Baltimore City Live Near Your Work Program

Funder: Partnership between participating employers and the City of Baltimore
Administered by: Healthy Neighborhoods Inc (HNI)

Geographic Scope: Baltimore City

• $1,000 from City of Baltimore
• $1,000 from participating employer

Program Overview:
A partnership designed to encourage homeownership near place of employment. This program provides grant assistance to help employees purchase homes in Baltimore City close to where they work.

Eligibility Requirements:

• Employees of participating companies (companies must be enrolled in program)
• First-time homebuyers in Baltimore City
• No annual income limits
• Participating employers may develop additional eligibility requirements for their employees

Loan Terms:

• Forgivable loan (20% per year over 5 years)
• Buyer must contribute at least $1,000 towards purchase
• Property must be used as principal residence
• Participating employers may establish additional restrictions including eligible neighborhoods

Application Process

1. Primary Step: Contact the program representative for your employer
   • Each participating employer has a designated program representative
2. Alternative Contact: For general program information:
   • Contact Debra Braxton
   • Baltimore Housing Office of Homeownership
   • 417 E. Fayette Street, Suite 1125
   • Baltimore, MD 21202
   • (410) 396-3124
   • Hours: 8:30 AM – 4:30 PM, Monday - Friday