Middlesex Savings Charitable
Middlesex Savings Charitable is a private foundation based in Natick, Massachusetts. The Middlesex Savings Charitable Foundation is a separate entity with its own endowment, created by Middlesex Savings Bank to provide grants to worthy 501(c)(3) organizations working to raise the standard of living for underserved groups.
Middlesex Savings Charitable at a glance
In short: Middlesex Savings Charitable gave $1.2M across 107 grants in 2025 (avg $11K), mostly in Massachusetts. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $1,172,875
- +33.1% vs 2024
- Grants made (2025)
- 107
- +10600.0% vs 2024
- Average grant
- $10,961
- -98.8% vs 2024
- Median grant
- $10,000
- Total assets
- $20,960,312
- +7.7% vs 2024
- Primary geography
- Massachusetts (100% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated September 2026.
How to apply to Middlesex Savings Charitable
- How to Apply
-
The 2024 filing directs applicants to the website for forms and materials and for award restrictions. It states that the foundation does not restrict giving to preselected organizations.
- Review Cycle
- The 2024 filing directs applicants to the website for deadlines.
- Deadline
- The 2024 filing directs applicants to the website for deadlines.
- Contact
Application contact: Michael Kuza
Mailing address: 36 Summer Street, Natick, MA 01760
Phone: (508) 315-5361
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who Middlesex Savings Charitable funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Greater Worcester Community Foundation-Scholarships ($54K). Together the top 10 received $281K.
Grant Size Distribution
327 grants across all recorded years
The most common grant size was under $50K: 319 grants of 327 (98%).
Geographic Focus
Where this funder awards grants
All reported 2025 grant dollars went to recipients in Massachusetts.
Grant Distribution by State
Share of 2025 grant dollars across all 107 itemized grants.
Cities
How Middlesex Savings Charitable gives
- Giving grew 21% from 2022 to 2025. Method
- In 2025 it paid out 121% of its IRS minimum distribution (the 5% rule). Method
From the foundation's IRS Form 990-PF filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2019 to 2025, annual grant giving ranged from $874K (2023) to $2.9M (2020). In 2025 it made 107 grants totaling $1.2M.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Greater Worcester Community Foundation-Scholarships Worcester, MA | Exempt Purpose | $53,600 |
| Community Foundation for Metrowest Natick, MA | Exempt Purpose | $35,500 |
| Needham Community Council Needham, MA | Exempt Purpose | $30,000 |
| Acton Community Supper and Food Pantry Inc Boxborough, MA | Exempt Purpose | $25,000 |
| Franklin Food Pantry Franklin, MA | Exempt Purpose | $25,000 |
| Project Just Because Hopkinton, MA | Exempt Purpose | $25,000 |
| Spoonfuls Newton, MA | Exempt Purpose | $25,000 |
| Sudbury Community Food Pantry Sudbury, MA | Exempt Purpose | $25,000 |
| Domestic Violence Services Network Concord, MA | Exempt Purpose | $20,000 |
| Boys and Girls Clubs of Metrowest Inc Malborough, MA | Exempt Purpose | $17,000 |
Ready to take the next step with Middlesex Savings Charitable?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $20,960,312 | $1,847,709 | $1,289,037 | $1,172,875 | 107 | $1,183,359 | $697,624 | $981,415 |
| 2024 | $19,467,768 | $629,085 | $1,000,095 | $881,235 | 1 | $890,165 | $532,159 | $966,201 |
| 2023 | $19,262,688 | $1,172,053 | $985,675 | $874,236 | 61 | $882,503 | $548,477 | $917,212 |
| 2022 | $18,984,746 | $1,465,639 | $1,083,823 | $969,316 | 56 | $977,589 | $337,605 | $947,807 |
| 2021 | $19,975,697 | $1,427,088 | $1,248,329 | $1,131,960 | 102 | $1,141,093 | $299,652 | $953,715 |
| 2020 | $19,126,702 | $2,475,645 | $3,015,745 | $2,894,555 | 274 | — | $366,693 | $923,365 |
| 2019 | $19,534,194 | $2,505,021 | $2,395,781 | $2,260,747 | 141 | — | $383,616 | $875,526 |
Under IRS private-foundation payout rules, Middlesex Savings Charitable reported a distributable amount of $981K for 2025 — the minimum it must pay out in qualifying distributions.
