Coast Central Credit Union
Coast Central Credit Union is based in Eureka, California, and is listed as a Form 990 (a public charity). It provides financial services to members and supports local charitable organizations, scholarships, and community projects. Its grant program serves organizations in Humboldt, Del Norte, and Trinity counties.
Coast Central Credit Union at a glance
In short: Coast Central Credit Union gave $186K across 13 grants in 2024 (avg $14K), mostly in California. 92% of 2024 grantees were new. Source: 2024 IRS Form 990.
- Annual giving (2024)
- $185,985
- +5.2% vs 2023
- Grants made (2024)
- 13
- -23.5% vs 2023
- Average grant
- $14,307
- +37.6% vs 2023
- Median grant
- $10,335
- Total assets
- $2,183,365,831
- +6.5% vs 2023
- New grantees (estimate)
- 92% first-time grantees (11 of 12, 2024; small sample)
- Primary geography
- California (100% of itemized 2024 grant dollars)
- Latest 990 filing
- Form 990, 2024 View filing
Data from IRS Form 990, 2024; updated October 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to Coast Central Credit Union
- Accepts unsolicited proposals
- Yes
- How to Apply
-
The credit union accepts unsolicited requests through its Community Investment Program application process. The application guidelines specify eligible applicant types and project information, including the project name, total project cost, intended use of the grant, and number of people who would directly benefit.
- Review Cycle
- The Fall 2026 application deadline was August 31, 2026, at 5 p.m.; that cycle has passed.
- Deadline
- The Fall 2026 application deadline was August 31, 2026, at 5 p.m.; that cycle has passed.
- Contact
Mailing address: 2650 Harrison Avenue, Eureka, CA 95501
Phone: (707) 445-8801
Website: https://coastccu.org
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Open Grants
4 open opportunities from Coast Central Credit Union
Coast Central Credit Union College Scholarships
Coast Central Credit Union
Amount
Up to $5K
Deadline
Deadline not published
Coast Central Credit Union Community Investment Grant Program
Coast Central Credit Union
Amount
$3K – $25K
Deadline
Deadline not published
Coast Central Credit Union Grant
Coast Central Credit Union
Amount
US $3,000 - US $25,000
Deadline
Deadline not published
Who Coast Central Credit Union funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2024
The largest 2024 recipient was Dreamquest Willow Creek Youth Partnership ($45K). Together the top 10 received $168K.
Grant Size Distribution
74 grants across all recorded years
The most common grant size was under $50K: 74 grants of 74 (100%).
Geographic Focus
Where this funder awards grants
The Community Investment Program serves Humboldt, Del Norte, and Trinity counties in California. All 2024 grant dollars went to recipients in California.
Grant Distribution by State
Share of 2024 grant dollars across all 13 itemized grants.
States
Cities
Is Coast Central Credit Union open to new grantees?
92%
first-time grantees, 2024
In 2024, 11 of 12 grantees (92%) were first-time recipients. With only 12 grantees, that is a small sample: one grantee more or less moves the share by about 8 points. First grants averaged $15K; repeat grants $15K. How we count
Medians: $10K first-time, $15K repeat.
- 0% of 2024 grantees were also funded in 2023. Method
- Giving held roughly steady from 2021 to 2024 (−5%). Method
Estimate from itemized grant lists in IRS Form 990 filings (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2024, annual grant giving ranged from $121K (2020) to $196K (2021). In 2024 it made 13 grants totaling $186K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Dreamquest Willow Creek Youth Partnership Willow Creek, CA | Construction Project for Community Youth Center | $45,000 |
| Food for People Eureka, CA | Gap funds for vehicle to deliver emergency food relief to remote humboldt communities | $25,000 |
| Trinity Alps Unified School Disctrict Weaverville, CA | Bleachers for Baseball Field | $21,000 |
| Affordable Homeless Housing Alternatives Eureka, CA | Supplies for Homeless Shelters | $15,000 |
| Alderpoint Volunteer Fire Dept Alderpoint, CA | Purchase Firefighter Gear and Replace Outdated/Damaged P.P.E. | $15,000 |
| Del Norte Fairgrounds Crescent City, CA | Provide Livestock Pens for Animal Exhibits | $12,000 |
| Humboldt Bridges to Success Eureka, CA | Activities for at-Risk Youth | $10,335 |
| Nation's Finest Eureka, CA | Replacement of mattresses for residential programs and new carpets for veteran dorms | $10,000 |
| Willow Creek Fire Protection District Willow Creek, CA | Rope Rescue System | $8,050 |
| Healthsport Arcata, CA | Swim Lessons for Latinx Children in Need | $6,880 |
Ready to take the next step with Coast Central Credit Union?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2024 | $2,183,365,831 | $101,189,826 | $87,077,522 | $185,985 | 13 | $33,011,551 |
| 2023 | $2,050,365,109 | $85,336,490 | $73,508,824 | $176,771 | 17 | $31,526,190 |
| 2022 | $2,039,204,894 | $66,591,892 | $46,701,692 | $183,059 | 16 | $20,749,424 |
| 2021 | $2,147,688,324 | $57,226,931 | $43,960,025 | $196,423 | 15 | $11,578,813 |
| 2020 | $1,936,596,371 | $57,794,276 | $47,830,936 | $121,369 | 13 | $14,210,850 |
Research compiled by Grantable AI from public sources. Last updated October 2026.
