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Neighbor Next Door (NND) Down Payment and Closing Costs (DPCC) Assistance Loan

DAKOTA LAND TRUST

Funding Amount

Up to $7,500

Deadline

Rolling / Open

Grant Type

foundation

Overview

Neighbor Next Door (NND) Down Payment and Closing Costs (DPCC) Assistance Loan

Overview: Down payment and closing cost assistance loan program for essential service professionals including teachers, nurses, police officers, and firefighters.

    Loan Terms

  • Amount: Up to $7,500
  • Interest Rate: 3%
  • Term: 10 years with low monthly payments

    Eligibility

  • Target Professions: Teachers, nurses, police officers, firefighters, and similar essential service professionals
  • Income Limit: 150% AMI (Area Median Income)
  • - 1 person: below $74,250 - 2 person: below $84,750 - 3 person: below $95,400 - 4 person: below $105,900
  • Income limits may vary, contact NeighborWorks for current limits

    Requirements

  • Required: NeighborWorks Homebuyer Education (HBE) course (available online or in-person, free)
  • Must be employed in eligible profession

    Geographic Scope

  • South Dakota

    Contact Information

  • Phone: 605-578-1401
  • Email: info@nwdhr.org
  • Address: 795 Main Street, Deadwood, SD 57732

How to Apply

Application Process

1. Verify employment in eligible profession (teacher, nurse, police officer, firefighter, etc.)
2. Confirm household income eligibility
3. Complete NeighborWorks Homebuyer Education (HBE) course (required)
- Available online or in-person at no charge
4. Contact NeighborWorks for current income limits and program requirements
5. Submit application through NeighborWorks office

    Required Materials

  • Proof of employment in eligible profession
  • Proof of household income
  • Household composition documentation
  • Proof of enrollment/completion in HBE course

    Contact for Application Details

  • Phone: 605-578-1401
  • Email: info@nwdhr.org

Focus Areas & Funding Uses

Fields of Work

housingfirst-respondersteachers

Categories

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