Northwest Business Development Assoc
Northwest Business Development Association (NWBDA) is a Spokane-based public charity and nonprofit Certified Development Company licensed by the U.S. Small Business Administration. It works with the SBA and local lenders to provide and administer SBA 504 loans for small businesses, supporting business growth and job creation.
Northwest Business Development Assoc at a glance
In short: Northwest Business Development Assoc gave $232K across 11 grants in 2025 (avg $21K), mostly in Washington. 45% of 2025 grantees were new. Source: 2025 IRS Form 990.
- Annual giving (2025)
- $232,000
- +13.7% vs 2024
- Grants made (2025)
- 11
- +10.0% vs 2024
- Average grant
- $21,091
- +3.4% vs 2024
- Median grant
- $15,000
- Total assets
- $6,922,524
- +14.7% vs 2024
- New grantees (estimate)
- 45% first-time grantees (5 of 11, 2025; small sample)
- Primary geography
- Washington (92% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990, 2025 View filing
Data from IRS Form 990, 2025; updated October 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to Northwest Business Development Assoc
- Contact
Mailing address: 9019 E Appleway Blvd 200, Spokane Valley, WA 99212
Phone: (509) 458-8555
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who Northwest Business Development Assoc funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Women Helping Women Fund ($35K). Together the top 10 received $225K.
Grant Size Distribution
48 grants across all recorded years
The most common grant size was under $50K: 48 grants of 48 (100%).
Geographic Focus
Where this funder awards grants
NWBDA says it serves small businesses throughout Washington, Oregon, and Idaho. In its 2025 grantmaking, 92% of grant dollars went to recipients in Washington and 8% to recipients in Oregon.
Grant Distribution by State
Share of 2025 grant dollars across all 11 itemized grants.
States
Cities
Is Northwest Business Development Assoc open to new grantees?
45%
first-time grantees, 2025
In 2025, 5 of 11 grantees (45%) were first-time recipients. With only 11 grantees, that is a small sample: one grantee more or less moves the share by about 9 points. First grants averaged $30K; repeat grants $14K. How we count
Medians: $35K first-time, $14K repeat.
Estimate from itemized grant lists in IRS Form 990 filings (2019–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2019 to 2025, annual grant giving ranged from $80K (2020) to $232K (2025). In 2025 it made 11 grants totaling $232K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Women Helping Women Fund Spokane, WA | To support small business growth | $35,000 |
| Spokane Regional Chamber of Commerce dba Greater Spokane Inc Spokane, WA | To support/promote small business growth | $35,000 |
| Business Impact Northwest Tukwila, WA | To support small business growth | $35,000 |
| Schools Out Washington Tukwila, WA | To support small business growth | $35,000 |
| Economic Development Alliance of Skagit County Mount Vernon, WA | To support/promote small business growth | $25,000 |
| Community Colleges of Spokane Foundation Spokane, WA | To support small business growth | $15,000 |
| Spokane Workforce Council Spokane, WA | To support small business growth | $15,000 |
| Seattle SCORE Chapter 55 Seattle, WA | To support small business growth | $12,000 |
| Reality Kitchen Eugene, OR | To support/promote small business growth | $10,000 |
| SCORE Spokane - Chapter 180 Spokane, WA | To support small business growth | $7,500 |
Ready to take the next step with Northwest Business Development Assoc?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2025 | $6,922,524 | $4,053,953 | $3,240,904 | $232,000 | 11 | $80,567 |
| 2024 | $6,036,253 | $4,007,576 | $3,046,457 | $204,000 | 10 | $69,203 |
| 2023 | $5,143,660 | $3,693,268 | $2,945,706 | $95,000 | 9 | $4,363 |
| 2022 | $4,504,001 | $3,801,691 | $3,450,007 | $89,500 | 7 | $2,569 |
| 2021 | $4,322,993 | $3,403,966 | $3,438,209 | $194,500 | 11 | $5,120 |
| 2020 | $3,915,248 | $3,396,908 | $3,157,884 | $80,200 | 6 | $9,650 |
| 2019 | $3,641,208 | $3,011,438 | $2,735,830 | $93,800 | 6 | $5,897 |
Research compiled by Grantable AI from public sources. Last updated October 2026.
Mission & Focus Areas
NWBDA states that its mission is to support business growth, job creation, and job retention by providing small-business loan services in combination with local lending institutions and the SBA. Its website also describes a goal of promoting small-business success, job growth, and community economic strength.
