The Cove Charitable Trust
The Cove Charitable Trust is a private foundation based in Pittsburgh, Pennsylvania. In its 2025 filing, it reported making 19 grants totaling $270,000 to charitable organizations.
Key facts about The Cove Charitable Trust
In short: The Cove Charitable Trust gave $270K across 19 grants in 2025 (avg $14K), top state Massachusetts. 11% of 2025 grantees were new. Source: 2025 IRS Form 990-PF.
- EIN
- 04-6118955
- Latest 990 filing
- Form 990-PF, 2025
- Annual giving (2025)
- $270,000
- Grants made (2025)
- 19
- Average grant
- $14,211
- Median grant
- $13,000
- New grantees (estimate)
- 11% first-time grantees (2 of 19, 2025; small sample)
- Total assets
- $4,730,672
- Primary geography
- Massachusetts (44% of itemized 2025 grant dollars)
- Accepts unsolicited proposals
- No
- How to apply
- The trust does not accept unsolicited requests for funds and makes contributions only to preselected charitable organizations. Full details ↓
Data from IRS Form 990-PF, 2025; updated October 2026. New grantees are estimated by matching recipient names across years (methodology). Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Financial Overview
From 2025 IRS Form 990-PF · View filing
Total Assets
$4.7M
-1.7% YoY
Annual Giving
$270K
+8.2% YoY
Grant Count
19
+18.8% YoY
Avg Grant Size
$14K
-8.9% YoY
Under IRS private-foundation payout rules, The Cove Charitable Trust reported a distributable amount of $285K for 2025 — the minimum it must pay out in qualifying distributions.
Is The Cove Charitable Trust open to new grantees?
11%
first-time grantees, 2025
In 2025, 2 of 19 grantees (11%) were first-time recipients. With only 19 grantees, that is a small sample: one grantee more or less moves the share by about 5 points. First grants averaged $13K; repeat grants $14K. How we count
Medians: $13K first-time, $13K repeat.
- 74% of 2025 grantees were also funded in 2024. Method
- Giving held roughly steady from 2022 to 2025 (−15%). Method
- In 2025 it paid out 104% of its IRS minimum distribution (the 5% rule). Method
Estimate from itemized grant lists in IRS Form 990-PF filings (2019–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Mission & Focus Areas
No mission statement for the trust is provided. Its 2025 grants included organizations working in several areas. Hunger Free America describes its mission as building support for policies and programs to end domestic hunger and ensure access to nutritious food. Food for Free says it works to improve access to healthy food, while Brookline Food Pantry describes providing food and related items to people and families needing basic food assistance.
Other 2025 grantees describe work in land conservation and housing. Sippican Lands Trust says it protects land in Marion for long-term conservation and encourages engagement with the natural world. Island Housing Trust says it advances permanent workforce housing on Mount Desert Island to support viable, year-round island communities. Buzzards Bay Coalition describes work to protect and restore Buzzards Bay and its watershed, and NICAPHOTO says it empowers disadvantaged children and their families in Nicaragua.
Grantmaking
In filing year 2025, the trust awarded 19 grants totaling $270,000. Grants ranged from $4,000 to $41,000, with a median grant of $13,000. The listed largest grants were:
Other reported 2025 grants included $10,000 to Buzzards Bay Coalition and $6,000 to NICAPHOTO.
How to Apply
The trust does not accept unsolicited requests for funds and makes contributions only to preselected charitable organizations.
Ready to take the next step with The Cove Charitable Trust?
Geographic Focus
Where this funder awards grants
In 2025, the largest shares of grant dollars went to recipients in Massachusetts (44%), New York (16%), Maine (10%), Alabama (9%), and Washington, DC (9%). The listed grants also included recipients in Vermont and New Mexico.
Grant Distribution by State
Share of 2025 grant dollars across all 19 itemized grants.
States
Cities
Giving Over Time
Total grant dollars and number of grants per year
From 2019 to 2025, annual grant giving ranged from $106K (2021) to $316K (2022). In 2025 it made 19 grants totaling $270K.
Grant Insights
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Bridge Club of Greater Lowell ($41K). Together the top 10 received $196K.
Grant Size Distribution
81 grants across all recorded years
The most common grant size was under $50K: 80 grants of 81 (99%).
