Santa Cruz Community Credit Union
A cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, Santa Cruz Community Credit Union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons. Santa Cruz Community Credit Union serves the community as a certified cdfi and low income credit union, ensuring that through economic justice measures, all people receive assistance to improve their lives.
Santa Cruz Community Credit Union at a glance
In short: Santa Cruz Community Credit Union gave $10K across 2 grants in 2025 (avg $5K), mostly in California. Source: 2025 IRS Form 990.
- Annual giving (2025)
- $10,000
- -50.4% vs 2024
- Grants made (2025)
- 2
- +0.0% vs 2024
- Average grant
- $5,000
- -50.4% vs 2024
- Median grant
- $5,000
- Total assets
- $176,019,950
- -5.5% vs 2024
- Primary geography
- California (100% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990, 2025 View filing
Data from IRS Form 990, 2025; updated November 2026.
Who Santa Cruz Community Credit Union funds
How this funder distributes its grants
Top Recipients
Top 2 recipients in 2025
The largest 2025 recipient was Community Action Board of Santa Cruz County Inc ($5K). Together the top 2 received $10K.
Grant Size Distribution
19 grants across all recorded years
The most common grant size was under $50K: 19 grants of 19 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of 2025 grant dollars across all 2 itemized grants.
States
Cities
How Santa Cruz Community Credit Union gives
- Giving fell 75% from 2022 to 2025. Method
From the foundation's IRS Form 990 filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $10K (2025) to $89K (2021). In 2025 it made 2 grants totaling $10K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Community Action Board of Santa Cruz County Inc Watsonville, CA | To partner with the community to eliminate poverty and create social change through advocacy and essential services. | $5,000 |
| Volunteer Centers of Santa Cruz County Santa Cruz, CA | To Help Coordinate Volunteers in Santa Cruz County. | $5,000 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2025 | $176,019,950 | $11,837,669 | $13,037,602 | $10,000 | 2 | $688,630 |
| 2024 | $186,167,119 | $15,151,619 | $14,234,197 | $20,167 | 2 | $760,489 |
| 2023 | $191,939,988 | $13,363,100 | $12,403,594 | $18,500 | 2 | $674,670 |
| 2022 | $188,657,258 | $14,177,074 | $11,593,769 | $40,250 | 5 | $2,306,076 |
| 2021 | $184,280,638 | $11,384,575 | $8,661,141 | $89,093 | 8 | $1,195,813 |
| 2020 | $171,047,166 | $9,290,078 | $7,710,466 | $58,432 | 6 | $98,205 |
About Santa Cruz Community Credit Union
Based on IRS filings
Santa Cruz Community Credit Union is a public charity, based in Santa Cruz, CA. IRS filing data is available from 2020 through 2025. As of 2025, the organization holds $176.0M in total assets. In 2025, it awarded 2 grants totaling $10K. Net investment income was $689K.
Leadership & Key People
Officers and directors from IRS filings
Santa Cruz Community Credit Union is led by Elizabeth Carr, CEO on every filing since 2020; 10 of 19 officers listed in 2025 are compensated.
Officers on the 2025 filing
Elizabeth Carr
CEO
On filings since 2020
40 hrs/week
$367K (2020) → $695K (2025)
Linda Brown
Supv Cmte Chairperson
Supv Cmte Chair → Supv Cmte Chairperson, 2025
On filings since 2020
1 hr/week
No compensation reported
Elaine Johnson
Board Chairperson
Board Member → Board Chairperson, 2025
On filings since 2024
1 hr/week
No compensation reported
Laura Monique Brown Owen
Director of Community Outreach
Director of Committee Outreach Learn → Director of Community Outreach, 2025
On filings since 2023
40 hrs/week
$120K (2023) → $127K (2025)
Charlotte Marie Eggleston
Director Eservices & Quality Controller
Director of E Services → Director Eservices & Quality Controller, 2025
On filings since 2024
40 hrs/week
$111K (2024) → $118K (2025)
Edward Cross Jr.
