We Florida Financial
THE CREDIT UNION'S MISSION IS TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT REASONABLE RATES OF INTEREST. THE CREDIT UNION SERVES MEMBERS IN 46 COUNTIES IN FLORIDA. THE TOTAL NUMBER OF MEMBERS IS IIN EXCESS OF 44,200.
Financial Overview
From 2024 IRS Form 990-PF · View filing
Total Assets
$744.2M
-8.6% YoY
Revenue
$49.8M
+12.4% YoY
Net Investment Income
$7.7M
+87.1% YoY
Expenses
$52.7M
+19.0% YoY
About We Florida Financial
Based on IRS filings
We Florida Financial is a nonprofit organization, based in PEMBROKE PINES, FL. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $744.2M in total assets. Net investment income was $7.7M.
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Geographic Focus
Where this funder awards grants
Grant Distribution by State
States
Cities
Financial History
Multi-year comparison from IRS filings
| Metric | 2024 | 2023 | 2022 |
|---|---|---|---|
| Total Assets | $744,150,701 | $814,232,438 | $752,616,950 |
| Revenue | $49,820,888 | $44,325,216 | $42,283,714 |
| Expenses | $52,749,535 | $44,310,893 | $34,944,125 |
| Qualifying Distributions | — | — | — |
| Net Investment Income | $7,664,453 | $4,096,634 | $10,812,034 |
| Distributable Amount | — | — | — |
Giving Over Time
Total grant dollars and number of grants per year
Grant Insights
How this funder distributes its grants
Top Recipients
Top 0 recipients in 2024
Grant Size Distribution
1 grants across all recorded years
Giving History
Grant recipients and amounts by year
No grants recorded for .
Leadership & Key People
Officers and directors from IRS filings
Compensation Overview
From 2024 IRS filing
From 2024 filing
| Name | Title | Hours | Compensation |
|---|---|---|---|
| MARY ANN LAROCK | CHAIRPERSON | 1 | — |
| INGRID FILS | VICE-CHAIRPERSON | 1 | — |
| HENRY PRIOR | TREASURER/SECRETARY | 1 | — |
| MACK MACVICAR | DIRECTOR | 1 | — |
| JUDY JAMES | DIRECTOR | 1 | — |
| BEATRIZ DALE | DIRECTOR | 1 | — |
| ED VERRET | DIRECTOR | 1 | — |
| RACHEL SCHAMING | CHIEF OF HUMAN RESOURCES | 40 | $236,500 |
| WILLIAM SPEARMAN | PRESIDENT & CEO | 40 | $338,569 |
| DAN CLEMENS | CHIEF OPERATIONS OFFICER | 40 | $274,662 |
| JACK KENNEY | CHIEF FINANCIAL OFFICER | 40 | $238,050 |
| JEROME RYAN | VP OF IT & SECURITY | 40 | $215,002 |
| AARON GUTFREUND | VP MARKETING | 40 | $223,750 |
| DANIEL BASS | VP LENDING | 40 | $193,370 |
| JARED WRIGHT | AVP MEMBER SOLUTIONS | 40 | $184,105 |
| THOMAS SMITH | VP ACCOUNTING & CONTROLLER | 40 | $183,750 |
| ROBERT RAMIREZ | FORMER CEO & PRESIDENT | 40 | $785,539 |
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Data last updated April 2026. Sourced from IRS Form 990-PF filings.
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