NWBDA’s grant materials identify micro-lending, entrepreneurial training and incubator space, scholarships, workforce development, and workforce support or stabilization as eligible activities. The 2026 request for proposals names veterans, women, minorities as defined by the SBA, youth ages 18–24, people with disabilities, and underserved areas as targeted populations.
The grantees’ stated missions illustrate the range of organizations supported. Women Helping Women Fund describes its work as empowering Spokane-area women and children through a diverse community of educated, engaged, and strategic givers. School’s Out Washington says it works for systemic change so Washington children and youth, particularly those furthest from justice, can access high-quality expanded learning programs.
Grantmaking
In filing year 2025, NWBDA reported 11 grants totaling $232,000. Grants ranged from $7,500 to $35,000, with a median of $15,000. The listed grant purposes were to support or promote small-business growth.
The largest listed grants were $35,000 each to Women Helping Women Fund, Spokane Regional Chamber of Commerce dba Greater Spokane Inc, Business Impact Northwest, and School’s Out Washington. Other listed awards included $25,000 to Economic Development Alliance of Skagit County and $15,000 each to Community Colleges of Spokane Foundation and Spokane Workforce Council.
NWBDA’s 2026 request for proposals sought applications from certified micro-lenders, economic or workforce development organizations, technical assistance providers, and other nonprofit or charitable organizations. It offered one or more nonrenewable grants of up to $50,000 for eligible business-development, entrepreneurial-training, scholarship, and workforce-related work. Deadline: September 4, 2026; this application cycle has passed. A separate grant opportunity announced in July 2025 had a September 5, 2025 deadline and is also past.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists Aliza Seay as President; Scott Bossom as Board Chair; and Timothy E Szambelan as Secretary/Treasurer. It also lists Karen K Meek, Allen Schmelzer, Lavonne Bowman, Mark Mattke, Hugh Crozier, and Joe Druffel as directors, and Cory Allen as a director for Oregon.
Northwest Business Development Assoc is led by Aliza Seay, President since 2023 (on filings since 2021); 6 of 19 officers listed in 2025 are compensated.
Officers on the 2025 filing
Aliza Seay
President
Vice President → President Since, 2022
President Since → President, 2023
On filings since 2021
40 hrs/week
$22K (2021) → $205K (2025)
Scott Bossom
Board Chair
Director → Vice Chair, 2022
Vice Chair → Board Chair, 2024
On filings since 2019
1 hr/week
No compensation reported
Allen Schmelzer
Director
On filings since 2019
1 hr/week
No compensation reported
Andrea Morgan
Director
Bod Vice Chair → Board Chair, 2022
Board Chair → Director, 2024
On filings since 2019
1 hr/week
No compensation reported
Karen K Meek
Director
Vice Chair → Bod Chair, 2020
Bod Chair → Director, 2022
On filings since 2019
1 hr/week
No compensation reported
Lavonne Bowman
Director
On filings since 2019
1 hr/week
No compensation reported
Mark Mattke
Director
Chair & Board of Directors → Director, 2020
On filings since 2019
1 hr/week
No compensation reported
Hugh Crozier
Director
On filings since 2021
1 hr/week
No compensation reported
Cory Allen
Director - Oregon
On filings since 2022
1 hr/week
No compensation reported
Joe Druffel
Director
On filings since 2022
1 hr/week
No compensation reported
Debbie Shipman
Director
On filings since 2023
1 hr/week
No compensation reported
Erica Erdozain
Director
New on the 2025 filing
1 hr/week
No compensation reported
Colleen M Ruggles
Vice President & Closing Man
Vice President → Vice President & Closing Manager, 2022
Vice President & Closing Manager → Vice President & Closing Man, 2023
On filings since 2019
40 hrs/week
$81K (2019) → $105K (2025)
Elizabeth Rusnak
Senior Vice President & Loan Officer
Loan Officer → Senior Vice President & Loan Officer, 2022
On filings since 2019
40 hrs/week
$138K (2019) → $225K (2025)
Tracy R Bridgens
Senior Vice President, COO, Hr & I
Vice President → Senior Vice President & COO, 2022
Senior Vice President & COO → Senior Vice President, COO, Hr & I, 2023
On filings since 2019
40 hrs/week
$84K (2019) → $115K (2025)
Mark Beppler
Vice President & Senior Loan Officer
Loan Officer → Vice President & Senior Loan Officer, 2022
On filings since 2020
40 hrs/week
$122K (2020) → $148K (2025)
Evan Heriot
Vice President & Senior Loan Officer
Loan Officer → Vice President & Senior Loan Officer, 2022
On filings since 2021
40 hrs/week
$119K (2021) → $117K (2025)
Timothy E Szambelan
Secretary & Treasurer
On filings since 2019
1 hr/week
No compensation reported
Robin Stewart
Vice Chair
Director → Vice Chair, 2024
