Gemsy Zay Foundation Inc

Foundation · Grantmaker Baltimore, MD EIN: 52-2135417

Gemsy Zay Foundation Inc is a private family foundation based in Baltimore, Maryland. Established in 1999, it operates as a 501(c)(3) organization with tax-exempt status. The foundation is a small grantmaker with limited staffing and operates on a preselected basis, meaning it does not accept unsolicited grant applications.

Key facts about Gemsy Zay Foundation Inc

In short: Gemsy Zay Foundation Inc gave $111K across 100 grants in 2024 (avg $1K), mostly in Maryland. 45% of 2024 grantees were new. Source: 2024 IRS Form 990-PF.

EIN
52-2135417
Latest 990 filing
Form 990-PF, 2024
Annual giving (2024)
$111,250
Grants made (2024)
100
Average grant
$1,113
Median grant
$213
New grantees (estimate)
45% first-time grantees (45 of 100, 2024)
Total assets
$92,095
Primary geography
Maryland (64% of itemized 2024 grant dollars)
Accepts unsolicited proposals
No
How to apply
The foundation operates on a preselected-only basis and does not accept unsolicited applications for funds. Full details ↓

Data from IRS Form 990-PF, 2024; updated September 2026. New grantees are estimated by matching recipient names across years (methodology). Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Quick answers about Gemsy Zay Foundation Inc

How much does Gemsy Zay Foundation Inc give each year?

Gemsy Zay Foundation Inc gave $111K across 100 grants in 2024, according to its 2024 IRS Form 990-PF. In 2023 it gave $175K across 112 grants.

What is Gemsy Zay Foundation Inc's typical grant size?

Gemsy Zay Foundation Inc's median grant in 2024 was $213, and its average grant was $1,113, across 100 grants on its 2024 IRS Form 990-PF. Organizations receiving their first grant from Gemsy Zay Foundation Inc that year got $911 on average.

Where does Gemsy Zay Foundation Inc give grants?

Gemsy Zay Foundation Inc gives mostly in Maryland: 64% of the grant dollars itemized on its 2024 IRS Form 990-PF went to recipients there. The next largest states were New York (18%) and New Jersey (7%). The most frequent recipient cities were Brooklyn, NY (27 grants), Baltimore, MD (17 grants), Lakewood, NJ (10 grants) and Pikesville, MD (6 grants).

Does Gemsy Zay Foundation Inc give general operating support?

Not in 2024: none of the 100 grants with a stated purpose on Gemsy Zay Foundation Inc's 2024 IRS Form 990-PF were described as general or operating support. Recurring purposes include "Education" (37 grants), "Charity" (31 grants) and "Religious" (30 grants).

Who are Gemsy Zay Foundation Inc's largest grantees?

Gemsy Zay Foundation Inc's largest 2024 grantees include Bhoh- Bais Haknesses Ohr Hachaim ($26,000), Talmudical Academy ($15,875) and Agudath Israel of Greenspring ($10,865), according to its 2024 IRS Form 990-PF. Together they received 47% of its itemized 2024 grant dollars.

Is Gemsy Zay Foundation Inc open to new grantees?

45%

first-time grantees, 2024

In 2024, 45 of 100 grantees (45%) were first-time recipients. First grants averaged $911; repeat grants $1K. How we count

Medians: $100 first-time, $400 repeat.

  • 44% of 2024 grantees were also funded in 2023. Method
  • Giving held roughly steady from 2021 to 2024 (+8%). Method
  • In 2024 it paid out well above its IRS minimum distribution (the 5% rule). Method

Estimate from itemized grant lists in IRS Form 990-PF filings (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

Next steps with Gemsy Zay Foundation Inc

Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$92K

-6.7% YoY

Annual Giving

$111K

-36.5% YoY

Grant Count

100

-10.7% YoY

Avg Grant Size

$1K

-28.9% YoY

Under IRS private-foundation payout rules, Gemsy Zay Foundation Inc reported a distributable amount of $5K for 2024 — the minimum it must pay out in qualifying distributions.

Research compiled by Grantable AI from public sources. Last updated April 2026.

Mission & Focus Areas

The foundation's giving focuses primarily on Jewish organizations and Jewish education. Additional funding interests include Education, Philanthropy, Voluntarism & Grantmaking, and Human Services, with particular emphasis on organizations in the Jewish community.

Grantmaking

Grant Range

$213–$500 (varies by reporting year)

How to Apply

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Geographic Focus

Where this funder awards grants

The foundation primarily makes grants to organizations in New York, Maryland, and New Jersey, with a concentration in the Baltimore, Maryland area.

Grant Distribution by State

19states

Share of all 100 itemized 2024 grant dollars.