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
The foundation’s website describes its purpose as supporting worthy nonprofits that help underserved groups. Its stated funding areas include education, public health and welfare, the arts, community development, and scholarships for college-bound high school seniors.
Examples of supported organizations illustrate a range of community services. Needham Community Council says it supports people with unmet health, educational, or social needs and promotes volunteerism. Spoonfuls says it recovers and distributes healthy perishable food to community organizations, while Domestic Violence Services Network says it works with communities to end domestic violence and promote safety.
Grantmaking
In 2025, the foundation reported 107 grants totaling $1,172,875. Grants ranged from $500 to $53,600, with a median grant of $10,000. The reported totals were $881,235 across 1 grant in 2024 and $874,236 across 61 grants in 2023.
Among the largest 2025 grants were $53,600 to Greater Worcester Community Foundation—Scholarships; $35,500 to Community Foundation for MetroWest; and $30,000 to Needham Community Council. The foundation also gave $25,000 each to Acton Community Supper and Food Pantry, Franklin Food Pantry, Project Just Because, Spoonfuls, and Sudbury Community Food Pantry.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists Dana M. Neshe as vice president; William M. Kuza as president until December 17, 2025; Peter Burke as treasurer; and Kathrine Baldwin as clerk. Directors listed include Jeanne Sherlock (as of May 12, 2025), Raymond Page, George Fiske Jr., Kelly Kober, Donna Gallo, and Courtney O’Regan (as of May 12, 2025).
Middlesex Savings Charitable's 2025 filing lists 10 officers; none of the 10 officers listed in 2025 report compensation.
Officers on the 2025 filing
George Fiske Jr.
Director
On filings since 2019
1 hr/week
No compensation reported
Kelly Kober
Director
On filings since 2019
1 hr/week
No compensation reported
Raymond Page
Director
On filings since 2019
1 hr/week
No compensation reported
Donna Gallo
Director
On filings since 2023
1 hr/week
No compensation reported
Arthur J. Chaves
Director
New on the 2025 filing
1 hr/week
No compensation reported
Courtney O'Regan
Director
New on the 2025 filing
1 hr/week
No compensation reported
Jeanne Sherlock
Director
New on the 2025 filing
1 hr/week
No compensation reported
Dana M. Neshe
Vice President
President → Vice President, 2024
On filings since 2019
4 hrs/week
No compensation reported
Peter Burke
Treasurer
Director → Treasurer, 2025
On filings since 2019
1 hr/week
No compensation reported
Kathrine Baldwin
Clerk
On filings since 2023
1 hr/week
No compensation reported
Former officers (5)
- Former: William M. Kuza (2019–2025) — President · Filing note: Until 12/17/2025
- Former: Carrie Hatch Flood (2019–2024) — Treasurer
- Former: Michael McAuliffe (2019–2024) — Director
- Former: Arnold Zaltas (2019–2023) — Director · Filing note: Ended 103123
- Former: Anisia Gifford (2019) — Director
Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about Middlesex Savings Charitable
How much does Middlesex Savings Charitable give each year?
Middlesex Savings Charitable gave $1.2M across 107 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $881K across 1 grant.
What is Middlesex Savings Charitable's typical grant size?
Middlesex Savings Charitable's median grant in 2025 was $10,000, and its average grant was $10,961, across 107 grants on its 2025 IRS Form 990-PF.
Where does Middlesex Savings Charitable give grants?
Middlesex Savings Charitable gives mostly in Massachusetts: 100% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Framingham, MA (19 grants), Worcester, MA (15 grants), Natick, MA (11 grants) and Acton, MA (6 grants).
