Trinity Credit Counseling Inc
Trinity Credit Counseling Inc is a public charity based in Cincinnati, Ohio. Founded in 1994, it operates as a nonprofit credit counseling agency serving individuals and families experiencing debt or financial distress. Its services include counseling, debt management, budgeting guidance, financial education, and community outreach.
Trinity Credit Counseling Inc at a glance
In short: Trinity Credit Counseling Inc gave $129K across 14 grants in 2025 (avg $9K), mostly in Ohio. Source: 2025 IRS Form 990.
- Annual giving (2025)
- $128,588
- +74.6% vs 2024
- Grants made (2025)
- 14
- +133.3% vs 2024
- Average grant
- $9,185
- -25.2% vs 2024
- Median grant
- $7,250
- Total assets
- $11,604,072
- +16.8% vs 2024
- Primary geography
- Ohio (66% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990, 2025 View filing
Data from IRS Form 990, 2025; updated September 2026.
How to apply to Trinity Credit Counseling Inc
- Contact
Mailing address: 11229 Reading Road, Cincinnati, OH 45241
Phone: (513) 769-0621
Website: https://trinitycredit.org
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who Trinity Credit Counseling Inc funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Citizens for Community Values ($20K). Together the top 10 received $108K.
Grant Size Distribution
36 grants across all recorded years
The most common grant size was under $50K: 36 grants of 36 (100%).
Geographic Focus
Where this funder awards grants
Trinity is based in Cincinnati, Ohio. Its 2025 grant dollars went to recipients in multiple states: Ohio received 66%, South Carolina 11%, Illinois 8%, Tennessee 7%, and Florida 4%. The listed grants also include Operation Smile Inc. in Virginia, which received $5,282.
Grant Distribution by State
Share of 2025 grant dollars across all 14 itemized grants.
States
Cities
How Trinity Credit Counseling Inc gives
- 36% of 2025 grantees were also funded in 2024. Method
Estimate from itemized grant lists in IRS Form 990 filings (2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $15K (2022) to $171K (2021). In 2025 it made 14 grants totaling $129K.
Hatched bars: grants paid as reported on the IRS filing, which lists no individual grants for that year.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Citizens for Community Values Columbus, OH | General Support of the Organization | $20,363 |
| Currahee Center Middletown, OH | General Support of the Organization | $15,000 |
| Bethel Worship Center Uhrichsville, OH | General Support of the Organization | $15,000 |
| Ifcj Chicago, IL | General Support of the Organization | $10,500 |
| Dragon Fly Cincinnati, OH | General Support of the Organization | $10,363 |
| St Judes Memphis, TN | General Support of the Organization | $8,500 |
| Branches Church Loveland, OH | General Support of the Organization | $7,500 |
| Cottingham Hospice Columbia, SC | General Support of the Organization | $7,000 |
| Oconee Hospital Seneca, SC | General Support of the Organization | $7,000 |
| The University of Cincinnati Foundation Cincinnati, OH | General Support of the Organization | $6,300 |
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Financial History
Multi-year comparison from IRS filings
The 2025 filing states that Trinity holds client payments in trust accounts until remitting them to creditors and reports trust account balances and corresponding liabilities of $1,141,472 at December 31, 2025, and $999,747 at December 31, 2024.
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2025 | $11,604,072 | $7,679,281 | $6,914,972 | $128,588 | 14 | $288,861 |
| 2024 | $9,934,936 | $6,929,481 | $6,380,386 | $73,644 | 6 | $395,857 |
| 2023 | $8,808,422 | $5,447,785 | $5,420,862 | $35,619 | 3 | $174,832 |
| 2022 | $8,530,388 | $4,585,570 | $4,635,682 | $14,843 | Total only | $-188,552 |
| 2021 | $8,028,402 | $5,832,129 | $5,255,996 | $171,328 | 13 | $218,222 |
| 2020 | $7,906,378 | $6,728,875 | $6,064,618 | $168,000 | 16 | $72,838 |
"Total only": grants paid as reported on the IRS filing, which lists no individual grants for that year.
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
The organization states that its mission is to address the underlying causes of debt and financial distress through counseling and education, helping individuals and families improve their financial situations. Its programs include credit and debt counseling, debt management, budget guidance, and financial education and outreach. The organization reported that its 2025 education programs reached 5,827 individuals.
The 2025 grants included support for organizations with varied missions. The University of Cincinnati Foundation describes its mission as inspiring a community of UC and UC Health supporters through philanthropy and igniting passion to transform lives. Operation Smile describes its work as providing surgery for people born with cleft lip, cleft palate, and other surgical conditions, as well as medical education and health-system strengthening in lower- and middle-income countries. These are the grantees’ stated missions, not Trinity’s.
Grantmaking
In filing year 2025, Trinity reported 14 grants totaling $128,588. Grant amounts ranged from $5,201 to $20,363, with a median of $7,250. Listed grants generally state a purpose of “general support of the organization.”
Notable 2025 grants included $20,363 to Citizens for Community Values in Columbus, Ohio; $15,000 each to Currahee Center in Middletown, Ohio, and Bethel Worship Center in Uhrichsville, Ohio; $10,500 to IFCJ in Chicago, Illinois; and $10,363 to Dragon Fly in Cincinnati, Ohio. Other listed awards included $8,500 to St Judes, $7,500 to Branches Church, $7,000 each to Cottingham Hospice and Oconee Hospital, $6,300 to The University of Cincinnati Foundation, $5,327 to Nicklaus Children’s Hospital, and $5,282 to Operation Smile Inc.
