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City First Enterprises Inc

WASHINGTON, DC EIN: 52-2101165 Website

City First Enterprises Inc is a Washington, DC-based community development financial institution (CDFI) established in July 1998. The organization is designated as a 501(c)(3) nonprofit and classified as a Human Service Organization under the NTEE code S30 (Economic Development).

Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$74.2M

+9.0% YoY

Revenue

$15.3M

-28.9% YoY

Net Investment Income

$3.3M

+41.1% YoY

Expenses

$12.1M

-40.2% YoY

Research compiled by Grantable AI from public sources. Last updated April 2026.

Mission & Focus Areas

City First Enterprises is dedicated to promoting equity and opportunity by increasing access to responsible capital and financial services for underserved communities. The organization's work encompasses:

  • Affordable housing development and homeownership
  • Commercial real estate financing
  • Small business lending
  • Nonprofit organization support
  • Clean energy projects
  • Community facilities

The organization manages a portfolio of subordinated loans to nonprofits, small businesses, green energy organizations, and affordable housing entities within the greater Washington metropolitan community. Beyond lending, City First Enterprises provides technical assistance and credit counseling to borrowers.

Grantmaking

City First Enterprises distributed $8,631,152 in total giving according to its most recent tax filing. Grant amounts typically range from $6,868 to $750,000.

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Geographic Focus

Where this funder awards grants

City First Enterprises primarily serves the greater Washington metropolitan area and surrounding region.

Grant Distribution by State

5states

Cities

AlexandriaAnnandaleAnnapolisArlingtonAustinBellaireBethesdaBowieChantillyChevy ChaseFairfaxFalls ChurchGreat FallsGreenbeltHerndonHyattsvilleKensingtonMiddleburgN BethesdaOlney

Financial History

Multi-year comparison from IRS filings

As of December 2023/2024:

  • Total Assets: $74,225,691
  • Total Revenue: $21.5 million (2023)
  • Total Expenses: $20.2 million (2023) / $12,090,417 (2024)
  • Total Liabilities: $41 million (2023)
  • Investments: $24,100
  • Staff: 24-26 employees

The organization has experienced exceptional growth over the past eight years.

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$15M$31M$46M$61M20202021202220232024
Metric202420232022
Total Assets$74,225,691$68,106,525$60,726,218
Revenue$15,260,987$21,464,449$55,549,555
Expenses$12,090,417$20,222,093$50,790,211
Qualifying Distributions
Net Investment Income$3,255,551$2,307,418$1,410,639
Distributable Amount

Giving Over Time

Total grant dollars and number of grants per year

$0$10M$20M$31M$41M0 grants2020430 grants2021526 grants20220 grants20230 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 0 recipients in 2024

Grant Size Distribution

100 grants across all recorded years

60<$50K12$50–100K28$100–250K$250–500K$500K–1M$1–5M$5M+

Open Grants

1 open opportunity from City First Enterprises Inc

Giving History

Grant recipients and amounts by year

No grants recorded for .

Leadership & Key People

Leadership team and compensation from IRS filings

Oswaldo Acosta serves as President and Chief Executive Officer with compensation of $362,606.

Rodrigo Cordon serves as Chief Operating Officer with compensation of $191,461.

Compensation Overview

From 2024 IRS filing

OSWALDO ACOSTAPRESIDENT AND CHIEF EXECUTIV…$363KRODRIGO CORDONCHIEF OPERATING OFFICER$191KJONATHAN REYESCHIEF LENDING OFFICER$168KSHANNON NYSFORMER DIRECTOR OF FINANCE &…$157KSTEPHANIE MEYERCHIEF CREDIT OFFICER$148K

From 2024 filing

NameTitleHoursCompensation
DR WILLIAM LONGBRAKEDIRECTOR1
CHUCK MUCKENFUSSDIRECTOR1
PRIYA JAYACHANDRANDIRECTOR1
LORI CHATMANDIRECTOR1
AMBER KUCHER BELLDIRECTOR1
ESTRELLA LUCERODIRECTOR1
BRIAN ARGRETTCHAIRMAN OF THE BOARD1
DAVID MCGRADYVICE-CHAIRMAN OF THE BOARD1
SHANNON SCOTTTREASURER1
MARY ANN DONOVANSECRETARY1
OSWALDO ACOSTAPRESIDENT AND CHIEF EXECUTIVE OFFICER40$362,606
RODRIGO CORDONCHIEF OPERATING OFFICER40$191,461
JONATHAN REYESCHIEF LENDING OFFICER40$168,370
STEPHANIE MEYERCHIEF CREDIT OFFICER40$148,242
SHANNON NYSFORMER DIRECTOR OF FINANCE & ACCOUNTING40$157,447

Recent News & Activity

Recent developments and announcements

City First Bank (affiliated with City First Enterprises) was awarded a $75 million New Markets Tax Credit allocation by the CDFI Fund, reflecting the organization's expanded capacity to support community development initiatives.

City First Bank

The organization received a Four-Star rating from Charity Navigator with a score of 93%, indicating strong accountability, financial health, governance, and transparency practices.

Subject Areas

Focus areas based on grantmaking activity

Related Funders

Similar funders by location and focus area

Data last updated April 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.

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