Who are Middlesex Savings Charitable's largest grantees?
Middlesex Savings Charitable's largest 2025 grantees include Greater Worcester Community Foundation-Scholarships ($53,600), Community Foundation for Metrowest ($35,500) and Needham Community Council ($30,000), according to its 2025 IRS Form 990-PF. Together they received 10% of its itemized 2025 grant dollars.
How large is Middlesex Savings Charitable?
Middlesex Savings Charitable reported $21.0M in total assets on its 2025 IRS Form 990-PF. It paid out $1.2M in qualifying distributions that year, against a required minimum of $981K (roughly 5% of its investment assets).
What does Middlesex Savings Charitable fund?
The foundation’s website describes its purpose as supporting worthy nonprofits that help underserved groups. Its stated funding areas include education, public health and welfare, the arts, community development, and scholarships for college-bound high school seniors. See mission & focus areas ↑
How do I apply for a grant from Middlesex Savings Charitable?
The 2024 filing directs applicants to the website for forms and materials and for award restrictions. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is Middlesex Savings Charitable's EIN?
Middlesex Savings Charitable's EIN (Employer Identification Number) is 04-3521246. IRS Form 990 filing data is available on this page for 2019–2025.
Data last updated September 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.
Data update history
(8)
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2019 (received by the IRS September 2, 2020)
- Updated Form 990-PF for fiscal year 2020 (received by the IRS April 30, 2021)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS March 23, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS April 19, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS April 2, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS April 24, 2025)
- Updated Form 990-PF for fiscal year 2025 (received by the IRS April 15, 2026)
- IRS filings on file for fiscal years 2019–2025
Live grants for the work Middlesex Savings Charitable funds
Philanthropy, Voluntarism & Grantmaking Open opportunities, soonest deadline first.
- Nixa Affiliate Grantmaking Program Up to US $10,000 · Due October 19, 2026
- Community and School Grants $28,000 total pool; 10-15 grants expected · Due October 19, 2026
- Mary Pinola/Crescenta Valley Chamber Education Fund $500 - $5,000 for ongoing programs; up to $15,000 for Strategic Initiative Grants · Due October 19, 2026
Explore Open Grants
Browse active grant opportunities in Middlesex Savings Charitable's focus areas in our free grants database
Similar Funders
Funders that support many of the same organizations
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Cummings Foundation Grants Inc (FKA Oneworld Boston Inc)
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Community Foundation for MetroWest Inc
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The Sudbury Foundation
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The Sudbury Foundation funds youth and family services, local food and sustainable agriculture, community needs, equity and inclusion, and projects benefiting Sudbury residents and nearby communities. In 2024, grants ranged from $1,083 to $100,000, with a median of $6,000. Application rules vary by program: Community grants are by invitation only, and the profile does not state a general policy on unsolicited requests.
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Boston Foundation Inc
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MutualOne Charitable Foundation
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The MutualOne Charitable Foundation funds charitable, educational, and civic projects, including workforce development, health and human services, housing, education, community development, the environment, and the arts. Grants are typically around $10,000, for eligible nonprofits and public institutions located in or serving Framingham, Natick, and nearby communities, with emphasis on underserved residents.
Assets
$9.0M
Grants
54
Total Given
$439K
More similar funders
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Cite this profile
Grantable. (2026). Middlesex Savings Charitable funder profile. GrantGraph. Retrieved October 19, 2026, from https://grantable.co/funders/middlesex-savings-charitable-morg_1d02d82000584c1d82af2548739385a6
BibTeX
@misc{grantable_043521246_2026,
author = {{Grantable}},
title = {{Middlesex Savings Charitable funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/middlesex-savings-charitable-morg_1d02d82000584c1d82af2548739385a6},
note = {Accessed 2026-10-19. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Middlesex Savings Charitable's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
Middlesex Savings Charitable down — hundreds of funders to go?