Mission & Focus Areas
The mission stated in the 2024 filing is to be the primary financial institution for members by providing high-quality financial services at competitively favorable rates while maintaining financial strength.
The credit union’s community grants support local organizations and projects. Its 2024 grants included support for youth programs, emergency food delivery, school facilities, homeless shelters, fire and rescue equipment, veteran services, and swim lessons. For example, Dream Quest’s stated mission is to provide youth with healthy, vocational, educational, and creative opportunities. Food for People says it works to eliminate hunger and improve community health through access to nutritious food, education, and advocacy.
Grantmaking
The 2024 filing reports 13 grants totaling $185,985. Individual awards ranged from $5,220 to $45,000, with a median of $10,335. The largest awards included $45,000 to DreamQuest Willow Creek Youth Partnership for a community youth center construction project and $25,000 to Food for People for gap funding for a vehicle to deliver emergency food relief to remote Humboldt communities. Other awards included $21,000 to Trinity Alps Unified School District for baseball-field bleachers and $15,000 each to Affordable Homeless Housing Alternatives for shelter supplies and Alderpoint Volunteer Fire Department for firefighter gear.
The credit union’s website describes grants generally ranging from $3,000 to $25,000, with $150,000 available per round. Its 2026 spring announcement said the round would award $150,000 to local organizations, with individual awards typically between $3,000 and $25,000. The credit union also reports providing scholarships, sponsorships, and other community support, which are separate from the grants reported in its 2024 filing.
The application guidelines permit applications from qualifying 501(c)(3) nonprofits, public benefit organizations such as public schools and government agencies, and community groups with an eligible fiscal sponsor. The guidelines exclude political, highly controversial, or religious organizations and projects for deferred maintenance, annual operating costs, or staff salaries. They also state that recipients must provide receipts or purchase orders for approved items to receive reimbursement. A 2026 announcement said applications were to be submitted electronically.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2024 filing lists Ronald Rudebock as chairperson, Denise Jones as vice chairperson, Brendan McKenny as treasurer, and Kelly Walsh as secretary. It also lists Rees Hughes, Terry Meierding, Dane Valadao, and Matt Wakefield as directors. John Gladding is listed as former treasurer, and James Sessa as former president/CEO.
Coast Central Credit Union is led by Fred Moore, President & CEO since 2024 (on filings since 2020); 9 of 18 officers listed in 2024 are compensated.
Officers on the 2024 filing
Fred Moore
President & CEO
Vice President & CFO → Executive Vice President & CFO, 2022
Executive Vice President & CFO → President & CEO, 2024
On filings since 2020
40 hrs/week
$295K (2020) → $561K (2024)
James Sessa
Former President & CEO
President & CEO → Former President & CEO, 2024
On filings since 2020
40 hrs/week
$992K (2020) → $1M (2024)
Ronald Rudebock
Chairperson
Chairman → Chairperson, 2021
On filings since 2020
2 hrs/week
No compensation reported
Dane Valadao
Director
On filings since 2023
1 hr/week
No compensation reported
Matt Wakefield
Director
On filings since 2023
1 hr/week
No compensation reported
Rees Hughes
Director
On filings since 2023
1 hr/week
No compensation reported
Terry Meierding
Director
On filings since 2023
1 hr/week
No compensation reported
Ann Jadro-Bettiga
Vice President & Human Resources
Vice President Human Resources → Vice President & Human Resources, 2021
On filings since 2020
40 hrs/week
$238K (2020) → $274K (2024)
Robert Moore
Vice President & Chief Credit Officer
Vice President Member Loan Services → Vice President & Chief Credit Officer, 2021
On filings since 2020
40 hrs/week
$317K (2020) → $370K (2024)
Kristin Kuxhausen
Vice President & Operations
On filings since 2022
40 hrs/week
$235K (2022) → $273K (2024)
Vaughn Peterson
Vice President & Information Svcs
On filings since 2023
40 hrs/week
$295K (2023) → $313K (2024)
Danielle Gruber
Chief Financial Officer
New on the 2024 filing
40 hrs/week
$42K (2024)
Jasmin Gammel
Vice President & Member Digital Services
New on the 2024 filing
40 hrs/week
$237K (2024)
Mandy Marquez
Senior Assistant Vice President & Business Services
New on the 2024 filing
40 hrs/week
$173K (2024)
Brendan McKenny
Treasurer
Director → Treasurer, 2024
On filings since 2020
2 hrs/week
No compensation reported
Denise Jones
Vice Chairperson
Vice Chairman → Vice Chairperson, 2021
