MutualOne Charitable Foundation logo

MutualOne Charitable Foundation

FRAMINGHAM, MA EIN: 31-1595107 Website

The MutualOne Charitable Foundation is a private independent foundation established in 1998 and based in Framingham, Massachusetts. It is a 501(c)(3) organization dedicated to promoting charitable, educational, and civic purposes within the market area served by MutualOne Bank. The foundation operates as a grantmaking organization focused on improving quality of life for residents in the MetroWest region.

Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$9.1M

-0.2% YoY

Annual Giving

$398K

-13.5% YoY

Grant Count

56

-26.3% YoY

Avg Grant Size

$7K

+17.4% YoY

Under IRS private-foundation payout rules, MutualOne Charitable Foundation reported a distributable amount of $442K for 2024 — the minimum it must pay out in qualifying distributions.

Research compiled by Grantable AI from public sources. Last updated April 2026.

Mission & Focus Areas

The foundation is dedicated to the promotion of charitable, educational, and civic purposes within MutualOne Bank's market area, with special emphasis on projects that focus on disadvantaged and/or underserved citizens of Framingham and Natick.

Primary funding areas include:

  • Workforce development
  • Health and human services
  • Housing
  • Education
  • Community development
  • The environment
  • The arts

Grantmaking

Grant Types

** The foundation will consider requests for program supportseed moneychallenge grantsand capital improvements

How to Apply

** Applicants must submit a cover letter signed by the organization's Executive Director or Board President, plus a copy of a brief proposal and a summary sheet. Grant applications are reviewed quarterly.

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Geographic Focus

Where this funder awards grants

The foundation focuses on the MetroWest region, with primary emphasis on Framingham and Natick, Massachusetts, and surrounding areas.

Grant Distribution by State

10states
+2 more states

Cities

ActonAliso ViejoAllstonAmherstAshburnAshlandBostonBrightonBrooklineBuffaloCambridgeChicagoCoral GablesDurhamFraminghamHopkintonIthacaLincolnLowellMarlborough

Financial History

Multi-year comparison from IRS filings

As of 2024:

  • Total Assets: $9.07 million
  • Total Revenue: $440,000
  • Total Expenses: $459,000
  • Total Liabilities: $0

As of 2023:

  • Total Assets: $9,087,821
  • Total Revenues: $2,914,696
  • Total Expenses: $462,469
  • Total Giving: $460,519
Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$802K$2M$2M$3M20202021202220232024
Metric202420232022
Total Assets$9,068,022$9,087,821$8,859,923
Revenue$439,555$2,914,696$85,082
Expenses$459,354$462,469$475,621
Qualifying Distributions$428,869$461,494$474,696
Net Investment Income$403,070$2,911,771$83,037
Distributable Amount$441,812$408,933$453,374

Giving Over Time

Total grant dollars and number of grants per year

$0$118K$235K$353K$470K60 grants202071 grants202170 grants202276 grants202356 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

Metrowest YMCA$24KFramingham History Center$15KGreater Framingham Commu…$15KNatick Service Council Inc$15KFramingham Housing Autho…$13KUniversity of Massachuse…$11KBig Brothers Big Sisters…$10KBoys & Girls Club of Met…$10KLiterations$10KSpark Kindness Inc$10K

Grant Size Distribution

250 grants across all recorded years

250<$50K$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

Open Grants

1 open opportunity from MutualOne Charitable Foundation

Giving History

Grant recipients and amounts by year

Among its reported 2024 grants, the largest include Metrowest YMCA ($23,605), Framingham History Center ($15,000), Greater Framingham Community Church ($15,000).

RecipientPurposeAmount
Framingham History Center Framingham, MAGeneral Support$15,000
Amazing Things Arts Center Framingham, MAGeneral Support$9,080
Big Brothers Big Sisters of Metrowest Worcester, MAGeneral Support$10,000
Boys & Girls Club of Metrowest Marlborough, MAGeneral Support$10,000
Golden Tones Inc Natick, MAGeneral Support$3,500
Greater Framingham Community Church Framingham, MAGeneral Support$15,000
Literations Boston, MAGeneral Support$10,000
Performing Arts Center of Metrowest Framingham, MAGeneral Support$3,500
Spark Kindness Inc Natick, MAGeneral Support$10,000
Wildstar Equine Assisted Activities & Therapy Sherborn, MAGeneral Support$5,000

Leadership & Key People

Officers and directors from IRS filings

Compensation Overview

From 2024 IRS filing

No officer/director data available.

Recent News & Activity

Recent developments and announcements

The foundation has made several notable grants in recent years:

MutualOne Foundation Grants $15,000 To A Place To Turn's 'Eat Fresh' Program
2022

2022: $15,000 grant to Framingham Public Library Foundation to support creation of a Technology Learning Center

MutualOne Bank's Charitable Foundation Donates $15,000 To Framingham Library
2021

2021: $15,000 grant to A Place To Turn's 'Eat Fresh' Program

MutualOne Bank\u2019s Charitable Foundation $15,000 grant supports creation\
2021

2021: $15,000 grant to MetroWest YMCA's Heart of the Community Campaign

MutualOne Bank\u2019s Charitable Foundation $15,000 grant supports creation\
2021

2021: $15,000 grant for Framingham Public Library Teen Room Remodel

MutualOne Bank's Charitable Foundation Donates $15,000 To Framingham Library

Subject Areas

Focus areas based on grantmaking activity

Frequently Asked Questions

What does MutualOne Charitable Foundation fund?

The foundation is dedicated to the promotion of charitable, educational, and civic purposes within MutualOne Bank's market area, with special emphasis on projects that focus on disadvantaged and/or underserved citizens of Framingham and Natick. Primary funding areas include: • Workforce development • Health and human services • Housing • Education • Community development • The environment • The arts

How do I apply for a grant from MutualOne Charitable Foundation?

**Grant Amounts:** The foundation considers grants of up to $10,000 to increase the quality of life of MetroWest residents. **Grant Types:** The foundation will consider requests for program support, seed money, challenge grants, and capital improvements. **Eligibility Requirements:** • Applicants must be a non-profit 501(c)(3) organization or a public institution (school, fire, police, etc.) • Located in or serving Framingham, Natick, and surrounding areas • The foundation will not fund politi…

Where does MutualOne Charitable Foundation make grants?

The foundation focuses on the MetroWest region, with primary emphasis on Framingham and Natick, Massachusetts, and surrounding areas.

What size grants does MutualOne Charitable Foundation award?

In 2024, MutualOne Charitable Foundation awarded 56 grants totaling $398K — an average of about $7K per grant, based on its IRS Form 990 filings.

How much is MutualOne Charitable Foundation required to give away each year?

Private foundations must generally distribute about 5% of their assets annually. For 2024, MutualOne Charitable Foundation reported a distributable amount of $442K on its IRS Form 990-PF — the minimum it must pay out in qualifying distributions.

What is MutualOne Charitable Foundation's EIN?

MutualOne Charitable Foundation's EIN (Employer Identification Number) is 31-1595107. IRS Form 990 filing data is available on this page for 2020–2024.

Explore Open Grants

Browse active grant opportunities in MutualOne Charitable Foundation's focus areas in our free grants database

Related Funders

Similar funders by location and focus area

Data last updated June 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.

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