B:Side Credit Builder Program

A lending program designed for entrepreneurs who need access to capital while working on improving their credit standing.

Key Features:

• No credit score minimum
• No collateral required (unsecured loan)
• B:Side reports timely repayment to credit bureaus to help boost credit score
• Helps business owners access future business loans

Geographic Scope: Colorado, New Mexico, Utah, Arizona

Eligibility Requirements:
Business owners must complete one of the following comprehensive education programs:

Colorado:

• Colorado Aya Foundation Center for Community Wealth Building's (CCWB) Building with Entrepreneurs in Skilled Trades (BEST) Series
• EforAll
• Operation Hope's Credit & Money Management Program
• SEA Change Warehouse Innovation

New Mexico:

• EforAll Emprendedores II
• Albuquerque Hispano Chamber of Commerce
• Operation Hope's Credit & Money Management Program
• Rural New Mexico Rocky Mountain Microfinance Institute's (RMMFI) Business Launch Boot Camp

Contact:

• Email: slopez@bside.org (for partnership inquiries)
• Phone: 303.657.0010
• Address: 3350 Brighton Blvd, Suite 235 Denver, CO 80216

Application Process

1. Enroll in a Qualifying Education Program – Complete one of the comprehensive education programs listed in the eligibility section
2. Apply for the B:Side Credit Builder Program – Once education program is completed, submit application
3. Access Capital – Upon approval, receive $10,000 in working capital

Required Materials

• Proof of completion of one of the qualifying education programs
• Business and personal financial information
• Business plan or purpose statement

Key Benefits of Program

• Valuable financial and business education support
• Long-term sustainable business building support