 96 itemized 2025 grants were Indiana (91%) and Michigan (7%). The most frequent recipient cities were South Bend, IN (29 grants), Fort Wayne, IN (11 grants), Valparaiso, IN (8 grants) and Plymouth, IN (7 grants). 2% of grants with a stated purpose were for general or operating support. Recurring purposes include "Support" (82 grants).

Is 1ST Source Bank Foundation Inc XXX-XX-XXXX open to new grantees?

30%

first-time grantees, 2025

In 2025, 29 of 96 grantees (30%) were first-time recipients. First grants averaged $30K; repeat grants $20K. How we count

Medians: $20K first-time, $8K repeat.

  • 57% of 2025 grantees were also funded in 2024. Method
  • Giving held roughly steady from 2022 to 2025 (+0%). Method

Estimate from itemized IRS Form 990-PF grant lists (2020–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

Next steps with 1ST Source Bank Foundation Inc XXX-XX-XXXX

Financial Overview

From 2025 IRS Form 990-PF · View filing

Total Assets

—

Annual Giving

$2.2M

+10.2% YoY

Grant Count

96

+3.2% YoY

Avg Grant Size

$23K

+6.8% YoY

Research compiled by Grantable AI from public sources. Last updated April 2026.

Mission & Focus Areas

1st Source Foundation supports nonprofit organizations in the communities served by 1st Source Bank in northern Indiana and southwestern Michigan. The foundation's areas of interest include:

  • Social welfare and human services
  • Education
  • Culture and the arts
  • Community and economic development

The foundation demonstrates a preference for partnering with organizations that have proven themselves successful in achieving their mission.

Grantmaking

The foundation makes contributions to preselected charitable organizations. Based on recent activity:

Grant Range

** $10,000

Average Grant

** $24,000

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Geographic Focus

Where this funder awards grants

The foundation primarily funds organizations in Indiana and Michigan, with particular emphasis on northern Indiana and southwestern Michigan communities served by 1st Source Bank.

Grant Distribution by State

6states

Share of all 96 itemized 2025 grant dollars.

Cities

South BendFort WaynePlymouthValparaisoElkhartMichigan CityKalamazooLafayetteGoshenMishawakaHuntingtonNotre DameRochesterSt JosephWarsawAuburnIndianapolisBlufftonNilesSarasota

Financial History

Multi-year comparison from IRS filings

  • Total assets: $35.2 million (2024)
  • Annual income: $11.4 million
  • Asset growth: Increased from $9 million in 2011 to $35.2 million in 2024
  • Tax status: Contributions are tax deductible
  • IRS ruling year: 1954
Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$0.275$0.55$0.8250000000000001$1.1202020212022202320242025
Metric202520242023
Total Assets———
Revenue———
Expenses———
Qualifying Distributions———
Net Investment Income———
Distributable Amount———

Data update history

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990-PF for fiscal year 2020 (received by the IRS October 18, 2021)
  2. Updated Form 990-PF for fiscal year 2021 (received by the IRS October 21, 2022)
  3. Updated Form 990-PF for fiscal year 2022 (received by the IRS November 13, 2023)
  4. Updated Form 990-PF for fiscal year 2023 (received by the IRS June 21, 2024)
  5. Updated Form 990-PF for fiscal year 2024 (received by the IRS October 20, 2025)
  6. Added Form 990-PF for fiscal year 2025 (received by the IRS May 13, 2026)
  7. IRS filings on file for fiscal years 2020–2024

Giving Over Time

Total grant dollars and number of grants per year

$0$552K$1M$2M$2M83 grants202082 grants202192 grants202286 grants202393 grants202496 grants2025

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2025

Michiana Public Broadcasting Corp: $200KMichiana Public BroadcastingCorp$200KCommunity Foundation of St Joe County: $139KCommunity Foundation of St JoeCounty$139KThe History Museum: $111KThe History Museum$111KJunior Achievement of Northern Indiana: $100KJunior Achievement of NorthernIndiana$100KSouth Bend-Elkhart Regional FDN Inc: $100KSouth Bend-Elkhart RegionalFDN Inc$100KGrace College: $83KGrace College$83KSouthwestern Michigan College: $80KSouthwestern Michigan College$80KMishawaka Parks & Recreation Foundation: $75KMishawaka Parks & RecreationFoundation$75KPorter County Agricultural Society: $50KPorter County AgriculturalSociety$50KHeartland Art Center: $50KHeartland Art Center$50K

Grant Size Distribution

449 grants across all recorded years

387<$50K33$50–100K28$100–250K1$250–500K$500K–1M$1–5M$5M+

Open Grants

1 open opportunity from 1ST Source Bank Foundation Inc XXX-XX-XXXX

Giving History

Grant recipients and amounts by year

Among its reported 2025 grants, the largest recipients include Michiana Public Broadcasting Corp ($200,000), Community Foundation of St Joe County ($138,825), The History Museum ($111,000).

