Steve and Lisa Frost Family Foundation

SIGNAL MOUNTAIN, TN EIN: 86-1277174

The Steve and Lisa Frost Family Foundation is a private foundation based in Signal Mountain, Tennessee. Established in 2021, it operates as a non-operating foundation focused exclusively on grantmaking to preselected charitable organizations.

Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$9.5M

-3.0% YoY

Annual Giving

$636K

+39.5% YoY

Grant Count

19

-5.0% YoY

Avg Grant Size

$33K

+46.8% YoY

Under IRS private-foundation payout rules, Steve and Lisa Frost Family Foundation reported a distributable amount of $593K for 2024 — the minimum it must pay out in qualifying distributions.

Research compiled by Grantable AI from public sources. Last updated April 2026.

Mission & Focus Areas

The foundation's primary focus is philanthropy and grantmaking. According to its filings, the foundation concentrates its support on organizations working in education, human services, and philanthropic initiatives.

Grantmaking

The foundation operates on a preselected basis only and does not accept unsolicited applications. According to available records, the foundation makes contributions only to preselected charitable organizations.

Grant Range

$30,000

Average Grant

amount: approximately $27,000-$97,000

How to Apply

**

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Geographic Focus

Where this funder awards grants

The foundation's grantmaking is concentrated primarily in Tennessee, with additional funding activity in California, Ohio, North Carolina, Texas, and Virginia. Tennessee, California, and Ohio account for approximately 93% of all grants made. The foundation has distributed grants across six states.

Grant Distribution by State

6states

Cities

ChattanoogaChattnoogaDallasDurhamEast RidgeHixsonMarionMechanicsvilleRed BankSan ClementeSignal MountainSimi Valley

Financial History

Multi-year comparison from IRS filings

As of Fiscal Year 2024:

  • Total assets: $9,469,987
  • Total revenues: $346,328
  • Total expenses: $645,010
  • Annual giving rate: approximately 6.7% of assets

The foundation reported zero employees and operates with limited staffing.

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$177K$355K$532K$710K2021202220232024
Metric202420232022
Total Assets$9,469,987$9,763,669$9,904,062
Revenue$346,328$326,395$590,679
Expenses$645,010$466,788$557,477
Qualifying Distributions$635,152$456,973$557,477
Net Investment Income$346,328$326,395$590,679
Distributable Amount$592,521$501,587$517,433

Giving Over Time

Total grant dollars and number of grants per year

$0$159K$318K$477K$636K17 grants202123 grants202220 grants202319 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

YOUNG LIFE OF CHATTANOOGA$100KTHE GENEROSITY TRUST$85KCHATTANOOGA AREA FOOD BANK$50KCHATTANOOGA GIRLS LEADER…$50KSOUTHSIDE YOUTH DEVELOPM…$50KUNIVERSITY OF TENNESSEE …$50KHOUSE OF REFUGE$40KSIGNAL SOCIAL SERVICES$30KLOOKOUT VALLEY BAND BOOS…$30KLONE OAK COMMUNITY CENTER$30K

Grant Size Distribution

79 grants across all recorded years

60<$50K17$50–100K2$100–250K$250–500K$500K–1M$1–5M$5M+

Giving History

Grant recipients and amounts by year

Among its reported 2024 grants, the largest include Young Life of Chattanooga ($100,000), The Generosity Trust ($85,000), Chattanooga Area Food Bank ($50,000).

RecipientPurposeAmount
BETHEL BIBLE VILLAGE HIXSON, TNPROGRAM SUPPORT$25,000
BIG BROTHERS BIG SISTERS OF GREATER CHATTANOOGA CHATTANOOGA, TNCAPITAL CAMPAIGN$25,000
BOYS AND GIRLS CLUB CHATTANOOGA, TNPROGRAM SUPPORT$12,000
BRIDGE BUILDER COLLECTIVE CHATTANOOGA, TNPROGRAM SUPPORT$20,000
CHATTANOOGA AREA FOOD BANK CHATTANOOGA, TNPROGRAM SUPPORT$50,000
CHATTANOOGA GIRLS LEADERSHIP ACADEMY CHATTANOOGA, TNPROGRAM SUPPORT$50,000
GOSPEL CONVERSATIONS WITH SAM CHATTANOOGA, TNPROGRAM SUPPORT$10,000
HOUSE OF REFUGE CHATTANOOGA, TNPROGRAM SUPPORT$40,000
SIGNAL SOCIAL SERVICES SIGNAL MOUNTAIN, TNPROGRAM SUPPORT$30,000
SOUTHSIDE YOUTH DEVELOPMENT CHATTANOOGA, TNPROGRAM SUPPORT$50,000

Leadership & Key People

Leadership team and compensation from IRS filings

The foundation is governed by three officers and trustees, all serving without compensation:

  • Lisa Frost – President
  • Amy Frost – Secretary
  • Steve Frost – Treasurer

Compensation Overview

From 2024 IRS filing

From 2024 filing

NameTitleHoursCompensation
LISA FROSTPRESIDENT1
AMY FROSTSECRETARY1
STEVE FROSTTREASURER1

Recent News & Activity

Recent developments and announcements

2024

The foundation has demonstrated consistent grant activity through 2024, with recent distributions supporting organizations in education, food security, youth development, and philanthropic infrastructure across multiple states.

Swift foundation awards over $7.5K in grants to 4 Routt County nonprofits

Subject Areas

Focus areas based on grantmaking activity

Frequently Asked Questions

What does Steve and Lisa Frost Family Foundation fund?

The foundation's primary focus is philanthropy and grantmaking. According to its filings, the foundation concentrates its support on organizations working in education, human services, and philanthropic initiatives.

How do I apply for a grant from Steve and Lisa Frost Family Foundation?

**Grant Activity:** • Made 19-23 grants in the most recent fiscal year • Total giving: approximately $630,500-$636,500 annually • Median grant size: $30,000 • Grant range: $1,500-$100,000 • Average grant amount: approximately $27,000-$97,000 **Application Process:** The foundation operates on a preselected basis only and does not accept unsolicited applications. According to available records, the foundation makes contributions only to preselected charitable organizations. **Recent Grantees (20…

Where does Steve and Lisa Frost Family Foundation make grants?

The foundation's grantmaking is concentrated primarily in Tennessee, with additional funding activity in California, Ohio, North Carolina, Texas, and Virginia. Tennessee, California, and Ohio account for approximately 93% of all grants made. The foundation has distributed grants across six states.

What size grants does Steve and Lisa Frost Family Foundation award?

In 2024, Steve and Lisa Frost Family Foundation awarded 19 grants totaling $636K — an average of about $33K per grant, based on its IRS Form 990 filings.

How much is Steve and Lisa Frost Family Foundation required to give away each year?

Private foundations must generally distribute about 5% of their assets annually. For 2024, Steve and Lisa Frost Family Foundation reported a distributable amount of $593K on its IRS Form 990-PF — the minimum it must pay out in qualifying distributions.

What is Steve and Lisa Frost Family Foundation's EIN?

Steve and Lisa Frost Family Foundation's EIN (Employer Identification Number) is 86-1277174. IRS Form 990 filing data is available on this page for 2021–2024.

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Data last updated June 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.

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