Georgia's Own Credit Union
Georgia’s Own Credit Union is based in Atlanta, Georgia, and is listed as a public charity on its filing.
Georgia's Own Credit Union at a glance
In short: Georgia's Own Credit Union gave $224K across 13 grants in 2024 (avg $17K), mostly in Georgia. 62% of 2024 grantees were new. Source: 2024 IRS Form 990.
- Annual giving (2024)
- $223,755
- -19.9% vs 2023
- Grants made (2024)
- 13
- +18.2% vs 2023
- Average grant
- $17,212
- -32.2% vs 2023
- Median grant
- $10,000
- Total assets
- $4,185,511,517
- -2.3% vs 2023
- New grantees (estimate)
- 62% first-time grantees (8 of 13, 2024; small sample)
- Primary geography
- Georgia (85% of itemized 2024 grant dollars)
- Latest 990 filing
- Form 990, 2024 View filing
Data from IRS Form 990, 2024; updated September 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to Georgia's Own Credit Union
- Contact
Mailing address: 100 Peachtree St Nw 2800, Atlanta, GA 30303
Phone: (404) 575-1817
Website: https://georgiasown.org
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who Georgia's Own Credit Union funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2024
The largest 2024 recipient was Georgia's Own Foundation Inc ($65K). Together the top 10 received $205K.
Organizations only. It also paid 1 grant to individuals ($6,500), which are not listed by name.
Grant Size Distribution
51 grants across all recorded years
The most common grant size was under $50K: 43 grants of 51 (84%).
Geographic Focus
Where this funder awards grants
The 2024 filing reports that recipients in Georgia received 85% of grant dollars, recipients in Idaho received 10%, and recipients in Florida received 5%.
Grant Distribution by State
Share of 2024 grant dollars across all 13 itemized grants.
Cities
Is Georgia's Own Credit Union open to new grantees?
62%
first-time grantees, 2024
In 2024, 8 of 13 grantees (62%) were first-time recipients. With only 13 grantees, that is a small sample: one grantee more or less moves the share by about 8 points. First grants averaged $16K; repeat grants $19K. How we count
Medians: $11K first-time, $7K repeat.
- 38% of 2024 grantees were also funded in 2023. Method
- Giving held roughly steady from 2021 to 2024 (−15%). Method
Estimate from itemized grant lists in IRS Form 990 filings (2019–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2019 to 2024, annual grant giving ranged from $148K (2020) to $300K (2019). In 2024 it made 13 grants totaling $224K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Georgia's Own Foundation Inc Atlanta, GA | To assist the foundation in implementing Georgia's own credit union's "people helping people" philosophy by raising funds and supporting programs that help people get ahead, get involved, and own their future. | $65,450 |
| Augusta University Foundation Augusta, GA | To assist the foundation in its sole purpose of advancing the mission of augusta university and its long-term academic priorities. | $31,877 |
| Junior Achievement of Georgia Atlanta, GA | To assist the organization in its mission to inspire and prepare young people to succeed in a global economy. | $25,000 |
| Sleep in Heavenly Peace Inc Pocatello, ID | To assist the organization in its mission to deliver beds to children in need because all children deserve a safe, comfortable place to lay their heads. | $22,500 |
| Shepherd Center Foundation Inc Atlanta, GA | To assist the organization in its mission to help people with temporary or permanent disabilities rebuild their lives. | $12,500 |
| Triquest Christian Academy Mableton, GA | To assist the organization in its mission to offering affordable, exceptional education with small class sizes for elementary students in Cobb county, Georgia. | $10,000 |
| Chattahoochee Tech Foundation Marietta, GA | To assist the organization in its mission to provide financial support to the chattahoochee tech college, its students, and its programs. | $10,000 |
| Ware County Touchdown Club Waycross, GA | To Assist the Organization in Its Mission | $10,000 |
| Southeastern Credit Union Foundation Tallahassee, FL | To assist the organization in its mission to enrich credit unions and the lives of their employees and members and be the philanthropic partner for credit unions. | $10,000 |
| Trees Atlanta Atlanta, GA | To assist the organization in its mission to protect and improve atlanta's urban forest by planting, conserving, and educating. | $7,261 |
Ready to take the next step with Georgia's Own Credit Union?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2024 | $4,185,511,517 | $284,620,836 | $298,815,266 | $223,755 | 13 | $26,212,764 |
| 2023 | $4,282,369,899 | $290,906,366 | $276,773,964 | $279,353 | 11 | $20,152,736 |
| 2022 | $4,739,869,220 | $209,813,141 | $169,819,859 | $277,190 | 10 | $12,720,094 |
| 2021 | $3,419,402,865 | $147,500,350 | $122,866,727 | $262,638 | 8 | $3,211,113 |
| 2020 | $2,934,363,474 | $151,783,813 | $161,783,816 | $148,230 | 9 | $5,610,765 |
| 2019 | $2,494,603,277 | $142,869,720 | $121,843,834 | $300,050 | 10 | $7,790,410 |
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
The filing states the purpose as “BANKING ON PURPOSE.” The 2024 grants went to organizations with varied missions. For example, Georgia’s Own Foundation says it supports programs that help people “get ahead, get involved, and own their future”; Junior Achievement of Georgia says it prepares young people to succeed in a global economy; and Sleep in Heavenly Peace says it provides beds to children in need. Other recipients described missions involving university support, disability services, education, credit union philanthropy, and Atlanta’s urban forest.
