The Credit Bureau of the Virginias

Private foundation · Grantmaker Bluefield, WV EIN: 55-0781189

The Credit Bureau of the Virginias is a private foundation based in Bluefield, West Virginia. Its 2025 filing reports grants to educational institutions and community organizations in West Virginia and Virginia, including scholarships, a camp renovation, and a food program.

The Credit Bureau of the Virginias at a glance

In short: The Credit Bureau of the Virginias gave $60K across 10 grants in 2025 (avg $6K), mostly in West Virginia. Source: 2025 IRS Form 990-PF.

Annual giving (2025)
$59,583
+4.4% vs 2024
Grants made (2025)
10
-9.1% vs 2024
Average grant
$5,958
+14.8% vs 2024
Median grant
$4,500
Total assets
$868,561
+0.9% vs 2024
Primary geography
West Virginia (65% of itemized 2025 grant dollars)
Latest 990 filing
Form 990-PF, 2025 View filing

Data from IRS Form 990-PF, 2025; updated October 2026.

How to apply to The Credit Bureau of the Virginias

How to Apply

The foundation does not restrict giving to preselected organizations. It accepts written applications; there are no deadlines. Awards are restricted to residents of a nine-county area in West Virginia and Virginia.

Contact

Application contact: Julie Johnson
Mailing address: 525 Federal Street, Bluefield, WV 24701
Phone: (304) 324-3283

Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Who The Credit Bureau of the Virginias funds

How this funder distributes its grants

Top Recipients

Top 8 recipients in 2025

Concord University: $10KConcord University$10KBluefield State University: $10KBluefield State University$10KBluefield University: $10KBluefield University$10KClinch Valley Community Action: $5KClinch Valley Community Action$5KMercer County Technical Educ Ctr: $4KMercer County Technical EducCtr$4KMcDowell County Technical Educ Ctr: $4KMcDowell County Technical EducCtr$4KWyoming County Technical Educ Ctr: $4KWyoming County Technical EducCtr$4KWestminster at Wade LLC: $3KWestminster at Wade LLC$3K

The largest 2025 recipient was Concord University ($10K). Together the top 8 received $50K.

Organizations only. It also paid 2 individual scholarships ($9,583), which are not listed by name.

Grant Size Distribution

55 grants across all recorded years

55<$50K$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 55 grants of 55 (100%).

Geographic Focus

Where this funder awards grants

The foundation states that awards are restricted to residents of a nine-county area in West Virginia and Virginia. In 2025, 65% of grant dollars went to recipients in West Virginia and 35% to recipients in Virginia.

Grant Distribution by State

2states

Share of 2025 grant dollars across all 10 itemized grants.

Cities

BluefieldAthensPinevillePrincetonWelchRichlandsWarHintonNorth TazewellTazewellCedar BluffWilliamson

How The Credit Bureau of the Virginias gives

  • Giving held roughly steady from 2022 to 2025 (−3%). Method
  • In 2025 it paid out 94% of its IRS minimum distribution (the 5% rule). Foundations have until the end of the next year to meet it. Method

From the foundation's IRS Form 990-PF filings. Methodology.

Giving History

Giving Over Time

Total grant dollars and number of grants per year

$0$20K$40K$60K$80K11 grants2020 12 grants2021 11 grants2022 11 grants2023 11 grants2024 10 grants2025

From 2020 to 2025, annual grant giving ranged from $55K (2021) to $62K (2022). In 2025 it made 10 grants totaling $60K.

Grants by year

Grant recipients and amounts by year

RecipientPurposeAmount
Concord University Athens, WVScholarships$10,000
Bluefield State University Bluefield, WVScholarships$10,000
Bluefield University Bluefield, VAScholarships$10,000
2 individual scholarships Recipients not named —$9,583
Clinch Valley Community Action North Tazewell, VARenovate Camp Joy$5,000
Mercer County Technical Educ Ctr Princeton, WVScholarships$4,000
McDowell County Technical Educ Ctr Welch, WVScholarships$4,000
Wyoming County Technical Educ Ctr Pineville, WVScholarships$4,000
Westminster at Wade LLC Bluefield, WVFood Program$3,000
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Financial History

Multi-year comparison from IRS filings

Figures from IRS filings, by filing year
Filing yearTotal AssetsRevenueExpensesGrants paidGrantsQualifying DistributionsNet Investment IncomeDistributable Amount
2025$868,561$78,775$71,150$59,58310$59,583$69,610$63,071
2024$860,936$207,812$66,329$57,08311$57,083$172,097$58,562
2023$719,453$34,863$80,510$60,00011$60,000$16,130$55,117
2022$767,122$98,861$94,504$61,50011$61,500$68,532$56,902
2021$762,765$160,094$89,288$54,60012$54,600$125,614$62,142
2020$691,959$42,591$83,852$56,00011—$14,934$54,826

Under IRS private-foundation payout rules, The Credit Bureau of the Virginias reported a distributable amount of $63K for 2025 — the minimum it must pay out in qualifying distributions.

Research compiled by Grantable AI from public sources. Last updated September 2026.

Mission & Focus Areas

No mission statement is provided. The 2025 grants show support for scholarships at colleges and technical education centers, as well as a camp renovation and a food program. Among its grantees, Bluefield University describes its mission as providing a Christ-centered liberal arts education integrated with career-oriented studies and service. Clinch Valley Community Action says it provides resources and opportunities to improve quality of life. Westminster at Wade says it supports children, teens, and young adults in the Greater Bluefield community through practical programs and mentoring.

