Dakota Land Trust logo

Legacy Fund Down Payment and Closing Costs (DPCC) Assistance Loan

Dakota Land Trust

Funding Amount

Up to $2,000

Deadline

Rolling (quarterly review)

Grant Type

Foundation

Deadline history & next window

Cycle
Rolling — applications accepted year-round
Tracked since
April 2026

Source: the cycle recorded on this listing. Confirm dates with the funder.

Can we apply?

Check your organization against each line. Taken from the listing; confirm with the funder's guidelines.

Other requirements

  • Target Population: SINGLE PARENTS ONLY
  • Income Limit: 150% AMI (Area Median Income)
  • 3 person: below $74,250
  • 3 person: below $84,750

Overview

Down payment and closing cost assistance loan program designed specifically for single parents.

Loan Terms

  • Amount: Up to $2,000
  • Interest Rate: 0% (interest-free)
  • Monthly Payment: $0 monthly payments
  • Term: 30 years deferred payment loan

Eligibility

  • Target Population: SINGLE PARENTS ONLY
  • Income Limit: 150% AMI (Area Median Income)
    • 3 person: below $74,250
    • 3 person: below $84,750
    • 3 person: below $95,400
    • 4 person: below $105,900
  • Income limits may vary, contact NeighborWorks for current limits

Requirements

  • Required: NeighborWorks Homebuyer Education (HBE) course (available online or in-person, free)

Geographic Scope

  • South Dakota

Contact Information

  • Phone: 605-578-1401
  • Email: info@nwdhr.org
  • Address: 795 Main Street, Deadwood, SD 57732

How to Apply

Application Process

  1. Verify eligibility as a single parent and confirm household income
  2. Complete NeighborWorks Homebuyer Education (HBE) course (required)
    • Available online or in-person at no charge
  3. Contact NeighborWorks for current income limits and program requirements
  4. Submit application through NeighborWorks office

Required Materials

  • Proof of single parent status
  • Proof of household income
  • Household composition documentation
  • Proof of enrollment/completion in HBE course

Contact for Application Details

  • Phone: 605-578-1401
  • Email: info@nwdhr.org

What Dakota Land Trust actually gave

Source: IRS Form 990, 2023 — the most recent filing with itemized grants

Grants in 2023
1
Total given
$30K
Median grant
$30K
  • By dollars: South Dakota 100%. Top recipient cities: Deadwood, SD.

Example grants

  • Neighborhood Housing Services · Deadwood, SD

    Property sale recon

    $30K

IRS Form 990, 2023. Amounts as reported by the funder. Full 990 history →

Focus Areas & Funding Uses

Fields of Work

  • Housing
  • Affordable housing
  • Single moms

Categories

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