Neighborhood Impact Program (NIP)

Neighborhood Impact Program (NIP)

Funder: Christian Financial Credit Union in partnership with FHLBank of Indianapolis

Purpose: The Neighborhood Impact Program provides qualified homeowners with funding for deferred maintenance repairs and accessibility modifications to improve their homes and quality of life.

Funding Details

Award Amount: Up to $15,000 per homeowner for eligible projects

Eligible Projects

The program funds:
• Home Accessibility Modifications (for disabled residents and seniors)
- Walk-in showers with grab bars - Wheelchair-accessible ramps - Accessibility upgrades - Adaptive modifications
• Deferred Maintenance Repairs
- Plumbing repairs - General home repairs needed for safety and functionality
• Accessibility Features
- Safety equipment and fixtures - Mobility aids - Other modifications to improve usability for people with disabilities

Geographic Scope

Available to homeowners in communities served by Christian Financial Credit Union:
• Macomb, Oakland, Wayne, and St. Clair counties in Michigan

Eligibility Requirements

• Applicant Type: Homeowners (must own their home)
• Income Qualification: Must meet program income requirements
• Geographic: Must be located in CFCU service area
• Status: Must be qualified to receive assistance

Example Case

Mike, a long-time CFCU member and resident with a disability, received:
• A new walk-in shower with grab bars and shower chair
• Plumbing repairs addressing long-standing issues
• Enhanced safety and functionality in his bathroom
• Cost savings from addressing deferred maintenance

Mike shared: "It meant everything! Getting something that I have needed for years since becoming disabled and could not afford."

How the Program Works

1. Qualified homeowners receive up to $15,000 in grant funding 2. Funds cover approved deferred maintenance repairs and accessibility modifications 3. Professional repair teams complete the work 4. Homeowners benefit from improved safety, functionality, and long-term cost savings

Contact Information

Organization: Christian Financial Credit Union

Address:
35100 Van Dyke Ave
Sterling Heights, MI 48312

Phone: 586.772.6330

Website: christianfinancialcu.com