Grantmaking

In 2025, the foundation awarded 10 grants totaling $59,583. Grant amounts ranged from $3,000 to $10,000, with a median of $4,500. The largest awards were $10,000 each to Concord University, Bluefield State University, and Bluefield University, all for scholarships. Other awards included $6,000 to Southwest Virginia Community College for scholarships; $5,000 to Clinch Valley Community Action for a camp renovation; and $3,000 to Westminster at Wade for a food program.

Leadership & Key People

Leadership team and compensation from IRS filings

The 2025 filing lists Danny Coulthard as director, Dean Marshall as president, James Carter Jr. as vice president, and Garnett Little as treasurer.

The Credit Bureau of the Virginias is led by Dean Marshall, President since 2024 (on filings since 2020); none of the 4 officers listed in 2025 report compensation.

Officers on the 2025 filing

  • Dean Marshall

    President

    Treasurer → Vice President, 2021

    Vice President → President, 2024

    On filings since 2020

    1 hr/week

    No compensation reported

  • Danny Coulthard

    Director

    Vice President → President, 2021

    President → Director, 2024

    On filings since 2020

    1 hr/week

    No compensation reported

  • James Carter Jr.

    Vice President

    Director → Treasurer, 2021

    Treasurer → Vice President, 2024

    On filings since 2020

    1 hr/week

    No compensation reported

  • Garnett Little

    Treasurer

    Director → Treasurer, 2024

    On filings since 2022

    1 hr/week

    No compensation reported

Former officers (2)
  • Former: James Sizemore (2020–2023) — Director
  • Former: Jimmy W. Welch (2020–2023) — Executive Di

Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Frequently asked questions about The Credit Bureau of the Virginias

How much does The Credit Bureau of the Virginias give each year?

The Credit Bureau of the Virginias gave $60K across 10 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $57K across 11 grants.

What is The Credit Bureau of the Virginias's typical grant size?

The Credit Bureau of the Virginias's median grant in 2025 was $4,500, and its average grant was $5,958, across 10 grants on its 2025 IRS Form 990-PF.

Where does The Credit Bureau of the Virginias give grants?

The Credit Bureau of the Virginias gives mostly in West Virginia: 65% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The next largest state was Virginia (35%). The most frequent recipient cities were Bluefield, WV (2 grants).

Does The Credit Bureau of the Virginias give general operating support?

Not in 2025: none of the 10 grants with a stated purpose on The Credit Bureau of the Virginias's 2025 IRS Form 990-PF were described as general or operating support. Recurring purposes include "Scholarships" (8 grants).

Who are The Credit Bureau of the Virginias's largest grantees?

The Credit Bureau of the Virginias's largest 2025 grantees include Concord University ($10,000), Bluefield State University ($10,000) and Bluefield University ($10,000), according to its 2025 IRS Form 990-PF. It also paid 2 individual scholarships ($9,583), which are not listed by name. Together they received 50% of its itemized 2025 grant dollars.

How large is The Credit Bureau of the Virginias?

The Credit Bureau of the Virginias reported $869K in total assets on its 2025 IRS Form 990-PF. It paid out $60K in qualifying distributions that year, against a required minimum of $63K (roughly 5% of its investment assets). Falling short in one year is not a violation: foundations have until the end of the next year to meet the minimum.

What does The Credit Bureau of the Virginias fund?

No mission statement is provided. The 2025 grants show support for scholarships at colleges and technical education centers, as well as a camp renovation and a food program. See mission & focus areas ↑

How do I apply for a grant from The Credit Bureau of the Virginias?

The foundation does not restrict giving to preselected organizations. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

What is The Credit Bureau of the Virginias's EIN?

The Credit Bureau of the Virginias's EIN (Employer Identification Number) is 55-0781189. IRS Form 990 filing data is available on this page for 2020–2025.

Data last updated October 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.

Data update history

(6)

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990-PF for fiscal year 2020 (received by the IRS May 14, 2021)
  2. Updated Form 990-PF for fiscal year 2021 (received by the IRS May 10, 2022)
  3. Updated Form 990-PF for fiscal year 2022 (received by the IRS May 10, 2023)
  4. Updated Form 990-PF for fiscal year 2023 (received by the IRS May 13, 2024)
  5. Updated Form 990-PF for fiscal year 2024 (received by the IRS May 14, 2025)
  6. Added Form 990-PF for fiscal year 2025 (received by the IRS May 12, 2026)

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Cite this profile

Grantable. (2026). The Credit Bureau of the Virginias funder profile. GrantGraph. Retrieved October 10, 2026, from https://grantable.co/funders/the-credit-bureau-of-the-virginias-morg_8c9fd08fda754b9a907c159eedd01894

BibTeX
@misc{grantable_550781189_2026,
  author       = {{Grantable}},
  title        = {{The Credit Bureau of the Virginias funder profile}},
  howpublished = {GrantGraph},
  year         = {2026},
  url          = {https://grantable.co/funders/the-credit-bureau-of-the-virginias-morg_8c9fd08fda754b9a907c159eedd01894},
  note         = {Accessed 2026-10-10. Data licensed CC BY 4.0}
}

The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.

Figures come from The Credit Bureau of the Virginias's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.

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