Regional Housing Rehabilitation Loan Program (RHRP)

Regional Housing Rehabilitation Loan Program (RHRP)

Administrator: St. Vincent de Paul Society of Lane County

Geographic Scope: Oakridge-Westfir areas, Lane County, Oregon (with potential for expansion based on grant funding applications)

Focus Areas:

Health and safety-oriented home repairs for low-income homeowners

Structural repairs and improvements for low-income residents

Maintaining housing stability for eligible homeowners

Program Type: Low-interest, payment-deferred loans (not grants)

What They Fund - Eligible Repair Areas:

Roofs

Foundations

Plumbing

Electrical systems

Heating systems

Insulation

Siding and windows/doors

Paint

Septic/drain fields

Dry rot repairs

Accessibility issues

What They Don't Fund:

Home remodeling (focuses on needed repairs only)

Eligibility:

Homeowners in Oakridge-Westfir area

Must meet income eligibility requirements (specific thresholds available)

Must own their home

Program Philosophy:
"This is not too good to be true; it's not a handout, but a hand up." Over the years, hundreds of homeowners have benefited by using equity in their home to make needed repairs without impacting monthly household budget.

Partnership:
Working with Lane County to apply for state grant funding to support low-interest loans

Contact: Andy Clay, RHRP Program Manager

Phone: 541-743-7128

Email: andy.clay@svdp.us

Mailing Address: St. Vincent de Paul, RHRP Dept., PO Box 24608, Eugene, OR 97402