Cities

BrooklynBaltimoreLakewoodMonseyNew YorkPikesvilleProvidenceFlushingOak ParkOwings MillsScrantonSpring ValleyLincolnwoodMonroeSuffernWesley HillsBerkleyBroolynHoustonLancaster

Financial History

Multi-year comparison from IRS filings

Most Recent Financial Data (2024):

  • Total Assets: $92,095
  • Total Revenue: $104,622
  • Total Expenses: $111,250
  • Total Giving: $111,250

Historical Assets (2023):

  • Total Assets: $99,000
  • Total Giving: $154,000–$175,000

The foundation's giving rate exceeds its asset base annually, indicating it distributes more than its investment returns in most years.

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$100K$200K$300K20202021202220232024
Metric202420232022
Total Assets$92,095$98,723$1,929
Revenue$104,622$272,158$130,223
Expenses$111,250$175,364$145,041
Qualifying Distributions$111,250$175,323$145,082
Net Investment Income$7—$2
Distributable Amount$4,699$2,479$460

Data update history

When this profile's IRS filing data changed on Grantable

  1. IRS filings on file for fiscal years 2020–2024

Giving Over Time

Total grant dollars and number of grants per year

$0$50K$100K$150K$200K93 grants2020154 grants202194 grants2022112 grants2023100 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

Bhoh- Bais Haknesses Ohr Hachaim: $26KBhoh- Bais Haknesses OhrHachaim$26KTalmudical Academy: $16KTalmudical Academy$16KAgudath Israel of Greenspring: $11KAgudath Israel of Greenspring$11KAgudath Israel Charity Fund: $6KAgudath Israel Charity Fund$6KAmerican Friends of Koidenov Inc: $5KAmerican Friends of KoidenovInc$5KMoadim B'simcha: $4KMoadim B'simcha$4KThe Chesed Fund: $3KThe Chesed Fund$3KMosdos Botosham: $3KMosdos Botosham$3KKupat Tzedaka of Beitar: $3KKupat Tzedaka of Beitar$3KTiferes Yaakov: $2KTiferes Yaakov$2K

Grant Size Distribution

553 grants across all recorded years

553<$50K$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
BHOH- BAIS HAKNESSES OHR HACHAIM Baltimore, MDRELIGIOUS$26,000
TALMUDICAL ACADEMY Baltimore, MDEDUCATION$15,875
AGUDATH ISRAEL OF GREENSPRING Baltimore, MDRELIGIOUS$10,865
AGUDATH ISRAEL CHARITY FUND Baltimore, MDCHARITY$5,838
AMERICAN FRIENDS OF KOIDENOV INC Baltimore, MDRELIGOUS$5,430
MOADIM B'SIMCHA Lakewood, NJCHARITY$4,398
THE CHESED FUND Lincolnwood, ILCHARITY$3,448
MOSDOS BOTOSHAM Brooklyn, NYRELIGIOUS$2,500
KUPAT TZEDAKA OF BEITAR CHARITY$2,500
TIFERES YAAKOV Lakewood, NJRELIGIOUS$2,250

Leadership & Key People

Leadership team and compensation from IRS filings

Zvi Guttman – Director (unpaid position, 0 hours per week compensation reported)

Gemsy Zay Foundation Inc is led by Zvi Guttman, Director on every filing since 2020 — the only officer listed, and uncompensated.

Officers on the 2024 filing

  • Zvi Guttman

    Director

    On filings since 2020

    No compensation reported

Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Contact Information

Address: PO Box 32308, Baltimore, MD 21282-2308

Phone: 410-580-0500

Subject Areas

Focus areas based on grantmaking activity

Frequently Asked Questions

What does Gemsy Zay Foundation Inc fund?

The foundation's giving focuses primarily on Jewish organizations and Jewish education. Additional funding interests include Education, Philanthropy, Voluntarism & Grantmaking, and Human Services, with particular emphasis on organizations in the Jewish community.

How do I apply for a grant from Gemsy Zay Foundation Inc?

The foundation operates on a preselected-only basis and does not accept unsolicited applications for funds. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

How much is Gemsy Zay Foundation Inc required to give away each year?

Private foundations must generally distribute about 5% of their assets annually. For 2024, Gemsy Zay Foundation Inc reported a distributable amount of $5K on its IRS Form 990-PF — the minimum it must pay out in qualifying distributions.

What is Gemsy Zay Foundation Inc's EIN?

Gemsy Zay Foundation Inc's EIN (Employer Identification Number) is 52-2135417. IRS Form 990 filing data is available on this page for 2020–2024.

Does Gemsy Zay Foundation Inc accept unsolicited proposals?

No, according to Grantable's research on the foundation's published guidelines. See how to apply ↑

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Data last updated September 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.

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