South Shore Bank Charitable
South Shore Bank Charitable is a private foundation based in South Weymouth, Massachusetts. It makes contributions to preselected charitable organizations and reports grants to Massachusetts recipients, including organizations addressing homelessness, disability services, youth, culture, and economic justice.
South Shore Bank Charitable at a glance
In short: South Shore Bank Charitable gave $335K across 108 grants in 2025 (avg $3K), mostly in Massachusetts. 27% of 2025 grantees were new. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $335,263
- -13.0% vs 2024
- Grants made (2025)
- 108
- -16.9% vs 2024
- Average grant
- $3,104
- +4.8% vs 2024
- Median grant
- $1,500
- Total assets
- $2,169,537
- -11.1% vs 2024
- New grantees (estimate)
- 27% first-time grantees (25 of 93, 2025)
- Primary geography
- Massachusetts (100% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated October 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to South Shore Bank Charitable
- Accepts unsolicited proposals
- No
- How to Apply
-
The foundation states that it does not accept unsolicited requests for funds. Applications are available at the address listed on its filing; the filing names James M. Dunphy as the contact for applications. Awards are to be made within Southeastern Massachusetts unless the board makes an exception to benefit community, charitable, educational, or other benevolent purposes.
- Review Cycle
- See applications for various deadlines.
- Deadline
- See applications for various deadlines.
- Contact
Application contact: James M Dunphy President
Mailing address: 1530 Main Street, South Weymouth, MA 02190
Phone: (781) 682-3715
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who South Shore Bank Charitable funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Father Bill's & Mainspring ($50K). Together the top 10 received $164K.
Grant Size Distribution
558 grants across all recorded years
The most common grant size was under $50K: 555 grants of 558 (99%).
Geographic Focus
Where this funder awards grants
The foundation states that awards are to be made within Southeastern Massachusetts unless the board makes an exception. In filing year 2025, all reported grant dollars went to recipients in Massachusetts.
Grant Distribution by State
Share of 2025 grant dollars across all 108 itemized grants.
Cities
Is South Shore Bank Charitable open to new grantees?
27%
first-time grantees, 2025
In 2025, 25 of 93 grantees (27%) were first-time recipients. First grants averaged $1K; repeat grants $5K. How we count
Medians: $1K first-time, $3K repeat.
- 51% of 2025 grantees were also funded in 2024. Method
- Giving held roughly steady from 2022 to 2025 (−11%). Method
- In 2025 it paid out 298% of its IRS minimum distribution (the 5% rule). Method
Estimate from itemized grant lists in IRS Form 990-PF filings (2020–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $203K (2021) to $435K (2023). In 2025 it made 108 grants totaling $335K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Father Bill's & Mainspring Brockton, MA | Exempt Purpose | $50,000 |
| Road to Responsibility Marshfield, MA | Exempt Purpose | $14,833 |
| Rodman for Kids Foxboro, MA | Exempt Purpose | $10,000 |
| Neighborworks Housing Solutions Quincy, MA | Exempt Purpose | $10,000 |
| South Shore YMCA Quincy, MA | Exempt Purpose | $10,000 |
| Cardinal Cushing Centers Hanover, MA | Exempt Purpose | $10,000 |
| Irish Cultural Centre Inc Canton, MA | Exempt Purpose | $10,000 |
| Cardinal Cushing Centers Hanover, MA | Exempt Purpose | $10,000 |
| Quincy Asian Resources Inc Quincy, MA | Exempt Purpose | $9,600 |
| United Way of Massachusetts Bay Boston, MA | Exempt Purpose | $8,670 |
Ready to take the next step with South Shore Bank Charitable?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $2,169,537 | $142,193 | $360,245 | $335,263 | 108 | $333,638 | $120,086 | $111,958 |
| 2024 | $2,440,640 | $109,007 | $410,306 | $385,175 | 130 | $385,175 | $86,876 | $115,739 |
| 2023 | $2,482,631 | $164,748 | $464,688 | $435,310 | 133 | $435,310 | $137,940 | $132,339 |
| 2022 | $3,180,952 | $305,936 | $414,776 | $376,050 | 114 | $375,900 | $273,231 | $164,719 |
| 2021 | $3,461,751 | $261,295 | $235,745 | $203,037 | 73 | — | $234,259 | $151,279 |
| 2020 | $2,631,103 | $104,517 | $271,635 | $242,372 | 75 | — | $94,939 | $150,907 |
Under IRS private-foundation payout rules, South Shore Bank Charitable reported a distributable amount of $112K for 2025 — the minimum it must pay out in qualifying distributions.