Core App Architect
Core Application Architect → CIO, 2024
CIO → Core App Architect, 2025
On filings since 2020
40 hrs/week
$149K (2020) → $158K (2025)
Katie Fairbairn
CAO & Executive Vice President
Cxo → CAO, 2024
CAO → CAO & Executive Vice President, 2025
On filings since 2021
40 hrs/week
$141K (2021) → $228K (2025)
Sylvia O. Sanchez
CFO
Bsa & Compliance Manager → CFO, 2024
On filings since 2021
40 hrs/week
$102K (2021) → $237K (2025)
Joseph L. Coffman
CTO
On filings since 2023
40 hrs/week
$159K (2023) → $212K (2025)
Denise L. Boop
Accounting Manager
New on the 2025 filing
40 hrs/week
$128K (2025)
Howard O. Smith
Vice President of Member Services
New on the 2025 filing
40 hrs/week
$123K (2025)
Janice A. Bunao
Clo
New on the 2025 filing
40 hrs/week
$130K (2025)
Matt Farrell
Board Member
Board Member → Chairman, 2023
Chairman → Board Member, 2025
On filings since 2020
1 hr/week
No compensation reported
Suzanne Maclean
Supv Cmte Member
On filings since 2020
1 hr/week
No compensation reported
Ned Van Valkenburgh
Board Member
On filings since 2023
1 hr/week
No compensation reported
Paz Padilla
Board Secretary
Board Member → Board Secretary, 2024
On filings since 2023
1 hr/week
No compensation reported
Sylvia Reyes
Board Member
On filings since 2023
1 hr/week
No compensation reported
Jessica Lenth
Board Treasurer
Board Member → Board Treasurer, 2025
On filings since 2024
1 hr/week
No compensation reported
Gwen Rayburn
Supv Cmte Member
New on the 2025 filing
1 hr/week
No compensation reported
Former officers (23)
- Former: Ami Ebright (2020–2024) — Board Member
- Former: Tammy Pelstring (2020–2024) — Board Treasurer
- Former: Jesus Berumen (2022–2024) — Director of Consumer Real Estate
- Former: Paul Barenfus (2022–2024) — Clo
- Former: Chuck Hahn (2023–2024) — Supv Cmte Member
- Former: Cynthia Lopez (2024) — Bsa & Compliance Manager
- Former: Howard Sherer (2020–2023) — Board Secretary
- Former: Annie Song Former (2022–2023) — CFO
- Former: Alicia Kretsch Former (2023) — Commercial Lending Manager
- Former: Bonnie Lipscomb (2023) — Associate
- Former: Everado Munoz Former (2023) — COO
- Former: Julie Jaquith Former (2023) — Credit Support Manager
- Former: Lillianne Dykstra Former (2023) — Senior Applications Administrator
- Former: Paulina Moreno (2020–2022) — Board Secretary
- Former: Phillip Lee (2020–2022) — Board Treasurer
- Former: Richard Cooper (2020–2022) — Executive Vice President
- Former: Ulf Christensson (2020–2022) — Supv Cmte Member
- Former: Erendira Guerrero (2021–2022) — Board Member
- Former: Everado Munoz (2022) — COO
- Former: Genaro De La Torre (2022) — Senior Credit Support Service
- Former: Annie Song (2020–2021) — CFO
- Former: Brian Ogle (2020–2021) — Director Commercial & Re Lending
- Former: Richard Cooper Former (2021) — Executive Vice President
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $695K, to Elizabeth Carr (CEO). 10 officers or directors reported compensation on that filing.
Frequently asked questions about Santa Cruz Community Credit Union
How much does Santa Cruz Community Credit Union give each year?
Santa Cruz Community Credit Union gave $10K across 2 grants in 2025, according to its 2025 IRS Form 990. In 2024 it gave $20K across 2 grants.
How large is Santa Cruz Community Credit Union?
Santa Cruz Community Credit Union reported $176.0M in total assets on its 2025 IRS Form 990. Its revenue that year was $11.8M.
Where does Santa Cruz Community Credit Union operate?
