Funding Amount

Up to $10,000

Deadline

Rolling / Open

Grant Type

foundation

Overview

Matching Grant

Funder: Healthy Neighborhoods Inc (HNI)

Geographic Scope: Baltimore City (eligible neighborhoods where HNI loans are available)

Award Amount: Up to $10,000

Program Overview:
In combination with HNI loan products, borrowers may be eligible for a matching grant towards rehab project costs. The grant covers 50% of rehab project costs up to $10,000.

    Examples:

  • $10,000 rehab project = $5,000 matching grant
  • $15,000 rehab project = $7,500 matching grant
  • $20,000 rehab project = $10,000 matching grant
  • $25,000+ rehab project = $10,000 matching grant (maximum)

2025 Income Limits (Household):
| Household Size | Income Limit |
|---|---|
| 1 | $109,560 |
| 2 | $125,160 |
| 3 | $140,760 |
| 4 | $156,360 |
| 5 | $168,960 |
| 6 | $181,440 |
| 7 | $193,920 |
| 8 | $206,400 |

Eligibility Requirements:

  • Household income must be below limits in table above

  • Must be coupled with an HNI loan (Purchase & Rehab, Refinance & Rehab, or Home Improvement)

  • No stand-alone grants available

  • Limited supply available; allocated on first-come, first-served basis for qualifying applicants
  • What Funds Can Be Used For:

  • Rehab project costs only

  • Must be paired with Purchase & Rehab, Refinance & Rehab, or Home Improvement loan
  • Contact:
    Ben Glover
    Director of Capital Programs
    (410) 332-0387 Ext. 1005
    bglover@healthyneighborhoods.org

    How to Apply

    Application Process

    1. Primary Requirement: Submit application for one of HNI's loan products:
    - Purchase & Rehab loan (up to $375,000)
    - Refinance & Rehab loan (up to $375,000)
    - Home Improvement loan (up to $20,000)

    2. Matching Grant Eligibility: Assessed as part of loan application process

    3. Income Verification: Provide documentation showing household income is below the limits for your household size

    4. Contact for Questions: Ben Glover at ext. 1005

    Focus Areas & Funding Uses

    Fields of Work

    housingaffordable-housing

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