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
The foundation’s own filing does not state a mission or identify specific program areas. Its 2025 grants included organizations whose missions reflect a range of services: Father Bill’s & MainSpring describes its work as ending homelessness; Road to Responsibility says it supports people with disabilities to participate as productive community members; and Cardinal Cushing Centers describes providing educational, employment, social, recreational, and independent-living opportunities for people with intellectual disabilities and autism.
Other 2025 grantees describe work benefiting disadvantaged youth (Rodman for Kids), promoting Irish cultural, social, and educational events (Irish Cultural Centre), and advancing an economically just region (United Way of Massachusetts Bay).
Grantmaking
In filing year 2025, the foundation reported 108 grants totaling $335,263. Grant amounts ranged from $100 to $50,000, with a median of $1,500. Notable reported grants included $50,000 to Father Bill’s & MainSpring, $14,833 to Road to Responsibility, $10,000 each to Rodman for Kids, NeighborWorks Housing Solutions, South Shore YMCA, Cardinal Cushing Centers, and Irish Cultural Centre, and $9,600 to Quincy Asian Resources.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists Jane Bowman as director; James M. Dunphy as VP/director; Daniel W. Brennan as treasurer and clerk/director; Joseph C. Sullivan as chair and president/director; and Marisa A. O’Dwyer as director.
South Shore Bank Charitable is led by Joseph C. Sullivan, Chair, President & Director since 2025 (on filings since 2020); none of the 5 officers listed in 2025 report compensation.
Officers on the 2025 filing
Joseph C. Sullivan
Chair, President & Director
Director → Chairman & Director, 2024
Chairman & Director → Chair, President & Director, 2025
On filings since 2020
1 hr/week
No compensation reported
Daniel W. Brennan
Treasurer, Clerk & Director
Treasurer & Clerk → Treasurer, Clerk & Director, 2025
On filings since 2020
1 hr/week
No compensation reported
James M. Dunphy
Vice President & Director
President & Director → Vice President & Director, 2025
On filings since 2020
1 hr/week
No compensation reported
Marisa A. O'Dwyer
Director
On filings since 2020
1 hr/week
No compensation reported
Jane Bowman
Director
New on the 2025 filing
1 hr/week
No compensation reported
Former officers (6)
- Former: Arthur H. Sharp (2020–2024) — Director
- Former: Pamela O'Leary (2020–2024) — Vice President & Director
- Former: Margaret K. Spagone (2021–2024) — Director
- Former: Paul M. Pecci (2020–2021) — Director
- Former: J. Leonard Bicknell (2020) — Director
- Former: Marielle Hardiman (2020) — Director
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about South Shore Bank Charitable
How much does South Shore Bank Charitable give each year?
South Shore Bank Charitable gave $335K across 108 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $385K across 130 grants.
What is South Shore Bank Charitable's typical grant size?
South Shore Bank Charitable's median grant in 2025 was $1,500, and its average grant was $3,104, across 108 grants on its 2025 IRS Form 990-PF. Organizations receiving their first grant from South Shore Bank Charitable that year got $1K on average.
Where does South Shore Bank Charitable give grants?
South Shore Bank Charitable gives mostly in Massachusetts: 100% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Quincy, MA (16 grants), Braintree, MA (15 grants), Weymouth, MA (12 grants) and Hingham, MA (10 grants).
Who are South Shore Bank Charitable's largest grantees?
South Shore Bank Charitable's largest 2025 grantees include Father Bill's & Mainspring ($50,000), Cardinal Cushing Centers ($20,000 across 2 grants) and Quincy Asian Resources Inc ($15,600 across 3 grants), according to its 2025 IRS Form 990-PF. Together they received 26% of its itemized 2025 grant dollars.
How large is South Shore Bank Charitable?
South Shore Bank Charitable reported $2.2M in total assets on its 2025 IRS Form 990-PF. It paid out $334K in qualifying distributions that year, against a required minimum of $112K (roughly 5% of its investment assets).
What does South Shore Bank Charitable fund?
The foundation’s own filing does not state a mission or identify specific program areas. See mission & focus areas ↑
How do I apply for a grant from South Shore Bank Charitable?
