SOUTHERN MS PLANNING & logo

Minority Business Enterprise Micro-Loan Program

SOUTHERN MS PLANNING &

Funding Amount

$2,000 - $35,000

Deadline

Rolling / Open

Grant Type

foundation

Overview

Minority Business Enterprise Micro-Loan Program

Funder: Southern Mississippi Planning and Development District (SMPDD)

Overview: SMPDD provides smaller-scale financing for minority-owned businesses needing micro-loans to start or expand operations.

    Loan Terms

  • Loan amounts: $2,000 to $35,000
  • Interest rate: 4% above Federal Discount Rate
  • Financing: Can finance 100% of total project subject to 5% owner equity injection

    Eligibility Requirements

  • Certified Minority Business Enterprise
  • Credit worthy
  • Mississippi resident
  • Demonstrated ability to repay

Geographic Scope

Southern Mississippi region

    Contact Information

  • Ronnie Emile, Loan Program Manager: remile@smpdd.com
  • Marvin Dickey, Special Project Manager, EO Officer: mdickey@smpdd.com
  • Phone: 1-228-868-2311 or 1-800-444-8014

How to Apply

Application Process

1. Contact Loan Program Manager for application materials
2. Ensure Minority Business Enterprise certification
3. Complete application form
4. Submit required documentation
5. SMPDD processes and approves application

    Contact for Application

  • Ronnie Emile, Loan Program Manager: remile@smpdd.com
  • Phone: 1-228-868-2311 or 1-800-444-8014

Focus Areas & Funding Uses

Fields of Work

minority-businessessmall-businesses

Categories

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