RecipientPurposeAmount
Michiana Public Broadcasting Corp South Bend, INSUPPORT$200,000
Community Foundation of St Joe County South Bend, INSUPPORT$138,825
The History Museum South Bend, INSUPPORT$111,000
Junior Achievement of Northern Indiana Fort Wayne, INCHARITABLE CONTRIBUTION$100,000
South Bend-Elkhart Regional FDN Inc South Bend, INSUPPORT$100,000
Grace College Winona Lake, INSUPPORT$83,334
SOUTHWESTERN MICHIGAN COLLEGE Dowagiac, MICHARITABLE CONTRIBUTION$80,000
Mishawaka Parks & Recreation Foundation Mishawaka, INSUPPORT$75,000
Porter County Agricultural Society Valparaiso, INSUPPORT$50,000
Heartland Art Center Plymouth, INSUPPORT$50,000

Leadership & Key People

Leadership team and compensation from IRS filings

The foundation is governed by 9 officers and trustees, with 1st Source Bank serving as the principal officer.

Compensation Overview

From 2025 IRS filing

1st Source Bank — Agent: $173K1st Source BankAgent$173KIsaac Torres — Board Member: $5KIsaac TorresBoard Member$5KTodd Schurz — Board Member: $5KTodd SchurzBoard Member$5KJohn Affleck-Graves — Board Member: $3KJohn Affleck-GravesBoard Member$3K

From 2025 IRS filing

NameTitleHoursCompensation
Christopher J Murphy IIIPresident——
Andrea ShortVice President——
Kevin MurphyTreasurer——
John Affleck-GravesBoard Member—$2,500
Isaac TorresBoard Member—$5,000
Todd SchurzBoard Member—$5,000
Ron ZeltwangerBoard Member——
1st Source BankAgent—$172,735
Ann Rathburn-LacopoSecretary——

Recent News & Activity

Recent developments and announcements

The foundation has been actively awarding grants to support community initiatives, including funding for health and wellness programs, homelessness prevention, affordable housing, youth development, and human services across its service region.

1st Source Foundation awards $100,000 grant to support Duneland YMCA\u2019\

Frequently Asked Questions

What does 1ST Source Bank Foundation Inc XXX-XX-XXXX fund?

1st Source Foundation supports nonprofit organizations in the communities served by 1st Source Bank in northern Indiana and southwestern Michigan. The foundation's areas of interest include: • Social welfare and human services • Education • Culture and the arts • Community and economic development The foundation demonstrates a preference for partnering with organizations that have proven themselves successful in achieving their mission.

How do I apply for a grant from 1ST Source Bank Foundation Inc XXX-XX-XXXX?

The foundation makes contributions to preselected charitable organizations. Based on recent activity: • **Total grants awarded:** 174 grants totaling $4.2 million • **Median grant size:** $10,000 • **Average grant size:** $24,000 • **Grant range:** $135 to $250,000 • **Annual distribution:** Between $2 million and $2.2 million annually (2021-2022) • **Organizations supported:** 138 unique organizations Recent grants have supported initiatives including a $100,000 grant to Duneland YMCA for a He…

Where does 1ST Source Bank Foundation Inc XXX-XX-XXXX make grants?

The foundation primarily funds organizations in Indiana and Michigan, with particular emphasis on northern Indiana and southwestern Michigan communities served by 1st Source Bank.

What size grants does 1ST Source Bank Foundation Inc XXX-XX-XXXX award?

In 2025, 1ST Source Bank Foundation Inc XXX-XX-XXXX awarded 96 grants totaling $2.2M — an average of about $23K per grant, based on its IRS Form 990 filings.

What is 1ST Source Bank Foundation Inc XXX-XX-XXXX's EIN?

1ST Source Bank Foundation Inc XXX-XX-XXXX's EIN (Employer Identification Number) is 35-6034211. IRS Form 990 filing data is available on this page for 2020–2025.

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Data last updated September 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.

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