Santa Cruz Community Credit Union has awarded grants in California, Michigan.
What is Santa Cruz Community Credit Union's EIN?
Santa Cruz Community Credit Union's EIN (Employer Identification Number) is 94-2407726. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated November 2026. Sourced from IRS Form 990 filings.
Data update history
(7)
When this profile's IRS filing data changed on Grantable
- Added Form 990 for fiscal year 2025 (received by the IRS September 15, 2026)
- Updated Form 990 for fiscal year 2020 (received by the IRS November 3, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS November 2, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS November 6, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS November 8, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS October 30, 2025)
- IRS filings on file for fiscal years 2020–2024
Other open foundation grants in California
California Open opportunities, soonest deadline first.
Explore Open Grants
Browse active grant opportunities in Santa Cruz Community Credit Union's focus areas in our free grants database
Similar Funders
Funders that support many of the same organizations
Volunteer Centers of Santa Cruz County
Santa Cruz, CA
Volunteer Centers of Santa Cruz County supports community nonprofits through general-support grants, with funded work spanning local needs such as health, environment, recreation, and food assistance. Its 2025 grants ranged from $5,215 to $90,531, with a median of $16,946, and all reported grant dollars went to California recipients; the materials do not state whether it accepts unsolicited requests.
Assets
$1.7M
Grants
56
Total Given
$1.4M
Pajaro Valley Community Health Trust
Watsonville, CA
The Community Health Trust of Pajaro Valley funds nonprofit programs that advance health equity, prevention, access to care, and wellness for Pajaro Valley residents. Recent grants ranged from $10,000 to $92,400, with a median of $15,000; its 2026–2027 application window is November 14 through January 31, and the profile does not state whether unsolicited requests are accepted.
Assets
$18.6M
Grants
18
Total Given
$364K
Monterey Peninsula Foundation
Monterey, CA
The Monterey Peninsula Foundation funds eligible nonprofits and schools in arts and culture, community and environment, education, health and human services, and youth, serving residents of Monterey, Santa Cruz, and San Benito counties. Its 2025 grants ranged from $5,300 to $703,000, with a median of $50,000. It accepts applications through an online portal; applicants must schedule a pre-application meeting.
Assets
$50.7M
Grants
201
Total Given
$17.4M
Community Foundation Santa Cruz County
Aptos, CA
Community Foundation Santa Cruz County funds nonprofits and public agencies across arts and culture, community development, education, the environment, health, and human services, with a strong focus on Santa Cruz County but grants also going beyond it. Its 2024 grants had a median award of $20,000, though amounts varied widely. For Community Grants, requests are invited where funding is available; organizations without an invitation are encouraged to contact the foundation.
Assets
$252.5M
Grants
303
Total Given
$20.7M
United Way of Santa Cruz County
Capitola, CA
THE MISSION OF THE UNITED WAY OF SANTA CRUZ COUNTY IS TO IGNITE OUR COMMUNITY TO GIVE, ADVOCATE AND VOLUNTEER SO THAT OUR YOUTH SUCCEED IN SCHOOL AND IN LIFE, OUR RESIDENTS ARE HEALTHY AND OUR FAMILIES ARE FINANCIALLY INDEPENDENT.OUR MOST SIGNIFICANT ACTIVITY IS THE UNITED FOR YOUTH INITIATIVE, A COMMUNITY PARTNERSHIP THAT WORKS TO REDUCE YOUTH POVERTY BY CREATING ENVIRONMENT CHANGES GIVING CHILDREN MORE OPPORTUNITIES FOR LIVING IN A HEALTHIER, THRIVING, AND SAFER SANTA CRUZ COUNTY.Cradle to career and black health initiative as fiscal sponsorship.
Assets
$3.5M
Grants
3
Total Given
$84K
The Finkelman Family Charitable
Aptos, CA
Assets
$125K
Grants
15
Total Given
$9K
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Figures come from Santa Cruz Community Credit Union's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
Santa Cruz Community Credit Union down — hundreds of funders to go?