Consumer Debt Relief Initiative
The Consumer Debt Relief Initiative (CDRI) is dedicated to the protection and promotion of the debt settlement industry. We serve our members through educational development opportunities and advocacy before lawmakers, regulators and the public. CDRI is committed to advancing the highest consumer protection standards to ensure that debt-distressed consumers have access to safe and transparent solutions to achieve financial stability.
Consumer Debt Relief Initiative at a glance
In short: Consumer Debt Relief Initiative gave $265K across 1 grant in 2025 (avg $265K), mostly in Maryland. Source: 2025 IRS Form 990.
- Annual giving (2025)
- $265,000
- -32.1% vs 2024
- Grants made (2025)
- 1
- +0.0% vs 2024
- Average grant
- $265,000
- -32.1% vs 2024
- Median grant
- $265,000
- Primary geography
- Maryland (100% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990, 2025 View filing
Data from IRS Form 990, 2025; updated September 2026.
Who Consumer Debt Relief Initiative funds
How this funder distributes its grants
Top Recipients
Top recipient in 2025
The largest 2025 recipient was Dealing with Debt ($265K).
Grant Size Distribution
3 grants across all recorded years
The most common grant size was in the $250–500K range: 2 grants of 3 (67%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of the 2025 grant dollars on its one itemized grant.
States
Cities
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2023 to 2025, annual grant giving ranged from $94K (2023) to $390K (2024). In 2025 it made 1 grant totaling $265K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Dealing with Debt Baltimore, MD | Program Support | $265,000 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants |
|---|---|---|---|---|---|
| 2025 | — | $501,250 | $929,520 | $265,000 | 1 |
| 2024 | $748,689 | $2,489,464 | $2,127,976 | $390,000 | 1 |
| 2023 | $372,201 | $1,216,135 | $991,461 | $94,000 | 1 |
About Consumer Debt Relief Initiative
Based on IRS filings
Consumer Debt Relief Initiative is a public charity, based in Washington, DC. IRS filing data is available from 2023 through 2025. In 2025, it awarded 1 grant totaling $265K.
Leadership & Key People
Officers and directors from IRS filings
Consumer Debt Relief Initiative is led by Cliff Andrews, CEO on every filing since 2023; none of the 8 officers listed in 2025 report compensation.
Officers on the 2025 filing
Cliff Andrews
CEO
On filings since 2023
30 hrs/week
No compensation reported
Angelo Anzalone
Director
On filings since 2023
1 hr/week
No compensation reported
Kris Kehler
Director
On filings since 2023
1 hr/week
No compensation reported
Rob Merrick
Director
On filings since 2023
1 hr/week
No compensation reported
Corey Butcher
Director
New on the 2025 filing
1 hr/week
No compensation reported
Camilo Concha
Treasurer
On filings since 2023
1 hr/week
No compensation reported
Michael Barsoum
Vice President
On filings since 2023
1 hr/week
No compensation reported
Michael Hohos
Secretary
Director → Secretary, 2024
On filings since 2023
1 hr/week
No compensation reported
Former officers (2)
- Former: Tomas Gordon (2023–2024) — President
- Former: Shawn Burdick (2023) — Secretary
Data from IRS Form 990 filings, 2023–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about Consumer Debt Relief Initiative
How much does Consumer Debt Relief Initiative give each year?
Consumer Debt Relief Initiative gave $265K across 1 grant in 2025, according to its 2025 IRS Form 990. In 2024 it gave $390K across 1 grant.
Where does Consumer Debt Relief Initiative operate?
Consumer Debt Relief Initiative has awarded grants in Maryland.
What is Consumer Debt Relief Initiative's EIN?
Consumer Debt Relief Initiative's EIN (Employer Identification Number) is 85-3391179. IRS Form 990 filing data is available on this page for 2023–2025.
Data last updated September 2026. Sourced from IRS Form 990 filings.
Data update history
(4)
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2023 (received by the IRS November 5, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS June 12, 2025)
- Updated Form 990 for fiscal year 2025 (received by the IRS July 1, 2025)
- IRS filings on file for fiscal years 2023–2025
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Consumer Debt Relief Initiative down — hundreds of funders to go?