The available sources do not describe an application process, application materials, or grant restrictions.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists Gary A. Vosick as president; Jade Durham as vice president; and Randall K. Wheeler, Judy Durham, John Stevenson, and Dana Moody as directors. It also lists WC Shad Francis as director of outreach and Jennifer Jensen as a certified credit counselor.
Trinity’s leadership page says Vosick oversees organizational operations and that Durham was elected vice president in December 2015. The filing notes that Vosick is married to employee Sandra Vosick, that Durham is their daughter, and that Judy Durham is Jade Durham’s mother-in-law.
Trinity Credit Counseling Inc is led by Gary A. Vosick, President on every filing since 2020; all 8 officers listed in 2025 are compensated.
Officers on the 2025 filing
Gary A. Vosick
President
On filings since 2020
40 hrs/week
$261K (2020) → $263K (2025)
Randall K. Wheeler
Director
On filings since 2020
1 hr/week
$5K (2020) → $5K (2025)
John Stevenson
Director
On filings since 2021
1 hr/week
$5K (2021) → $5K (2025)
Dana Moody
Director
On filings since 2022
1 hr/week
$3K (2022) → $5K (2025)
Judy Durham
Director
On filings since 2022
1 hr/week
$3K (2022) → $5K (2025)
Wc Shad Francis
Director of Outreach
New on the 2025 filing
40 hrs/week
$125K (2025)
Jade Durham
Vice President
Operations Manager → Vice President, 2025
On filings since 2020
40 hrs/week
$206K (2020) → $202K (2025)
Jennifer Jensen
Certified Credit Counselor
New on the 2025 filing
40 hrs/week
$111K (2025)
Former officers (2)
- Former: Doug Taylor (2020–2021) — Director
- Former: Robert Bicknaver (2020) — Director
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $263K, to Gary a Vosick (President). 8 officers or directors reported compensation on that filing.
Frequently asked questions about Trinity Credit Counseling Inc
How much does Trinity Credit Counseling Inc give each year?
Trinity Credit Counseling Inc gave $129K across 14 grants in 2025, according to its 2025 IRS Form 990. In 2024 it gave $74K across 6 grants.
What is Trinity Credit Counseling Inc's typical grant size?
Trinity Credit Counseling Inc's median grant in 2025 was $7,250, and its average grant was $9,185, across 14 grants on its 2025 IRS Form 990.
Where does Trinity Credit Counseling Inc give grants?
Trinity Credit Counseling Inc gives mostly in Ohio: 66% of the grant dollars itemized on its 2025 IRS Form 990 went to recipients there. The next largest states were South Carolina (11%) and Illinois (8%). The most frequent recipient cities were Cincinnati, OH (4 grants).
Does Trinity Credit Counseling Inc give general operating support?
Yes: 100% of Trinity Credit Counseling Inc's 2025 grants with a stated purpose (14 of 14) were for general or operating support, per its 2025 IRS Form 990.
Who are Trinity Credit Counseling Inc's largest grantees?
Trinity Credit Counseling Inc's largest 2025 grantees include Citizens for Community Values ($20,363), Currahee Center ($15,000) and Bethel Worship Center ($15,000), according to its 2025 IRS Form 990. Together they received 39% of its itemized 2025 grant dollars.
How large is Trinity Credit Counseling Inc?
Trinity Credit Counseling Inc reported $11.6M in total assets on its 2025 IRS Form 990. Its revenue that year was $7.7M.
What does Trinity Credit Counseling Inc fund?
The organization states that its mission is to address the underlying causes of debt and financial distress through counseling and education, helping individuals and families improve their financial situations. See mission & focus areas ↑
How do I apply for a grant from Trinity Credit Counseling Inc?
Trinity Credit Counseling Inc has no public application process in the sources Grantable reviewed. Check trinitycredit.org for current guidelines, or contact the foundation directly before submitting a request.
What is Trinity Credit Counseling Inc's EIN?
Trinity Credit Counseling Inc's EIN (Employer Identification Number) is 31-1410758. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2020 (received by the IRS June 24, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS October 5, 2022)
- Updated Form 990 for fiscal year 2023 (received by the IRS September 6, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS October 30, 2025)
- Added Form 990 for fiscal year 2025 (received by the IRS July 28, 2026)
- Updated Form 990 for fiscal year 2022 (received by the IRS September 12, 2023)
Live grants for the work Trinity Credit Counseling Inc funds
Human Services Open opportunities, soonest deadline first.
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Cite this profile
Grantable. (2026). Trinity Credit Counseling Inc funder profile. GrantGraph. Retrieved October 20, 2026, from https://grantable.co/funders/trinity-credit-counseling-inc-morg_bccc7ce3e3da4a74856cbe847c112f29
BibTeX
@misc{grantable_311410758_2026,
author = {{Grantable}},
title = {{Trinity Credit Counseling Inc funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/trinity-credit-counseling-inc-morg_bccc7ce3e3da4a74856cbe847c112f29},
note = {Accessed 2026-10-20. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Trinity Credit Counseling Inc's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
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