SOUTHERN MS PLANNING & logo

Revolving Loan Program

SOUTHERN MS PLANNING &

Foundation Rolling (Quarterly) Small Business GrantsGrants for Startups

Funding Amount

Up to $500,000

Deadline

Rolling / Open

Grant Type

foundation

Overview

Revolving Loan Program

Funder: Southern Mississippi Planning and Development District (SMPDD)

Overview: SMPDD promotes economic development through loan programs designed to supplement other financing sources. This program provides funding for a portion of borrowed funds for projects to start new businesses or expand existing businesses.

    Eligible Uses

  • Real estate
  • Machinery and equipment
  • Inventory
  • Working capital
  • Job creation or retention

    Loan Terms

  • Real estate: 15 years
  • Machinery and equipment: 10 years
  • Inventory/working capital: 5 years

    Financing Structure

  • SMPDD can provide stand-alone financing or partner with banks to provide supplemental financing
  • Maximum loan amount: $500,000

    Exclusions

  • Investment property
  • Non-profits
  • Refinancing
  • Unsecured financing

Geographic Scope

Southern Mississippi region

    Contact Information

  • Ronnie Emile, Loan Program Manager: remile@smpdd.com
  • Marvin Dickey, Special Project Manager, EO Officer: mdickey@smpdd.com
  • Phone: 1-228-868-2311 or 1-800-444-8014
  • Gulfport Office: 10441 Corporate Drive Suite 1, Gulfport, MS 39503
  • Hattiesburg Office: 914 Sullivan Drive, Hattiesburg, MS 39401

How to Apply

Application Process

1. Contact the Loan Program Manager for information and application materials
2. Complete application form (available upon request)
3. Submit required documentation
4. SMPDD will establish partnership with commercial bank if needed
5. Loan processing and approval

    Contact for Application

  • Ronnie Emile, Loan Program Manager: remile@smpdd.com
  • Phone: 1-228-868-2311 or 1-800-444-8014

Focus Areas & Funding Uses

Fields of Work

small-businessesstartups

Categories

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