On filings since 2023
1 hr/week
No compensation reported
Former officers (17)
- Former: Brent Mathison (2019–2024) — Director
- Former: James Bright (2019–2024) — Senior Vice President & Senior Loan
- Former: William Whalen (2020–2024) — Director - Oregon
- Former: Matthew Lanigan (2022–2024) — Vice President
- Former: Gilbert Acevado (2019–2022) — Director
- Former: Lisa Vincent (2020–2022) — Vice President & Loan Officer
- Former: Christine K Carrasco (2021–2022) — Vice President
- Former: Donald Maryon (2022) — President
- Former: Douglas Wolford (2022) — Vice President Since
- Former: Debra L Shipman (2019–2021) — Former President & Director
- Former: Don Maryon (2021) — President
- Former: Kristina M Baker (2019–2020) — Director
- Former: Larry Vandenburg (2019–2020) — Director
- Former: Robert Beck (2019–2020) — Former Director
- Former: Stephanie Sartell (2019–2020) — Vice President
- Former: Jennifer Fern-Peterson (2020) — Director - Oregon
- Former: Kathleen Evaneski (2019) — Vice President
Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $225K, to Elizabeth Rusnak (Sr Vice President/Loan Off). 6 officers or directors reported compensation on that filing.
Frequently asked questions about Northwest Business Development Assoc
How much does Northwest Business Development Assoc give each year?
Northwest Business Development Assoc gave $232K across 11 grants in 2025, according to its 2025 IRS Form 990. In 2024 it gave $204K across 10 grants.
What is Northwest Business Development Assoc's typical grant size?
Northwest Business Development Assoc's median grant in 2025 was $15,000, and its average grant was $21,091, across 11 grants on its 2025 IRS Form 990. Organizations receiving their first grant from Northwest Business Development Assoc that year got $30K on average.
Where does Northwest Business Development Assoc give grants?
Northwest Business Development Assoc gives mostly in Washington: 92% of the grant dollars itemized on its 2025 IRS Form 990 went to recipients there. The next largest state was Oregon (8%). The most frequent recipient cities were Spokane, WA (5 grants) and Tukwila, WA (2 grants).
Does Northwest Business Development Assoc give general operating support?
Not in 2025: none of the 11 grants with a stated purpose on Northwest Business Development Assoc's 2025 IRS Form 990 were described as general or operating support. Recurring purposes include "To support small business growth" (8 grants) and "To support/promote small business growth" (3 grants).
Who are Northwest Business Development Assoc's largest grantees?
Northwest Business Development Assoc's largest 2025 grantees include Women Helping Women Fund ($35,000), Spokane Regional Chamber of Commerce dba Greater Spokane Inc ($35,000) and Business Impact Northwest ($35,000), according to its 2025 IRS Form 990. Together they received 45% of its itemized 2025 grant dollars.
How large is Northwest Business Development Assoc?
Northwest Business Development Assoc reported $6.9M in total assets on its 2025 IRS Form 990. Its revenue that year was $4.1M.
What does Northwest Business Development Assoc fund?
NWBDA states that its mission is to support business growth, job creation, and job retention by providing small-business loan services in combination with local lending institutions and the SBA. See mission & focus areas ↑
How do I apply for a grant from Northwest Business Development Assoc?
Northwest Business Development Assoc has no public application process in the sources Grantable reviewed. Contact the foundation directly before submitting a request.
What is Northwest Business Development Assoc's EIN?
Northwest Business Development Assoc's EIN (Employer Identification Number) is 91-1178785. IRS Form 990 filing data is available on this page for 2019–2025.
Data last updated October 2026. Sourced from IRS Form 990 filings. Research dossier generated October 2026.
Data update history
(1)
When this profile's IRS filing data changed on Grantable
- IRS filings on file for fiscal years 2019–2025
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Cite this profile
Grantable. (2026). Northwest Business Development Assoc funder profile. GrantGraph. Retrieved October 16, 2026, from https://grantable.co/funders/northwest-business-development-assoc-morg_8b55ca88ca164184a16f569117cb2d3e
BibTeX
@misc{grantable_911178785_2026,
author = {{Grantable}},
title = {{Northwest Business Development Assoc funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/northwest-business-development-assoc-morg_8b55ca88ca164184a16f569117cb2d3e},
note = {Accessed 2026-10-16. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Northwest Business Development Assoc's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
Northwest Business Development Assoc down — hundreds of funders to go?