The foundation states that it does not accept unsolicited requests for funds. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is South Shore Bank Charitable's EIN?
South Shore Bank Charitable's EIN (Employer Identification Number) is 04-3356807. IRS Form 990 filing data is available on this page for 2020–2025.
Does South Shore Bank Charitable accept unsolicited proposals?
No, according to Grantable's research on the foundation's published guidelines. See how to apply ↑
Data last updated October 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.
Data update history
(7)
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2020 (received by the IRS February 11, 2021)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS January 25, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS February 6, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS February 15, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS February 18, 2025)
- Updated Form 990-PF for fiscal year 2025 (received by the IRS February 17, 2026)
- IRS filings on file for fiscal years 2020–2025
Live grants for the work South Shore Bank Charitable funds
Employment Open opportunities, soonest deadline first.
Explore Open Grants
Browse active grant opportunities in South Shore Bank Charitable's focus areas in our free grants database
Similar Funders
Funders that support many of the same organizations
Enterprise Holdings Foundation
Saint Louis, MO
The Enterprise Holdings Foundation supports charitable and educational nonprofits in communities where Enterprise Mobility operates, focusing on health, education, arts, and disaster relief; applicants must be actively supported by an Enterprise Mobility team member, spouse, or domestic partner. Giving varies widely: it reported 9,499 grants in 2024, but its 2025 filing showed one grant of $101.4 million, so that amount is not a typical award. Applications are accepted at any time through eligible Enterprise-affiliated applicants; the Foundation does not limit giving to preselected organizations.
Assets
$594.3M
Grants
1
Total Given
$101.4M
Abington Bank Community Foundation Inc
Abington, MA
The foundation supports Massachusetts nonprofits addressing needs such as housing, community services, health, food assistance, and education. In 2025, grants ranged from $200 to $50,000, with a median of $1,150. It funds only preselected organizations and does not accept unsolicited requests.
Assets
$4.3M
Grants
93
Total Given
$387K
Arbella Insurance Foundation
Boston, MA
The Arbella Insurance Foundation supports social justice, housing and homelessness, immigration, health and human services, education, and the arts, primarily in New England, with most 2024 grant dollars going to Massachusetts. Its 201 grants in 2024 totaled about $2.23 million; awards ranged from $28 to $152,319, with a median of $2,000. The profile does not state whether it accepts unsolicited requests.
Assets
$22.2M
Grants
201
Total Given
$2.2M
Harold Brooks Foundation
Dallas, TX
Assets
$10.4M
Grants
1
Total Given
$610K
Rockland Trust Charitable Foundation
Rockland, MA
The Rockland Trust Charitable Foundation supports eligible public charities working in affordable housing, children and youth, financial inclusion and workforce development, small-business assistance, and community well-being, especially for low- to moderate-income populations. Its 2025 grants ranged from $500 to $45,000, with a median of $5,000, for organizations serving its Massachusetts, New Hampshire, and Rhode Island service areas. The profile describes an application process but does not state whether unsolicited requests are accepted.
Assets
$53.4M
Grants
345
Total Given
$2.3M
Bluestone Bank Charitable Foundation
Raynham, MA
Bluestone Bank Charitable Foundation supports local nonprofits working in affordable housing and homelessness, food access, health and human services, economic development, education, youth services, literacy, and financial literacy, especially for low- and moderate-income communities. Its 2025 grants ranged from $1,000 to $12,000, with a median of $3,500, primarily in Massachusetts and also in Rhode Island. It accepts applications; the 2024 filing says applications were considered historically every three months.
Assets
$569K
Grants
56
Total Given
$212K
More similar funders
More Funders in Massachusetts
Cite this profile
Grantable. (2026). South Shore Bank Charitable funder profile. GrantGraph. Retrieved October 16, 2026, from https://grantable.co/funders/south-shore-bank-charitable-morg_d15a35f67a9b43d4adcb02ca71a31cef
BibTeX
@misc{grantable_043356807_2026,
author = {{Grantable}},
title = {{South Shore Bank Charitable funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/south-shore-bank-charitable-morg_d15a35f67a9b43d4adcb02ca71a31cef},
note = {Accessed 2026-10-16. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from South Shore Bank Charitable's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
South Shore Bank Charitable down — hundreds of funders to go?