We Florida Financial
The credit union's mission is to promote thrift among its members and create a source of credit for them at reasonable rates of interest. The credit union serves members in 46 counties in Florida. The total number of members is iin excess of 44,200.
We Florida Financial at a glance
- Total assets
- $744,150,701
- -8.6% vs 2023
- Revenue (2024)
- $49,820,888
- +12.4% vs 2023
- Net investment income (2024)
- $7,664,453
- +87.1% vs 2023
- Expenses (2024)
- $52,749,535
- +19.0% vs 2023
- Latest 990 filing
- Form 990 filing, 2024 View filing
Data from IRS Form 990 filing, 2024; updated September 2026.
Who We Florida Financial funds
How this funder distributes its grants
Grant Size Distribution
1 grant across all recorded years
The most common grant size was under $50K: 1 grant of 1 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
States
Cities
Giving History
Giving Over Time
Total grant dollars and number of grants per year
In 2021 it made 1 grant totaling $36K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| We Give Back Foundation Inc Margate, FL | Contribution to Support Community Organizations | $36,000 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2024 | $744,150,701 | $49,820,888 | $52,749,535 | — | — | $7,664,453 |
| 2023 | $814,232,438 | $44,325,216 | $44,310,893 | — | — | $4,096,634 |
| 2022 | $752,616,950 | $42,283,714 | $34,944,125 | — | — | $10,812,034 |
| 2021 | $649,187,834 | $29,660,051 | $26,262,561 | $36,000 | 1 | $1,131,298 |
| 2020 | $591,317,781 | $28,708,267 | $27,037,225 | — | — | $783,858 |
About We Florida Financial
Based on IRS filings
We Florida Financial is a nonprofit organization, based in Pembroke Pines, FL. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $744.2M in total assets. Net investment income was $7.7M.
Leadership & Key People
Officers and directors from IRS filings
We Florida Financial is led by William Spearman, President & CEO since 2024 (on filings since 2022); 10 of 17 officers listed in 2024 are compensated.
Officers on the 2024 filing
William Spearman
President & CEO
Chief Lending Officer → President & CEO, 2024
On filings since 2022
40 hrs/week
$177K (2022) → $339K (2024)
Robert Ramirez
Former CEO & President
CEO & President → Former CEO & President, 2024
On filings since 2020
40 hrs/week
$82K (2020) → $786K (2024)
Mary Ann Larock
Chairperson
Treasurer → Chairman, 2021
Chairman → Chairperson, 2023
On filings since 2020
1 hr/week
No compensation reported
Mack Macvicar
Director
Director → Secretary, 2022
Secretary → Director, 2023
On filings since 2020
1 hr/week
No compensation reported
Beatriz Dale
Director
On filings since 2022
1 hr/week
No compensation reported
Judy James
Director
On filings since 2022
1 hr/week
No compensation reported
Ed Verret
Director
New on the 2024 filing
1 hr/week
No compensation reported
Jerome Ryan
Vice President of It & Security
On filings since 2020
40 hrs/week
$149K (2020) → $215K (2024)
Rachel Schaming
Chief of Human Resources
Cheif of Human Resources → Chief of Human Resources, 2023
On filings since 2021
40 hrs/week
$146K (2021) → $237K (2024)
Aaron Gutfreund
Vice President Marketing
On filings since 2023
40 hrs/week
$210K (2023) → $224K (2024)
Dan Clemens
Chief Operations Officer
Chief Strategy Officer → Chief Operations Officer, 2024
On filings since 2023
40 hrs/week
$253K (2023) → $275K (2024)
Daniel Bass
Vice President Lending
On filings since 2023
40 hrs/week
$198K (2023) → $193K (2024)
Jack Kenney
Chief Financial Officer
On filings since 2023
40 hrs/week
$198K (2023) → $238K (2024)
Jared Wright
Assistant Vice President Member Solutions
On filings since 2023
40 hrs/week
$180K (2023) → $184K (2024)
Thomas Smith
Vice President Accounting & Controller
New on the 2024 filing
40 hrs/week
$184K (2024)
Henry Prior
Treasurer & Secretary
Director → Treasurer, 2021
Treasurer → Treasurer & Secretary, 2023
On filings since 2020
1 hr/week
No compensation reported
Ingrid Fils
Vice Chairperson
Vice Chairman → Vice Chairperson, 2023
On filings since 2020
1 hr/week
No compensation reported
Former officers (18)
- Former: Barbara Paine (2022–2023) — Vice President Support Operations
- Former: Marie Elianor (2022–2023) — Director
- Former: Pedro Diaz (2023) — Chief Member Experience Officer
- Former: Dawn M. Clark (2021–2022) — Vice President Marketing
- Former: John Zajac (2022) — Chief Financial Officer
- Former: Ray Ragan (2022) — Cheif Strategy Officer
- Former: Damon Adams (2020–2021) — Director
- Former: Dorothy Cleveland (2020–2021) — Director
- Former: Janna Simon (2020–2021) — Director of Consumer Lending
- Former: Marcia Oban (2020–2021) — Secretary
- Former: Sandra Sprnce (2020–2021) — Vice President of Advertising & President
- Former: Stephen Spooner (2020–2021) — Senior Vice President & CFO
- Former: Nancy Bourdon (2021) — Vice President & CIO
- Former: Christy Adams (2020) — Vice President Human Resources
- Former: Lloyd Gill (2020) — Former President & CEO
- Former: Michael Lemelin (2020) — Chief Lending Officer
- Former: Nancy Bourdon-Meyer (2020) — Executive Vice President & Chief Operations Officer
- Former: Tom Glickman (2020) — Vice President Sales & Business Development
Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $786K, to Robert Ramirez (Former CEO & President). 10 officers or directors reported compensation on that filing.
Frequently asked questions about We Florida Financial
How large is We Florida Financial?
We Florida Financial reported $744.2M in total assets on its 2024 IRS Form 990 filing. Its revenue that year was $49.8M.
Where does We Florida Financial operate?
We Florida Financial has awarded grants in Florida.
What is We Florida Financial's EIN?
We Florida Financial's EIN (Employer Identification Number) is 59-0709646. IRS Form 990 filing data is available on this page for 2020–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings.
Data update history
(1)
When this profile's IRS filing data changed on Grantable
- IRS filings on file for fiscal years 2020–2024
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Figures come from We Florida Financial's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
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