Community Development Loans
Funding Amount
Up to $175,000
Deadline
Rolling (quarterly review)
Grant Type
Foundation
Deadline history & next window
- Cycle
- Rolling — applications accepted year-round
- Tracked since
- April 2026
Source: the cycle recorded on this listing. Confirm dates with the funder.
Can we apply?
Check your organization against each line. Taken from the listing; confirm with the funder's guidelines.
Eligible organizations
- Applicants: Local municipalities and county governments
Other requirements
- Financial: Applicant must be solvent as verified through annual audits
- Repayment: Must have specific repayment method
- Project purpose: Must address a community development need in the area
- Southern Mississippi region
Overview
Funder: Southern Mississippi Planning and Development District (SMPDD)
Using local SMPDD funds, this program is designed to provide loans to local municipalities and county governments for community development purposes. The fund is utilized when proposed projects do not meet guidelines of the existing Revolving Loan Fund.
Loan Terms
- Maximum loan amount: $175,000
- Job creation requirement: Lifted for this local program
Eligibility Requirements
- Applicants: Local municipalities and county governments
- Financial: Applicant must be solvent as verified through annual audits
- Repayment: Must have specific repayment method
- Project purpose: Must address a community development need in the area
Contact Information
- Ronnie Emile, Loan Program Manager: remile@smpdd.com
- Marvin Dickey, Special Project Manager, EO Officer: mdickey@smpdd.com
- Phone: 1-228-868-2311 or 1-800-444-8014
How to Apply
Application Process
- Contact Loan Program Manager for application materials
- Complete application form
- Submit required documentation including:
- Annual audits demonstrating solvency
- Detailed description of community development need
- Specific repayment method
- SMPDD reviews and processes application
- Approval and loan disbursement
Contact for Application
- Ronnie Emile, Loan Program Manager: remile@smpdd.com
- Phone: 1-228-868-2311 or 1-800-444-8014
What Southern Ms Planning & Development District Inc actually gave
Source: IRS Form 990, 2025
- Grants in 2025
- 1
- Total given
- $6.6M
- Median grant
- $6.6M
- By dollars: Mississippi 100%. Top recipient cities: Gulfport, MS.
Example grants
Subrecipients · Gulfport, MS
Services for the elderly, education, workforce training, and economic development
$6.6M
Focus Areas & Funding Uses
Fields of Work
- Community development
Categories
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