Ruth Oliver Secord Perpetual Charitable Trust

Private foundation · Grantmaker Chicago, IL EIN: 45-2684146

The Ruth Oliver Secord Perpetual Charitable Trust is a private foundation based in Chicago, Illinois. It supports charitable organizations through grants; its 2025 grants went to organizations in Illinois.

Key facts about Ruth Oliver Secord Perpetual Charitable Trust

In short: Ruth Oliver Secord Perpetual Charitable Trust gave $296K across 22 grants in 2026 (avg $13K), mostly in Illinois. 5% of 2026 grantees were new. Source: 2026 IRS Form 990-PF.

EIN
45-2684146
Latest 990 filing
Form 990-PF, 2026
Annual giving (2026)
$295,920
Grants made (2026)
22
Average grant
$13,451
Median grant
$10,000
New grantees (estimate)
5% first-time grantees (1 of 22, 2026)
Total assets
$4,495,198
Primary geography
Illinois (100% of itemized 2026 grant dollars)
Accepts unsolicited proposals
No
How to apply
The trust makes contributions only to preselected charitable organizations and does not accept unsolicited requests for funds. Full details ↓

Data from IRS Form 990-PF, 2026; updated September 2026. New grantees are estimated by matching recipient names across years (methodology). Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Financial Overview

From 2026 IRS Form 990-PF · View filing

Total Assets

$4.5M

+3.5% YoY

Annual Giving

$296K

+16.7% YoY

Grant Count

22

+4.8% YoY

Avg Grant Size

$13K

+11.4% YoY

Under IRS private-foundation payout rules, Ruth Oliver Secord Perpetual Charitable Trust reported a distributable amount of $376K for 2026 — the minimum it must pay out in qualifying distributions.

Is Ruth Oliver Secord Perpetual Charitable Trust open to new grantees?

5%

first-time grantees, 2026

In 2026, 1 of 22 grantees (5%) were first-time recipients. First grants averaged $3K; repeat grants $14K. How we count

Medians: $3K first-time, $13K repeat.

  • 95% of 2026 grantees were also funded in 2025. Method
  • Giving held roughly steady from 2023 to 2026 (−10%). Method
  • In 2026 it paid out 95% of its IRS minimum distribution (the 5% rule). Foundations have until the end of the next year to meet it. Method

Estimate from itemized grant lists in IRS Form 990-PF filings (2020–2026). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

Research compiled by Grantable AI from public sources. Last updated September 2026.

Mission & Focus Areas

No mission statement for the trust is provided. Its grantees include organizations working in community planning, conservation, education, arts, food assistance, and services addressing domestic violence. For example, Beverly Area Planning Association says it serves as a forum for concerns shared by organizations in the Beverly Hills and Morgan Park communities. Friends of the Forest Preserves describes its mission as conserving Cook County’s forest preserves. WINGS Program says it provides housing, integrated services, education, and advocacy to end domestic violence. Morgan Park Academy says it operates a private independent school for preschool through grade 12.

Grantmaking

In 2025, the trust made 21 grants totaling $253,620. Grants ranged from $5,000 to $42,500, with a median grant of $6,000. Notable grants included $42,500 to Trinity United Methodist Church, $31,620 to Washington & Jane Smith Community, $20,000 to Beverly Arts Center, and $15,000 each to Beverly Area Arts Alliance, Beverly Area Planning Association, and three Chicago elementary schools: Kate S Kellogg, Henry R Clissold, and Elizabeth H Sutherland. The listed grant purposes were “GENERAL.”

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Geographic Focus

Where this funder awards grants

All grant dollars in 2025 went to organizations in Illinois.

Grant Distribution by State

2states

Share of 2026 grant dollars across all 22 itemized grants.

Cities

ChicagoPalatineEvergreen ParkWashington

Giving Over Time

Total grant dollars and number of grants per year

$0$100K$200K$300K$400K21 grants2020 20 grants2021 21 grants2022 19 grants2023 20 grants2024 21 grants2025 22 grants2026

From 2020 to 2026, annual grant giving ranged from $241K (2021) to $328K (2023). In 2026 it made 22 grants totaling $296K.

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2026

Trinity United Methodist Church: $45KTrinity United MethodistChurch$45KWashington & Jane Smith Community: $43KWashington & Jane SmithCommunity$43KBeverly Arts Center: $25KBeverly Arts Center$25KBeverly Area Arts Alliance: $18KBeverly Area Arts Alliance$18KMaple Morgan Park Community Food Pantry: $15KMaple Morgan Park CommunityFood Pantry$15KBeverly Area Planning Association: $15KBeverly Area PlanningAssociation$15KFriends of the Forest Preserves: $15KFriends of the ForestPreserves$15KKate S Kellogg Elementary School: $15KKate S Kellogg ElementarySchool$15KHenry R Clissold Elementary School: $15KHenry R Clissold ElementarySchool$15KElizabeth H Sutherland Elementary School: $15KElizabeth H SutherlandElementary School$15K

The largest 2026 recipient was Trinity United Methodist Church ($45K). Together the top 10 received $220K.

Grant Size Distribution

103 grants across all recorded years

102<$50K1$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 102 grants of 103 (99%).