Grantmaking
Notable grants included $60,000 to Georgia’s Own Foundation, $31,877 to Augusta University Foundation, $25,000 to Junior Achievement of Georgia, $22,500 to Sleep in Heavenly Peace, and $12,500 to Shepherd Center Foundation. The credit union’s 2024 annual report also says that, together with Georgia’s Own Foundation, it contributed $753,877 in 2025 to improve matters for individuals and communities in need.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2024 filing lists Richard E. Burns as director-chairperson; David Dickey as director-vice chairperson; Joan K. Sims as director-secretary; and Patrick H. Casey as director-treasurer. It also lists Michael W. Baumgartner, William E. Conine, James L. Fowler, Gary M. Ludgood, Thomas H. Pollock, and Ervin M. Walker as directors.
Georgia's Own Credit Union is led by David A. Preter, Director & CEO since 2021 (on filings since 2019); all 26 officers listed in 2024 are compensated.
Officers on the 2024 filing
David A. Preter
Director & CEO
President & CEO → Director & CEO, 2021
On filings since 2019
40 hrs/week
$1.4M (2019) → $1.3M (2024)
Barry Heape
President Market Development
Southwest Regional President → President Market Development, 2022
On filings since 2020
40 hrs/week
$1.9M (2020) → $1.4M (2024)
Sanjay Malhotra
Regional President & Atlanta Region
New on the 2024 filing
40 hrs/week
$528K (2024)
Richard E. Burns
Director-Chairperson
Director → Director-Chairperson, 2021
On filings since 2019
1 hr/week
$16K (2019) → $51K (2024)
Ervin M. Walker
Director
On filings since 2019
1 hr/week
$13K (2019) → $41K (2024)
Gary M. Ludgood
Director
On filings since 2019
1 hr/week
$13K (2019) → $39K (2024)
James L. Fowler
Director
On filings since 2019
1 hr/week
$13K (2019) → $36K (2024)
Joan K. Sims
Director- Secretary
Director - Secretary → Director- Secretary, 2021
On filings since 2019
1 hr/week
$14K (2019) → $36K (2024)
Michael W. Baumgartner
Director
Director - Chairman → Director, 2021
On filings since 2019
1 hr/week
$13K (2019) → $36K (2024)
William E. Conine
Director
On filings since 2019
1 hr/week
$13K (2019) → $36K (2024)
Thomas H. Pollock
Director
On filings since 2020
1 hr/week
$21K (2020) → $36K (2024)
Patrick H. Casey
Director- Treasurer
On filings since 2021
1 hr/week
$22K (2021) → $36K (2024)
George Reynolds
Director
On filings since 2022
1 hr/week
$26K (2022) → $37K (2024)
Christin K. Hewitt
Chief Financial Officer
Senior Credit Officer → Senior Vice President & Credit, 2020
Senior Vice President & Credit → Chief Financial Officer, 2021
On filings since 2019
40 hrs/week
$210K (2019) → $577K (2024)
Cindy R. Boyles
Chief Talent & Administrator
Chief Administrative & Talent Officer → Chief Talent & Administrative Officer, 2023
Chief Talent & Administrative Officer → Chief Talent & Administrator, 2024
On filings since 2019
40 hrs/week
$322K (2019) → $534K (2024)
David Dickey
Director- Vice Chairperson
Director - Vice Chairman → Director- Vice Chairperson, 2021
On filings since 2019
1 hr/week
$13K (2019) → $39K (2024)
Eric S. Broome
Executive Vice President & Chief Operations Officer
Chief Operations Officer → Executive Vice President & Chief Operations Officer, 2023
On filings since 2019
40 hrs/week
$605K (2019) → $862K (2024)
John J. Carew III
Chief Strategy Officer
Chief Strategic Officer → Chief Strategy Officer, 2021
On filings since 2019
40 hrs/week
$387K (2019) → $613K (2024)
Kelley Garmon
Executive Vice President & Chief Retail Officer
Chief Membership Officer → Chief Retail Officer, 2021
Chief Retail Officer → Executive Vice President & Chief Retail Officer, 2023
On filings since 2019
40 hrs/week
$404K (2019) → $2.2M (2024)
Kevan T. Williamson
Chief Technology Officer
Senior Vice President & Enterprise Technology → Senior Vice President Enterprise Technology, 2021
Senior Vice President Enterprise Technology → Chief Technology Officer, 2022
