Small Business Grants

Small business grants provide free funding you never have to repay — unlike loans. Federal agencies, state economic development offices, and private foundations offer grants for everything from startup costs to expansion, research, and hiring. Competition can be stiff, but the payoff is significant: non-dilutive capital with no interest or equity cost.

1,009 grants
State/ Foundation
Updated daily
COMMUNITY LOAN FUND OF NEW JERSEY INC · Rolling / Open Foundation

Overview _NOTE: NJCC will aim to process Garden State Relief Fund applications within 10-21 business days._ Relief and Recovery for Small Businesses & Nonprofits The Garden State Relief Fund is…

BLACK LEADERS DETROIT · Rolling / Open · Rolling (Quarterly) Foundation

No-Interest Loan Program Overview: Structured, 0% interest financing options for Detroit-based businesses. Description: The No-Interest Loan Program provides no-interest financing to Detroit-based…

NOMA IMPROVEMENT ASSOCIATION · Rolling / Open Foundation

NoMa Retail Opportunity Fund Overview: The NoMa BID launched the NoMa Retail Opportunity Fund in February 2024 to enhance NoMa's vibrant and evolving streetscape by offering grants to support…

Beulah Convention and Visitors · Rolling / Open · Rolling (Quarterly) Foundation

North Dakota Development Fund Status: Active Geographic Scope: North Dakota Focus Areas: Gap financing for real estate, equipment, and working capital for new, expanding, or relocating businesses…

NORTH IOWA CORRIDOR ECONOMIC · Rolling / Open · One-time Foundation

North Iowa Small Business Recovery & Continuity Fund Status: Program has concluded; no new applications being accepted as of the document date (May 2020) Geographic Scope: Cerro Gordo County, Iowa…

THE JAY AND ROSE PHILLIPS FAMILY · Rolling / Open Foundation

Overview Northside Real Estate Developer Grants Phillips Foundation to award grants to Black real estate developers in North Minneapolis The Northside Commercial Real Estate Advisory Committee of the…

Up to 5 years at 0% interest
NORTH WEST RURAL ELECTRIC COOPERATIVE · Rolling / Open · One-time Foundation

NWREC Business Disaster Loan Program Purpose: Provide working-capital assistance to small commercial and industrial businesses impacted by recent flooding events. Geographic Scope: Sioux, O'Brien,…

ECONOMIC DEVELOPMENT GROWTH ENTERPRISES · Rolling / Open Foundation

NYS Capital Grant Funding Funder: Mohawk Valley Regional Economic Development Council and Empire State Development Administrator: Mohawk Valley EDGE Geographic Scope: Mohawk Valley region, New York…

Part of $800 million state fund
ASIAN AMERICAN FEDERATION INC · Rolling / Open · One-time Foundation

NYS Pandemic Small Business Recovery Grant Status: Program administered by New York State (announced June 2021) Geographic Scope: New York City and New York State, with specific focus on Asian…

OAHU RESOURCE CONSERVATION & DEVELOPMENT · Closed Foundation

O'ahu Farm Viability Cohort Funder: Oahu Resource Conservation & Development Council / Women Farmers Network Geographic Scope: O'ahu, Hawaii Program Description: A 12-week cohort program designed to…

Up to US $300,000
Ohio Environmental Protection Agency · Rolling / Open Foundation

OEPA: Scrap Tire Grant Status: ACTIVE Funder: Ohio Environmental Protection Agency Amount: Up to US $300,000 Last Updated: October 20, 2025 Summary The OEPA Scrap Tire Grant Program provides funding…

Up to $15,000 (technical assistance); varying amounts for facility improvements
THE ALLIANCE FOR ECONOMIC DEVELOPMENT · Rolling / Open · One-time Foundation

OKC Rescue Program Status: Launched April 2022 Administrator: The Alliance for Economic Development of Oklahoma City Funding Source: City of Oklahoma City's allocation from the federal American…

Frequently Asked Questions

Are small business grants really free money?
Yes. Unlike loans, grants do not need to be repaid and unlike venture capital, they require no equity. However, most grants come with reporting requirements and must be used for the stated purpose. Some grants reimburse expenses rather than providing upfront cash.
What is the easiest small business grant to get?
Local and state-level grants tend to have less competition than federal programs. Look for community development grants from your city or county, state small business innovation programs, and foundation grants targeted at your specific industry or demographic. Micro-grants under $5,000 often have simpler applications.
Can startups apply for small business grants?
Absolutely. Many grants specifically target early-stage companies. The SBIR and STTR programs fund R&D startups, while foundations and state programs offer startup-specific grants. Some require an existing business entity, while others fund pre-revenue ventures.

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