Missouri Housing Trust Fund Grant

The Missouri Housing Trust Fund, established in 1994, aims to address the housing needs of very low-income families and individuals in Missouri. Managed by the Missouri Housing Development Commission, it allocates funds for homeless prevention, rental assistance, and home repairs. The fund prioritizes individuals earning at or below 25% of the area median income, ensuring that resources effectively target the most vulnerable populations. Grants are capped at $150,000 per type and $300,000 per application.

General Information
The Missouri Housing Trust Fund was created by the state Legislature in 1994 to help meet the housing needs of very low income families and individuals. The Missouri Housing Development Commission administers the Trust Fund, which provides funding for a variety of housing needs, such as homeless prevention; rehab or new construction of rental housing, rental assistance; and home repair to eligible organizations providing housing assistance to Missourians.
Missouri Housing Trust Fund monies shall be used to provide housing and housing services to individuals and families with incomes at or below 50 percent of the area median income. 50 percent of the funds must be used for individuals and families at or below 25 percent of the area median income.
Establishment of Funds
The Missouri Housing Trust Fund is supported by a recording fee of $3 for each real estate document filed in the state of Missouri. Therefore, the amount of funds that can be allocated by MHDC is dependent upon the level of real estate recording activity.
Grant Type Allocation
MHDC has identified the following grant types as categories to meet the needs of Missourians:
Housing Assistance: Available to organizations that provide housing assistance to literally homeless individuals and families.Emergency Assistance: Available for organizations that provide housing assistance to individuals and families at immediate risk of becoming homeless or fleeing domestic violence.Operating Funds: Available for organizations that provide housing or housing services for the purpose of paying salaries and benefits necessary for operation of the organization. Priority will be given to Operating Funds requests that are paired with another MHTF grant type.Home Repair or Modifications: Available to organizations that provide housing services for the payment of certain repairs or modifications of homeowner-occupied single-family homes.Construction / Rehabilitation: Available for organizations that provide housing for the purpose of payment of costs of new construction or modification or rehabilitation of existing facilities.Administrative Funds: Available for organizations that apply for Housing Assistance, Emergency Assistance, Operating Funds or Home Repair for the purpose of supporting the administration of MHTF.
It is the purpose of the Missouri Housing Trust Fund to serve the greatest housing and housing service needs in the state with attention given to the lowest-income residents in the areas where those needs exist. These established grant types allow the Missouri Housing Trust Fund’s limited resources to be dedicated to services that best serve the population in greatest need.
Cap on Funds Requested
Applicants may not request funds in excess of $150,000 per grant type with a maximum of $300,000 per application, per region.