Gemsy ZAY Foundation Inc
Gemsy ZAY Foundation Inc is a private foundation based in Baltimore, Maryland. Its 2025 filing reports grants to charitable organizations, including religious, educational, and charitable recipients.
Gemsy ZAY Foundation Inc at a glance
In short: Gemsy ZAY Foundation Inc gave $72K across 64 grants in 2025 (avg $1K), mostly in Maryland. 42% of 2025 grantees were new. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $71,546
- -35.7% vs 2024
- Grants made (2025)
- 64
- -36.0% vs 2024
- Average grant
- $1,118
- +0.5% vs 2024
- Median grant
- $178
- Total assets
- $92,548
- +0.5% vs 2024
- New grantees (estimate)
- 42% first-time grantees (27 of 64, 2025)
- Primary geography
- Maryland (68% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated October 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to Gemsy ZAY Foundation Inc
- Accepts unsolicited proposals
- No
- How to Apply
-
The foundation does not accept unsolicited requests for funds and states that it makes contributions only to preselected charitable organizations.
- Contact
Mailing address: C/O Zvi Guttman PO Box 32308, Baltimore, MD 21282
Phone: (410) 580-0500
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who Gemsy ZAY Foundation Inc funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Bhoh- Bais Haknesses Ohr Hachaim ($25K). Together the top 10 received $58K.
Grant Size Distribution
524 grants across all recorded years
The most common grant size was under $50K: 524 grants of 524 (100%).
Geographic Focus
Where this funder awards grants
In 2025, 68% of grant dollars went to recipients in Maryland, 26% to New York, 2% to New Jersey, 1% to Rhode Island, and 2% to recipients with an unspecified state. These figures describe the reported grants for that year.
Grant Distribution by State
Share of 2025 grant dollars across all 64 itemized grants.
States
Cities
Is Gemsy ZAY Foundation Inc open to new grantees?
42%
first-time grantees, 2025
In 2025, 27 of 64 grantees (42%) were first-time recipients. First grants averaged $321; repeat grants $2K. How we count
Medians: $100 first-time, $250 repeat.
- 44% of 2025 grantees were also funded in 2024. Method
- Giving fell 51% from 2022 to 2025. Method
- In 2025 it paid out well above its IRS minimum distribution (the 5% rule). Method
Estimate from itemized grant lists in IRS Form 990-PF filings (2020–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $72K (2025) to $175K (2023). In 2025 it made 64 grants totaling $72K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Bhoh- Bais Haknesses Ohr Hachaim Baltimore, MD | Religious | $25,328 |
| Agudath Israel of Greenspring Baltimore, MD | Religious | $13,445 |
| Mosdos Stropkov Brooklyn, NY | Religious | $7,500 |
| Chessedfund New York, NY | Charity | $2,428 |
| Tiferes Yaakov Brooklyn, NY | Religious | $2,300 |
| Agudath Israel Charity Fund Baltimore, MD | Charity | $1,700 |
| CS- Mesivta Kesser Torah Baltimore, MD | Education | $1,541 |
| Agudah of Maryland Baltimore, MD | Religious | $1,390 |
| Kesser Torah Baltimore, MD | Education | $1,360 |
| Chaverim of Baltimore Baltimore, MD | Charity | $1,075 |
Ready to take the next step with Gemsy ZAY Foundation Inc?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $92,548 | $71,999 | $71,546 | $71,546 | 64 | $71,546 | — | $4,547 |
| 2024 | $92,095 | $104,622 | $111,250 | $111,250 | 100 | $111,250 | $7 | $4,699 |
| 2023 | $98,723 | $272,158 | $175,364 | $175,323 | 112 | $175,323 | — | $2,479 |
| 2022 | $1,929 | $130,223 | $145,041 | $145,082 | 94 | $145,082 | $2 | $460 |
| 2021 | $16,747 | $114,626 | $103,329 | $103,287 | 154 | $103,287 | — | $590 |
| 2020 | $5,476 | $36,468 | $128,694 | $128,648 | 93 | — | — | $1,088 |
Under IRS private-foundation payout rules, Gemsy ZAY Foundation Inc reported a distributable amount of $5K for 2025 — the minimum it must pay out in qualifying distributions.
Research compiled by Grantable AI from public sources. Last updated October 2026.
Mission & Focus Areas
The available filing information does not state the foundation’s mission. Its 2025 grants include support for organizations with religious, education, and charity purposes. Among the recipients, the Institute for Dayanim describes its mission as furthering religious study and scholarship and promoting ethical business conduct by providing qualified adjudicators in Jewish law. Keren Hatzedaka Inc describes itself as a charity organization that provides for indigent families.
