Funding Amount

Up to $500,000

Deadline

Rolling (quarterly review)

Grant Type

Foundation

Deadline history & next window

Cycle
Rolling — applications accepted year-round
Tracked since
April 2026

Source: the cycle recorded on this listing. Confirm dates with the funder.

Can we apply?

Check your organization against each line. Taken from the listing; confirm with the funder's guidelines.

Other requirements

  • Real estate
  • Machinery and equipment
  • Inventory
  • Working capital

Not eligible / not funded

  • Not eligible: Investment property
  • Not eligible: Non-profits
  • Not eligible: Refinancing
  • Not eligible: Unsecured financing

Overview

Funder: Southern Mississippi Planning and Development District (SMPDD)

SMPDD promotes economic development through loan programs designed to supplement other financing sources. This program provides funding for a portion of borrowed funds for projects to start new businesses or expand existing businesses.

Eligible Uses

  • Real estate
  • Machinery and equipment
  • Inventory
  • Working capital
  • Job creation or retention

Loan Terms

  • Real estate: 15 years
  • Machinery and equipment: 10 years
  • Inventory/working capital: 5 years

Financing Structure

  • SMPDD can provide stand-alone financing or partner with banks to provide supplemental financing
  • Maximum loan amount: $500,000

Exclusions

  • Investment property
  • Non-profits
  • Refinancing
  • Unsecured financing

Contact Information

  • Ronnie Emile, Loan Program Manager: remile@smpdd.com
  • Marvin Dickey, Special Project Manager, EO Officer: mdickey@smpdd.com
  • Phone: 1-228-868-2311 or 1-800-444-8014
  • Gulfport Office: 10441 Corporate Drive Suite 1, Gulfport, MS 39503
  • Hattiesburg Office: 914 Sullivan Drive, Hattiesburg, MS 39401

How to Apply

Application Process

  1. Contact the Loan Program Manager for information and application materials
  2. Complete application form (available upon request)
  3. Submit required documentation
  4. SMPDD will establish partnership with commercial bank if needed
  5. Loan processing and approval

Contact for Application

  • Ronnie Emile, Loan Program Manager: remile@smpdd.com
  • Phone: 1-228-868-2311 or 1-800-444-8014

What Southern Ms Planning & Development District Inc actually gave

Source: IRS Form 990, 2025

Grants in 2025
1
Total given
$6.6M
Median grant
$6.6M
  • By dollars: Mississippi 100%. Top recipient cities: Gulfport, MS.

Example grants

  • Subrecipients · Gulfport, MS

    Services for the elderly, education, workforce training, and economic development

    $6.6M

IRS Form 990, 2025. Amounts as reported by the funder. Full 990 history →

Focus Areas & Funding Uses

Fields of Work

  • Small businesses
  • Startups

Categories

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