On filings since 2019
40 hrs/week
$235K (2019) → $497K (2024)
Matthew F. Havice
Chief Risk Officer & General
Senior Vice President Erm & General Counsel → Chief Risk Officer & General Counsel, 2022
Chief Risk Officer & General Counsel → Chief Risk Officer & General, 2024
On filings since 2019
40 hrs/week
$252K (2019) → $510K (2024)
Rodney D. Cowan
Senior Vice President & Human Resources
Principal & Hr Officer → Senior Vice President Hr & Talent Development, 2022
Senior Vice President Hr & Talent Development → Senior Vice President & Human Resources, 2024
On filings since 2019
40 hrs/week
$175K (2019) → $581K (2024)
Teresa L. Martin
Senior Vice President & Accounting
Senior Vice President & Accounting → Senior Vice President Accounting, 2021
Senior Vice President Accounting → Senior Vice President & Accounting, 2024
On filings since 2019
40 hrs/week
$196K (2019) → $331K (2024)
Robert Youngblood
Regional President Southwe
Regional Executive Vice President → Regional President Southwest Region, 2022
Regional President Southwest Region → Regional President Southwe, 2024
On filings since 2020
40 hrs/week
$1.6M (2020) → $752K (2024)
Michael Sims
Senior Vice President, Market Executive & Sba
Senior Vice President, Market Executive, Sba & North Fulton → Senior Vice President, Market Executive & Sba, 2024
On filings since 2023
40 hrs/week
$361K (2023) → $796K (2024)
Cassy Ferrell
Senior Vice President & Treasury Operations
New on the 2024 filing
40 hrs/week
$424K (2024)
Former officers (29)
- Former: Drew A. Putt (2019–2023) — Chief Commercial & Private Banking
- Former: James V. Bryson (2019–2023) — Vice President, Market Executive & Atlanta Metro
- Former: Michael D. Stone (2019–2023) — Senior Vice President Commercial Lending
- Former: Nickolas Kitchens (2023) — Senior Vice President Deputy General Counsel
- Former: Aaron W. Craig (2019–2022) — Vice President, Mortgage & Indirect Sales
- Former: Greg L. Gibson (2020–2022) — Former Chief Financial Officer
- Former: Bonnie Kimmey (2019–2020) — Chief Operations Officer
- Former: David A. Marlowe (2019–2020) — Principal Market Development Officer
- Former: Dina Hairston (2019–2020) — Vice President & Business Development
- Former: Kenneth D. Brehm (2019–2020) — Senior Vice President & Operations
- Former: Laura I. Sterling (2019–2020) — Vice President & Marketing
- Former: Laura M. King (2019–2020) — Senior Vice President, Sales & Digital Delivery
- Former: Lorenzo L. Brown (2019–2020) — Vice President & Strategic Technical Solutions
- Former: Michael S. Massey (2019–2020) — Senior Vice President & Product Management
- Former: Partick H. Casey (2019–2020) — Director - Treasurer
- Former: Todd Adam Lambright (2019–2020) — Vice President & Retail Sales
- Former: Clarence Wayne Vickers (2020) — Commercial Lender
- Former: Daniel Iglesia (2020) — Mortgage Sales Team Lead
- Former: Danielle Cegelis (2020) — Vice President & Enterprise Risk Management
- Former: Kathy Hulsey Thrasher (2020) — Director Financial Projects & Analytics
- Former: Malcolm R. Godwin (2020) — Senior Commercial Lending Manager
- Former: Richard M. Ellis (2020) — Vice President, Business Acquisitions & Compliance
- Former: Shelley R. Mullett (2020) — Principal & Member Advocacy
- Former: Anthony L. Stripling (2019) — Vice President & Private Banking
- Former: Elizabeth W. Baldwin (2019) — Private Banking Relationship Manager
- Former: Gregory L. Gibson (2019) — Chief Financial Officer
- Former: Janet F. Lambert (2019) — Mortgage Loan Originator
- Former: Lee D. Norris (2019) — Vice President, Facilities & Real Estate
- Former: Ralph E. Haworth (2019) — Director Sba & Usda Lending
Data from IRS Form 990 filings, 2019–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $2.2M, to Kelley Garmon (EVP, Chief Retail Officer). 26 officers or directors reported compensation on that filing.