Grantmaking
In 2025, the foundation reported 64 grants totaling $71,546. Grant amounts ranged from $5 to $25,328, with a median of $178. Its largest reported grants included $25,328 to BHOH- Bais Haknesses Ohr Hachaim in Baltimore for religious purposes, $13,445 to Agudath Israel of Greenspring in Baltimore for religious purposes, and $7,500 to Mosdos Stropkov in Brooklyn for religious purposes. Other grants included $2,428 to Chessfund in New York for charity, $2,300 to Tiferes Yaakov in Brooklyn for religious purposes, and $1,541 to CS- Mesivta Kesser Torah in Baltimore for education.
Leadership & Key People
Leadership team and compensation from IRS filings
Zvi Guttman is listed as a director on the 2025 filing.
Gemsy ZAY Foundation Inc is led by Zvi Guttman, Director on every filing since 2020 — the only officer listed, and uncompensated.
Officers on the 2025 filing
Zvi Guttman
Director
On filings since 2020
No compensation reported
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about Gemsy ZAY Foundation Inc
How much does Gemsy ZAY Foundation Inc give each year?
Gemsy ZAY Foundation Inc gave $72K across 64 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $111K across 100 grants.
What is Gemsy ZAY Foundation Inc's typical grant size?
Gemsy ZAY Foundation Inc's median grant in 2025 was $178, and its average grant was $1,118, across 64 grants on its 2025 IRS Form 990-PF. Organizations receiving their first grant from Gemsy ZAY Foundation Inc that year got $321 on average.
Where does Gemsy ZAY Foundation Inc give grants?
Gemsy ZAY Foundation Inc gives mostly in Maryland: 68% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The next largest state was New York (26%). The most frequent recipient cities were Brooklyn, NY (20 grants), Baltimore, MD (15 grants), Lakewood, NJ (5 grants) and New York, NY (3 grants).
Does Gemsy ZAY Foundation Inc give general operating support?
Not in 2025: none of the 64 grants with a stated purpose on Gemsy ZAY Foundation Inc's 2025 IRS Form 990-PF were described as general or operating support. Recurring purposes include "Charity" (26 grants), "Religious" (19 grants) and "Education" (19 grants).
Who are Gemsy ZAY Foundation Inc's largest grantees?
Gemsy ZAY Foundation Inc's largest 2025 grantees include Bhoh- Bais Haknesses Ohr Hachaim ($25,328), Agudath Israel of Greenspring ($13,445) and Mosdos Stropkov ($7,500), according to its 2025 IRS Form 990-PF. Together they received 65% of its itemized 2025 grant dollars.
How large is Gemsy ZAY Foundation Inc?
Gemsy ZAY Foundation Inc reported $93K in total assets on its 2025 IRS Form 990-PF. It paid out $72K in qualifying distributions that year, against a required minimum of $5K (roughly 5% of its investment assets).
What does Gemsy ZAY Foundation Inc fund?
The available filing information does not state the foundation’s mission. Its 2025 grants include support for organizations with religious, education, and charity purposes. See mission & focus areas ↑
How do I apply for a grant from Gemsy ZAY Foundation Inc?
The foundation does not accept unsolicited requests for funds and states that it makes contributions only to preselected charitable organizations. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is Gemsy ZAY Foundation Inc's EIN?
Gemsy ZAY Foundation Inc's EIN (Employer Identification Number) is 52-2135417. IRS Form 990 filing data is available on this page for 2020–2025.
Does Gemsy ZAY Foundation Inc accept unsolicited proposals?
No, according to Grantable's research on the foundation's published guidelines. See how to apply ↑
Data last updated October 2026. Sourced from IRS Form 990-PF filings. Research dossier generated October 2026.
Data update history
(2)
When this profile's IRS filing data changed on Grantable
- Added Form 990-PF for fiscal year 2025 (received by the IRS July 20, 2026)
- IRS filings on file for fiscal years 2020–2024
Live grants for the work Gemsy ZAY Foundation Inc funds
Philanthropy, Voluntarism & Grantmaking Open opportunities, soonest deadline first.
- Nixa Affiliate Grantmaking Program Up to US $10,000 · Due October 19, 2026
- Community and School Grants $28,000 total pool; 10-15 grants expected · Due October 19, 2026
- Mary Pinola/Crescenta Valley Chamber Education Fund $500 - $5,000 for ongoing programs; up to $15,000 for Strategic Initiative Grants · Due October 19, 2026
Explore Open Grants
Browse active grant opportunities in Gemsy ZAY Foundation Inc's focus areas in our free grants database
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Funders that support many of the same organizations
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Cite this profile
Grantable. (2026). Gemsy ZAY Foundation Inc funder profile. GrantGraph. Retrieved October 18, 2026, from https://grantable.co/funders/gemsy-zay-foundation-inc-morg_917fb7d0862b42c2983998abcf3a022b
BibTeX
@misc{grantable_522135417_2026,
author = {{Grantable}},
title = {{Gemsy ZAY Foundation Inc funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/gemsy-zay-foundation-inc-morg_917fb7d0862b42c2983998abcf3a022b},
note = {Accessed 2026-10-18. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Gemsy ZAY Foundation Inc's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
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