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
Trinity United Methodist Church Chicago, ILGeneral$45,000
Washington & Jane Smith Community Chicago, ILGeneral$42,920
Beverly Arts Center Chicago, ILGeneral$25,000
Beverly Area Arts Alliance Chicago, ILGeneral$17,500
Maple Morgan Park Community Food Pantry Chicago, ILGeneral$15,000
Beverly Area Planning Association Chicago, ILGeneral$15,000
Friends of the Forest Preserves Chicago, ILGeneral$15,000
Kate S Kellogg Elementary School Chicago, ILGeneral$15,000
Henry R Clissold Elementary School Chicago, ILGeneral$15,000
Elizabeth H Sutherland Elementary School Chicago, ILGeneral$15,000

Financial History

Multi-year comparison from IRS filings

Filing year Grant total Number of grants
2025 $253,620 21
2024 $250,290 20
2023 $328,084 19
Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$200K$400K$600K$800K2020 2021 2022 2023 2024 2025 2026
Metric202620252024
Total Assets$4,495,198$4,341,276$4,435,894
Revenue$583,828$285,612$229,168
Expenses$435,905$381,240$368,675
Qualifying Distributions$355,733$309,111$302,566
Net Investment Income$504,881$212,252$156,792
Distributable Amount$375,696$345,411$305,896

Data update history

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990-PF for fiscal year 2020 (received by the IRS June 10, 2020)
  2. Updated Form 990-PF for fiscal year 2021 (received by the IRS July 12, 2021)
  3. Updated Form 990-PF for fiscal year 2022 (received by the IRS December 6, 2022)
  4. Updated Form 990-PF for fiscal year 2023 (received by the IRS July 6, 2023)
  5. Updated Form 990-PF for fiscal year 2024 (received by the IRS June 7, 2024)
  6. Updated Form 990-PF for fiscal year 2025 (received by the IRS June 9, 2025)
  7. Added Form 990-PF for fiscal year 2026 (received by the IRS July 8, 2026)
  8. IRS filings on file for fiscal years 2020–2025

Leadership & Key People

Leadership team and compensation from IRS filings

Christopher J Berghoff is listed as co-trustee on the 2025 filing.

Ruth Oliver Secord Perpetual Charitable Trust is led by Christopher J. Berghoff, Co-Trustee on every filing since 2020 — the only officer listed, and compensated.

Officers on the 2026 filing

  • Christopher J. Berghoff

    Co-Trustee

    On filings since 2020

    1 hr/week

    $30K (2020) → $45K (2026)

Data from IRS Form 990 filings, 2020–2026. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Compensation Overview

From 2026 IRS filing

Christopher J Berghoff — Co-Trustee: $45KChristopher J BerghoffCo-Trustee$45K

The highest reported compensation on the 2026 filing was $45K, to Christopher J Berghoff (Co-Trustee).

Contact

Mailing address: 10 S Dearborn Il1-0111, Chicago, IL 60603
Phone: (800) 496-2583

Frequently asked questions about Ruth Oliver Secord Perpetual Charitable Trust

How much does Ruth Oliver Secord Perpetual Charitable Trust give each year?

Ruth Oliver Secord Perpetual Charitable Trust gave $296K across 22 grants in 2026, according to its 2026 IRS Form 990-PF. In 2025 it gave $254K across 21 grants.

What is Ruth Oliver Secord Perpetual Charitable Trust's typical grant size?

Ruth Oliver Secord Perpetual Charitable Trust's median grant in 2026 was $10,000, and its average grant was $13,451, across 22 grants on its 2026 IRS Form 990-PF. Organizations receiving their first grant from Ruth Oliver Secord Perpetual Charitable Trust that year got $3K on average.

Where does Ruth Oliver Secord Perpetual Charitable Trust give grants?

Ruth Oliver Secord Perpetual Charitable Trust gives mostly in Illinois: 100% of the grant dollars itemized on its 2026 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Chicago, IL (21 grants).

Does Ruth Oliver Secord Perpetual Charitable Trust give general operating support?

Yes: 100% of Ruth Oliver Secord Perpetual Charitable Trust's 2026 grants with a stated purpose (22 of 22) were for general or operating support, per its 2026 IRS Form 990-PF.

Who are Ruth Oliver Secord Perpetual Charitable Trust's largest grantees?

Ruth Oliver Secord Perpetual Charitable Trust's largest 2026 grantees include Trinity United Methodist Church ($45,000), Washington & Jane Smith Community ($42,920) and Beverly Arts Center ($25,000), according to its 2026 IRS Form 990-PF. Together they received 38% of its itemized 2026 grant dollars.

How large is Ruth Oliver Secord Perpetual Charitable Trust?

Ruth Oliver Secord Perpetual Charitable Trust reported $4.5M in total assets on its 2026 IRS Form 990-PF. It paid out $356K in qualifying distributions that year, against a required minimum of $376K (roughly 5% of its investment assets). Falling short in one year is not a violation: foundations have until the end of the next year to meet the minimum.

What does Ruth Oliver Secord Perpetual Charitable Trust fund?

No mission statement for the trust is provided. Its grantees include organizations working in community planning, conservation, education, arts, food assistance, and services addressing domestic violence. See mission & focus areas ↑

How do I apply for a grant from Ruth Oliver Secord Perpetual Charitable Trust?

The trust makes contributions only to preselected charitable organizations and does not accept unsolicited requests for funds. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

What is Ruth Oliver Secord Perpetual Charitable Trust's EIN?

Ruth Oliver Secord Perpetual Charitable Trust's EIN (Employer Identification Number) is 45-2684146. IRS Form 990 filing data is available on this page for 2020–2026.

Does Ruth Oliver Secord Perpetual Charitable Trust accept unsolicited proposals?

No, according to Grantable's research on the foundation's published guidelines. See how to apply ↑

Data last updated September 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.

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