Palm Beach County Purchase Assistance Grant

Funder: Palm Beach County Department of Housing and Economic Development (DHED), Mortgage and Housing Investments (MHI) Division, State Housing Initiative Partnership (SHIP) Program

Geographic Scope: Palm Beach County, Florida residents only

Target Population:

• First-time homebuyers
• Income-qualified applicants

Eligibility Requirements:

• Must be a first-time homebuyer
• Must meet specific income requirements for Palm Beach County
• Must obtain a "First Mortgage Pre-Approval" before application submittal
• Must pre-register and attend mandatory county orientation

Funding Purpose: Provides financial assistance for home purchase

Availability: Funding is limited

Application Period: As of September 2021, applications opened September 20 and closed October 4, 2021

Contact Information:

• Community Partners of South Florida:
  • Sandra Jean Baptiste: sjeanbaptiste@cp-cto.org or 561-377-9252
  • Lynda Charles: lcharles@cp-cto.org or 561.841.3500 ext. 1014
• Palm Beach County Department of Housing and Economic Development:
  • Antoinette: (561) 233-3606
  • Shannon: (561) 233-3693
• CPSFL Main: 561-841-3500
• Address: 2001 Blue Heron Blvd. W. Riviera Beach, FL 33404

Notes: As of 2021, application process is entirely online for the first time

Application Process

Mandatory Steps:

1. Confirm Eligibility: Verify income requirements are met
2. Register for Palm Beach County Orientation: Go online to https://survey.pbcgov.com/s3/HED-Registration to pre-register for mandatory virtual orientation
3. Attend PBC Mandatory Orientation: Attend 1.5-hour virtual session (provides overview of online application process, required documents, program description, housing counseling agencies, and step-by-step review of overall process)
4. Obtain First Mortgage Pre-Approval: Secure pre-approval from lender BEFORE submitting application
5. Submit Online Application: Complete and submit application through Palm Beach County's online portal during the application period

Requirements:

• First Mortgage Pre-Approval: ALL applicants MUST have this before application submittal
• Pre-registration deadline: Must register before 3 p.m. on the day before the final orientation session

Application Period:

• Typically open for approximately 2 weeks
• As of 2021: September 20 - October 4

Notes:

• Entirely online application process
• Community Partners offers special lunch-and-learn events for Homebuyers Club members