Giving History
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Bridge Club of Greater Lowell Lowell, MA | General Operating | $41,000 |
| Boys and Girls Club of Monmouth County Montgomery, AL | General Operating | $25,000 |
| YMCA Washington DC, DC | General Operating | $23,000 |
| Hunger Free America New York, NY | General Operating | $20,000 |
| St John's Bread & Life Brooklyn, NY | General Operating | $15,000 |
| Food for Free Committee Inc Cambridge, MA | General Operating | $15,000 |
| Sippican Lands Trust Inc Marion, MA | General Operating | $15,000 |
| Brookline Food Pantry Brookline, MA | General Operating | $15,000 |
| Mt Desert Island Biological Laboratory Bar Harbor, ME | General Operating | $14,000 |
| Island Housing Trust Mount Desert, ME | General Operating | $13,000 |
Financial History
Multi-year comparison from IRS filings
| Filing year | Assets | Revenue | Expenses | Grants | Grant count |
|---|---|---|---|---|---|
| 2025 | $4,730,672 | $241,335 | $335,646 | $270,000 | 19 |
| 2024 | $4,814,499 | $171,539 | $313,410 | $249,500 | 16 |
| 2023 | $4,949,629 | $252,740 | $320,978 | $258,000 | 17 |
| Metric | 2025 | 2024 | 2023 |
|---|---|---|---|
| Total Assets | $4,730,672 | $4,814,499 | $4,949,629 |
| Revenue | $241,335 | $171,539 | $252,740 |
| Expenses | $335,646 | $313,410 | $320,978 |
| Qualifying Distributions | $297,173 | $272,474 | $286,601 |
| Net Investment Income | $201,868 | $133,147 | $206,901 |
| Distributable Amount | $285,398 | $271,438 | $243,233 |
Data update history
When this profile's IRS filing data changed on Grantable
- Added Form 990-PF for fiscal year 2019 (received by the IRS May 6, 2020)
- Added Form 990-PF for fiscal year 2025 (received by the IRS May 6, 2026)
- IRS filings on file for fiscal years 2020–2024
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists BNY Mellon N A as trustee.
The Cove Charitable Trust's only listed officer is BNY Mellon N A, Trustee on every filing since 2019 (compensated).
Officers on the 2025 filing
BNY Mellon N A
Trustee
On filings since 2019
1 hr/week
$41K (2019) → $59K (2025)
Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $59K, to BNY Mellon N a (Trustee).
Contact
Mailing address: PO Box 185, Pittsburgh, PA 15230-0185
Phone: (617) 722-7626
Frequently asked questions about The Cove Charitable Trust
How much does The Cove Charitable Trust give each year?
The Cove Charitable Trust gave $270K across 19 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $250K across 16 grants.
What is The Cove Charitable Trust's typical grant size?
The Cove Charitable Trust's median grant in 2025 was $13,000, and its average grant was $14,211, across 19 grants on its 2025 IRS Form 990-PF. Organizations receiving their first grant from The Cove Charitable Trust that year got $13K on average.
Where does The Cove Charitable Trust give grants?
The Cove Charitable Trust's top state is Massachusetts, with 44% of the grant dollars itemized on its 2025 IRS Form 990-PF. The next largest states were New York (16%) and Maine (10%). The most frequent recipient cities were Marion, MA (3 grants).
Does The Cove Charitable Trust give general operating support?
Yes: 100% of The Cove Charitable Trust's 2025 grants with a stated purpose (19 of 19) were for general or operating support, per its 2025 IRS Form 990-PF.
Who are The Cove Charitable Trust's largest grantees?
The Cove Charitable Trust's largest 2025 grantees include Bridge Club of Greater Lowell ($41,000), Boys and Girls Club of Monmouth County ($25,000) and YMCA ($23,000), according to its 2025 IRS Form 990-PF. Together they received 33% of its itemized 2025 grant dollars.
How large is The Cove Charitable Trust?
The Cove Charitable Trust reported $4.7M in total assets on its 2025 IRS Form 990-PF. It paid out $297K in qualifying distributions that year, against a required minimum of $285K (roughly 5% of its investment assets).
What does The Cove Charitable Trust fund?
No mission statement for the trust is provided. Its 2025 grants included organizations working in several areas. Hunger Free America describes its mission as building support for policies and programs to end domestic hunger and ensure access to nutritious food. See mission & focus areas ↑
How do I apply for a grant from The Cove Charitable Trust?
The trust does not accept unsolicited requests for funds and makes contributions only to preselected charitable organizations. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is The Cove Charitable Trust's EIN?
The Cove Charitable Trust's EIN (Employer Identification Number) is 04-6118955. IRS Form 990 filing data is available on this page for 2019–2025.
Does The Cove Charitable Trust accept unsolicited proposals?
No, according to Grantable's research on the foundation's published guidelines. See how to apply ↑
Data last updated October 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.
Here's the math on researching The Cove Charitable Trust by hand.
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