Consumer Credit Counseling Service of Maryland and Delaware Inc logo

Consumer Credit Counseling Service of Maryland and Delaware Inc

COLUMBIA, MD EIN: 52-0846275 Website

TO IMPROVE THE FINANCIAL LIVES OF THE INDIVIDUALS AND COMMUNITIES WE SERVE.CREDIT COUNSELING SERVICE OF MD & DE, INC. (D/B/A CCCSMD) PROVIDES COMPREHENSIVE FINANCIAL SOLUTIONS TO PEOPLE WHO NEED OR WANT TO IMPROVE THEIR FINANCIAL WELL-BEING. WE ARE RECOGNIZED AS ONE OF THE COUNTRY'S MOST REPUTABLE PROVIDERS OF CREDIT COUNSELING, HOUSING COUNSELING, AND FINANCIAL EDUCATION AND COACHING. THROUGH A HOLISTIC, EDUCATIONAL APPROACH, CCCSMD EMPOWERS CLIENTS TO MAKE INFORMED FINANCIAL DECISIONS THAT WILL HELP THEM ACHIEVE THEIR FINANCIAL GOALS.

Financial Overview

From 2023 IRS Form 990-PF · View filing

Total Assets

-100.0% YoY

Annual Giving

$1.1M

-28.5% YoY

Grant Count

10

+11.1% YoY

Avg Grant Size

$110K

-35.7% YoY

About Consumer Credit Counseling Service of Maryland and Delaware Inc

Based on IRS filings

Consumer Credit Counseling Service of Maryland and Delaware Inc is a nonprofit organization focused on Human Services, based in COLUMBIA, MD. IRS filing data is available from 2020 through 2023. In 2023, it awarded 10 grants totaling $1.1M. Net investment income was $134K.

Focus Areas

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Geographic Focus

Where this funder awards grants

Grant Distribution by State

10states
+2 more states

Cities

BaltimoreDallasPhiladelphiaPhoenixRaleighSalinaStaffordStillwaterSugar LandW SenecaWashingtonWest SenecaWinter Park

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$1M$2M$3M$4M2020202120222023
Metric202320222021
Total Assets$9,200,973$10,074,197
Revenue$2,517,980$2,793,129$2,872,253
Expenses$2,914,328$3,939,021$2,323,228
Qualifying Distributions
Net Investment Income$134,423$27,208$788,009
Distributable Amount

Giving Over Time

Total grant dollars and number of grants per year

$0$385K$770K$1M$2M4 grants20204 grants20219 grants202210 grants2023

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2023

MONEY MANAGEMENT INTERNA…$490KCONSUMER EDUCATION SERVI…$245KCONSUMER DEBT COUNSELORS$194KTAKECHARGE$96KPARACHUTE CREDIT COUNSEL…$27KFAMILYMEANS$13KCCCS OF BUFFALO$12KRESERVOIR HILL IMPROVEME…$10KSERVICES OF HOPE$10KCLARIFI$2K

Grant Size Distribution

27 grants across all recorded years

15<$50K3$50–100K5$100–250K3$250–500K1$500K–1M$1–5M$5M+

Giving History

Grant recipients and amounts by year

Among its reported 2023 grants, the largest include Money Management International Inc ($490,295), Consumer Education Services Inc Cesi ($245,434), Consumer Debt Counselors ($193,920).

RecipientPurposeAmount
CONSUMER EDUCATION SERVICES INC CESI RALEIGH, NCCOMPREHENSIVE HOUSING/HOUSING STABILITY$245,434
TAKECHARGE PHOENIX, AZCOMPREHENSIVE HOUSING/HOUSING STABILITY$95,950
CCCS OF BUFFALO WEST SENECA, NYCOMPREHENSIVE HOUSING/HOUSING STABILITY$12,342
CONSUMER DEBT COUNSELORS WINTER PARK, FLCOMPREHENSIVE HOUSING/HOUSING STABILITY$193,920
SERVICES OF HOPE DALLAS, TXCOMPREHENSIVE HOUSING/HOUSING STABILITY$9,819
RESERVOIR HILL IMPROVEMENT COUNCIL BALTIMORE, MDCOMPREHENSIVE HOUSING/HOUSING STABILITY$10,234
MONEY MANAGEMENT INTERNATIONAL INC STAFFORD, TXHOUSING STABILITY$490,295
CLARIFI PHILADELPHIA, PAHOUSING STABILITY$1,950
PARACHUTE CREDIT COUNSELING WEST SENECA, NYCOMPREHENSIVE HOUSING/HOUSING STABILITY$27,484
FAMILYMEANS STILLWATER, MNCOMPREHENSIVE HOUSING/HOUSING STABILITY$13,000

Leadership & Key People

Officers and directors from IRS filings

Compensation Overview

From 2023 IRS filing

HELENE RAYNAUDPRESIDENT, CEO$200KSUSAN FITZVP, COUNSELING, PROGRAM & CO…$108KEMILY HICKOXVP, MARKETING$105K

From 2023 filing

NameTitleHoursCompensation
HELENE RAYNAUDPRESIDENT, CEO40$200,102
SUSAN FITZVP, COUNSELING, PROGRAM & COMPLIANCE40$107,843
EMILY HICKOXVP, MARKETING40$105,466
BRIAN TAYLORSECRETARY0.5
WILLIAM E MILLS IIIBOARD CHAIR0.5
MILLA KRASNOPOLSKYTREASURER0.5
LAURIE BENNERBOARD MEMBER0.5
BLAKE ALLISONBOARD MEMBER0.5
RAHN BARNESBOARD MEMBER0.5
JUSTIN COUSINSBOARD MEMBER0.5
LAUREN HUGHESBOARD MEMBER0.5
BENJAMIN LOWENTHALBOARD MEMBER0.5
JOYCE ODONGOBOARD VICE CHAIR0.5
GAIL SANDERSBOARD MEMBER0.5
SARAH COFFEY BOWESBOARD MEMBER0.5

Subject Areas

Focus areas based on grantmaking activity

Frequently Asked Questions

What is Consumer Credit Counseling Service of Maryland and Delaware Inc?

Consumer Credit Counseling Service of Maryland and Delaware Inc is a nonprofit organization focused on Human Services, based in COLUMBIA, MD. It holds — in total assets as of 2023.

Where does Consumer Credit Counseling Service of Maryland and Delaware Inc operate?

Consumer Credit Counseling Service of Maryland and Delaware Inc has awarded grants in Arizona, District of Columbia, Florida, Kansas, Maryland, Minnesota, North Carolina, New York, Pennsylvania, Texas.

What size grants does Consumer Credit Counseling Service of Maryland and Delaware Inc award?

In 2023, Consumer Credit Counseling Service of Maryland and Delaware Inc awarded 10 grants totaling $1.1M — an average of about $110K per grant, based on its IRS Form 990 filings.

What is Consumer Credit Counseling Service of Maryland and Delaware Inc's EIN?

Consumer Credit Counseling Service of Maryland and Delaware Inc's EIN (Employer Identification Number) is 52-0846275. IRS Form 990 filing data is available on this page for 2020–2023.

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Related Funders

Similar funders by location and focus area

Data last updated April 2026. Sourced from IRS Form 990-PF filings.

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