HOF Down Payment and Closing Costs (DPCC) Assistance Loan
Funding Amount
Up to $5,000
Deadline
Rolling (quarterly review)
Grant Type
Foundation
Deadline history & next window
- Cycle
- Rolling — applications accepted year-round
- Tracked since
- April 2026
Source: the cycle recorded on this listing. Confirm dates with the funder.
Can we apply?
Check your organization against each line. Taken from the listing; confirm with the funder's guidelines.
Other requirements
- Income Limit: 115% AMI (Area Median Income)
- 1 person: below $56,925
- 2 person: below $64,975
- 3 person: below $73,140
Overview
Down payment and closing cost assistance loan program for qualified homebuyers.
Loan Terms
- Amount: Up to $5,000
- Interest Rate: 0% (interest-free)
- Monthly Payment: $0 monthly payments
- Term: 30 years deferred payment loan
Eligibility
- Income Limit: 115% AMI (Area Median Income)
- 1 person: below $56,925
- 2 person: below $64,975
- 3 person: below $73,140
- 4 person: below $81,190
- Income limits may vary, contact NeighborWorks for current limits
Requirements
- Required: NeighborWorks Homebuyer Education (HBE) course (available online or in-person, free)
Geographic Scope
- South Dakota
Contact Information
- Phone: 605-578-1401
- Email: info@nwdhr.org
- Address: 795 Main Street, Deadwood, SD 57732
How to Apply
Application Process
- Verify eligibility based on household income and household size
- Complete NeighborWorks Homebuyer Education (HBE) course (required)
- Available online or in-person at no charge
- Contact NeighborWorks for current income limits and program requirements
- Submit application through NeighborWorks office
Required Materials
- Proof of household income
- Household composition documentation
- Proof of enrollment/completion in HBE course
Contact for Application Details
- Phone: 605-578-1401
- Email: info@nwdhr.org
What Dakota Land Trust actually gave
Source: IRS Form 990, 2023 — the most recent filing with itemized grants
- Grants in 2023
- 1
- Total given
- $30K
- Median grant
- $30K
- By dollars: South Dakota 100%. Top recipient cities: Deadwood, SD.
Example grants
Neighborhood Housing Services · Deadwood, SD
Property sale recon
$30K
Focus Areas & Funding Uses
Fields of Work
- Housing
- Affordable housing
Categories
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Listed date — confirm with the funder
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