Frequently asked questions about Georgia's Own Credit Union
How much does Georgia's Own Credit Union give each year?
Georgia's Own Credit Union gave $224K across 13 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $279K across 11 grants.
What is Georgia's Own Credit Union's typical grant size?
Georgia's Own Credit Union's median grant in 2024 was $10,000, and its average grant was $17,212, across 13 grants on its 2024 IRS Form 990. Organizations receiving their first grant from Georgia's Own Credit Union that year got $16K on average.
Where does Georgia's Own Credit Union give grants?
Georgia's Own Credit Union gives mostly in Georgia: 85% of the grant dollars itemized on its 2024 IRS Form 990 went to recipients there. The next largest state was Idaho (10%). The most frequent recipient cities were Atlanta, GA (4 grants).
Does Georgia's Own Credit Union give general operating support?
Not in 2024: none of the 13 grants with a stated purpose on Georgia's Own Credit Union's 2024 IRS Form 990 were described as general or operating support.
Who are Georgia's Own Credit Union's largest grantees?
Georgia's Own Credit Union's largest 2024 grantees include Georgia's Own Foundation Inc ($65,450), Augusta University Foundation ($31,877) and Junior Achievement of Georgia ($25,000), according to its 2024 IRS Form 990. It also paid 1 grant to individuals ($6,500), which are not listed by name. Together they received 55% of its itemized 2024 grant dollars.
How large is Georgia's Own Credit Union?
Georgia's Own Credit Union reported $4.2B in total assets on its 2024 IRS Form 990. Its revenue that year was $284.6M.
What does Georgia's Own Credit Union fund?
The filing states the purpose as “BANKING ON PURPOSE.” The 2024 grants went to organizations with varied missions. See mission & focus areas ↑
How do I apply for a grant from Georgia's Own Credit Union?
Georgia's Own Credit Union has no public application process in the sources Grantable reviewed. Check georgiasown.org for current guidelines, or contact the foundation directly before submitting a request.
What is Georgia's Own Credit Union's EIN?
Georgia's Own Credit Union's EIN (Employer Identification Number) is 58-0147128. IRS Form 990 filing data is available on this page for 2019–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.
Data update history
(7)
When this profile's IRS filing data changed on Grantable
- Added Form 990 for fiscal year 2019 (received by the IRS July 27, 2021)
- Updated Form 990 for fiscal year 2020 (received by the IRS August 6, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS September 19, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS November 1, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS June 14, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS August 4, 2025)
- IRS filings on file for fiscal years 2020–2024
Live grants for the work Georgia's Own Credit Union funds
Public, Societal Benefit Open opportunities, soonest deadline first.
Explore Open Grants
Browse active grant opportunities in Georgia's Own Credit Union's focus areas in our free grants database
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Cite this profile
Grantable. (2026). Georgia's Own Credit Union funder profile. GrantGraph. Retrieved October 18, 2026, from https://grantable.co/funders/georgia-s-own-credit-union-morg_604b0ecc8cbf4c49bd5e7bbeee23bc01
BibTeX
@misc{grantable_580147128_2026,
author = {{Grantable}},
title = {{Georgia's Own Credit Union funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/georgia-s-own-credit-union-morg_604b0ecc8cbf4c49bd5e7bbeee23bc01},
note = {Accessed 2026-10-18. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Georgia's Own Credit Union's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
Georgia's Own Credit Union down — hundreds of funders to go?