Illinois Homeowner Assistance Fund (ILHAF)

Geographic Scope: Illinois (statewide)

Focus Areas:

• Past-due mortgage payments
• Property taxes
• Property insurance
• Homeowner and/or condo association fees

Eligibility Requirements:

• Be at least 30 days late on one or more of: mortgage loan, property tax, property insurance, and/or HOA/condo association fee payments
• Household income at or below 150% Area Median Income (AMI)
• Own and occupy a home in Illinois as a primary residence
• Proof of citizenship is NOT required
• Receiving ILHAF will NOT affect immigration status or result in public charge determination

Required Documentation:

• Proof of identification (driver's license, state ID, permanent residency card, or other form of ID)
• Proof of household income (tax returns, pay stubs, or other documentation)
• Proof of occupancy (bank statement, cell phone bill, credit/debit card statement, or other documentation)
• Proof of ownership (property tax bill, property deed, or other documentation)
• Delinquency statement (mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement)

What They Fund: Direct payments to mortgage servicers, taxing bodies, or other eligible entities for approved applications

Contact Information:

• Will County Center for Community Concerns (WCCCC)
• Phone: (815) 722-0722
• Address: 2455 Glenwood Avenue, Joliet, IL 60435
• Hours: Mon-Fri 8am-4pm (Wed until 7:30pm), Closed Sat-Sun
• Call WCCCC to speak with a Housing Advocate for help applying

Background: Funded through the federal American Rescue Plan Act of 2021. Illinois was allocated $386.9 million for this purpose.

Application Process

1. Visit www.illinoishousinghelp.org to initiate the application process
2. Gather all required documentation (see overview section)
3. Complete application with the following information:
   • Proof of identification
   • Proof of household income
   • Proof of occupancy
   • Proof of ownership
   • Delinquency statement
4. Submit application through online portal at www.illinoishousinghelp.org

Application Support

IHDA has partnered with housing counseling agencies and community-based organizations across the state to provide FREE assistance with:

• Assembling required documents
• Completing applications
• Services available in more than 37 languages including American Sign Language

Contact for assistance: 866-454-3571 or visit www.illinoishousinghelp.org for list of agencies

Local Support

Call WCCCC at (815) 722-0722 to speak with a Housing Advocate for help applying