On filings since 2020
2 hrs/week
No compensation reported
John Gladding
Former Treasurer
Treasurer → Former Treasurer, 2024
On filings since 2020
2 hrs/week
No compensation reported
Kelly Walsh
Secretary
Director → Director & Secretary, 2023
Director & Secretary → Secretary, 2024
On filings since 2020
2 hrs/week
No compensation reported
Former officers (8)
- Former: John Gracyalny (2020–2023) — Vice President & Member Digital Services
- Former: Klark Swan (2020–2023) — Former Director
- Former: Louis Bucher (2020–2023) — Former Director
- Former: Peter Pennekamp (2020–2023) — Former Director
- Former: Robin Bailie (2020–2023) — Former Secretary
- Former: Colleen Toste (2022) — Vice President & Marketing
- Former: Ed Christians (2020–2021) — Vice President & Information Systems
- Former: Kristin Blair (2020–2021) — Vice President & Member Services
Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $1.0M, to James Sessa (Former President/CEO). 9 officers or directors reported compensation on that filing.
Frequently asked questions about Coast Central Credit Union
How much does Coast Central Credit Union give each year?
Coast Central Credit Union gave $186K across 13 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $177K across 17 grants.
What is Coast Central Credit Union's typical grant size?
Coast Central Credit Union's median grant in 2024 was $10,335, and its average grant was $14,307, across 13 grants on its 2024 IRS Form 990. Organizations receiving their first grant from Coast Central Credit Union that year got $15K on average.
Where does Coast Central Credit Union give grants?
Coast Central Credit Union gives mostly in California: 100% of the grant dollars itemized on its 2024 IRS Form 990 went to recipients there. The most frequent recipient cities were Eureka, CA (4 grants), Willow Creek, CA (2 grants) and Arcata, CA (2 grants).
Does Coast Central Credit Union give general operating support?
Not in 2024: none of the 13 grants with a stated purpose on Coast Central Credit Union's 2024 IRS Form 990 were described as general or operating support.
Who are Coast Central Credit Union's largest grantees?
Coast Central Credit Union's largest 2024 grantees include Dreamquest Willow Creek Youth Partnership ($45,000), Food for People ($25,000) and Trinity Alps Unified School Disctrict ($21,000), according to its 2024 IRS Form 990. Together they received 49% of its itemized 2024 grant dollars.
How large is Coast Central Credit Union?
Coast Central Credit Union reported $2.2B in total assets on its 2024 IRS Form 990. Its revenue that year was $101.2M.
What does Coast Central Credit Union fund?
The mission stated in the 2024 filing is to be the primary financial institution for members by providing high-quality financial services at competitively favorable rates while maintaining financial strength. See mission & focus areas ↑
How do I apply for a grant from Coast Central Credit Union?
The credit union accepts unsolicited requests through its Community Investment Program application process. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is Coast Central Credit Union's EIN?
Coast Central Credit Union's EIN (Employer Identification Number) is 94-1287157. IRS Form 990 filing data is available on this page for 2020–2024.
Does Coast Central Credit Union accept unsolicited proposals?
Yes, according to Grantable's research on the foundation's published guidelines. See how to apply ↑
Data last updated October 2026. Sourced from IRS Form 990 filings. Research dossier generated October 2026.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2020 (received by the IRS November 15, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS November 15, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS November 3, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS November 7, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS November 17, 2025)
- IRS filings on file for fiscal years 2020–2024
Explore Open Grants
Browse active grant opportunities in Coast Central Credit Union's focus areas in our free grants database
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Cite this profile
Grantable. (2026). Coast Central Credit Union funder profile. GrantGraph. Retrieved October 14, 2026, from https://grantable.co/funders/coast-central-credit-union-morg_99cd509f65de45a597781fec974c7444
BibTeX
@misc{grantable_941287157_2026,
author = {{Grantable}},
title = {{Coast Central Credit Union funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/coast-central-credit-union-morg_99cd509f65de45a597781fec974c7444},
note = {Accessed 2026-10-14. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Coast Central Credit Union's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
Coast Central Credit Union down — hundreds of funders to go?