CNB Foundation Agency
CNB Foundation Agency is a private foundation, based in Hillsdale, MI. IRS filing data is available from 2020 through 2025. As of 2025, the organization holds $882K in total assets. In 2025, it awarded 7 grants totaling $45K. Net investment income was $49K.
Key facts about CNB Foundation Agency
In short: CNB Foundation Agency gave $45K across 7 grants in 2025 (avg $6K), mostly in Michigan. Source: 2025 IRS Form 990-PF.
- EIN
- 84-4079672
- Latest 990 filing
- Form 990-PF, 2025
- Annual giving (2025)
- $45,000
- Grants made (2025)
- 7
- Average grant
- $6,429
- Median grant
- $5,000
- Total assets
- $882,172
- Primary geography
- Michigan (100% of itemized 2025 grant dollars)
Data from IRS Form 990-PF, 2025; updated September 2026.
Financial Overview
From 2025 IRS Form 990-PF · View filing
Total Assets
$882K
+0.3% YoY
Annual Giving
$45K
-46.4% YoY
Grant Count
7
+16.7% YoY
Avg Grant Size
$6K
-54.1% YoY
Under IRS private-foundation payout rules, CNB Foundation Agency reported a distributable amount of $49K for 2025 — the minimum it must pay out in qualifying distributions.
How CNB Foundation Agency gives
- Giving grew 22% from 2022 to 2025. Method
- In 2025 it paid out 94% of its IRS minimum distribution (the 5% rule). Foundations have until the end of the next year to meet it. Method
From the foundation's IRS Form 990-PF filings. Methodology.
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Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of 2025 grant dollars across all 7 itemized grants.
Cities
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $10K (2020) to $84K (2024). In 2025 it made 7 grants totaling $45K.
Grant Insights
How this funder distributes its grants
Top Recipients
Top 7 recipients in 2025
The largest 2025 recipient was Hope Community Center Inc ($10K). Together the top 7 received $45K.
Grant Size Distribution
32 grants across all recorded years
The most common grant size was under $50K: 32 grants of 32 (100%).
Giving History
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Hope Community Center Inc Adrian, MI | General Operating | $10,000 |
| Jackson County Chamber of Commerce Jackson, MI | General Operating | $10,000 |
| Michigan Theatre of Jackson Jackson, MI | General Operating | $10,000 |
| Hillsdale Salvation Army Hillsdale, MI | General Operating | $5,000 |
| Hillsdale County Senior Center Hillsdale, MI | General Operating | $5,000 |
| Trinity Lutheran Church Bay City, MI | General Operating | $2,500 |
| Junior Achievement of the Michigan Edge Jackson, MI | General Operating | $2,500 |
Financial History
Multi-year comparison from IRS filings
| Metric | 2025 | 2024 | 2023 |
|---|---|---|---|
| Total Assets | $882,172 | $879,261 | $930,215 |
| Revenue | $50,442 | $36,745 | $120,387 |
| Expenses | $47,463 | $87,825 | $43,672 |
| Qualifying Distributions | $45,562 | $86,200 | $42,071 |
| Net Investment Income | $49,173 | $35,650 | $25,657 |
| Distributable Amount | $48,554 | $46,923 | $44,509 |
Data update history
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2020 (received by the IRS November 15, 2021)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS November 11, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS November 9, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS May 7, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS May 7, 2025)
- Updated Form 990-PF for fiscal year 2025 (received by the IRS April 20, 2026)
- IRS filings on file for fiscal years 2020–2025
Leadership & Key People
Officers and directors from IRS filings
CNB Foundation Agency is led by Christopher Phillips, President on every filing since 2020; none of the 6 officers listed in 2025 report compensation.
Officers on the 2025 filing
Christopher Phillips
President
On filings since 2020
1 hr/week
No compensation reported
Chris Clarke
Director
On filings since 2021
1 hr/week
No compensation reported
Judy Gabriele
Director
On filings since 2021
1 hr/week
No compensation reported
Mary Murray
Director
On filings since 2021
1 hr/week
No compensation reported
Amber Yoder
Secretary
On filings since 2020
1 hr/week
No compensation reported
Erik Lawson
Treasurer
On filings since 2020
1 hr/week
No compensation reported
Former officers (1)
- Former: County National Bank (2020) — Trustee
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about CNB Foundation Agency
How much does CNB Foundation Agency give each year?
CNB Foundation Agency gave $45K across 7 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $84K across 6 grants.
What is CNB Foundation Agency's typical grant size?
CNB Foundation Agency's median grant in 2025 was $5,000, and its average grant was $6,429, across 7 grants on its 2025 IRS Form 990-PF.
Where does CNB Foundation Agency give grants?
CNB Foundation Agency gives mostly in Michigan: 100% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Jackson, MI (3 grants) and Hillsdale, MI (2 grants).
Does CNB Foundation Agency give general operating support?
Yes: 100% of CNB Foundation Agency's 2025 grants with a stated purpose (7 of 7) were for general or operating support, per its 2025 IRS Form 990-PF.
Who are CNB Foundation Agency's largest grantees?
CNB Foundation Agency's largest 2025 grantees include Hope Community Center Inc ($10,000), Jackson County Chamber of Commerce ($10,000) and Michigan Theatre of Jackson ($10,000), according to its 2025 IRS Form 990-PF. Together they received 67% of its itemized 2025 grant dollars.
How large is CNB Foundation Agency?
CNB Foundation Agency reported $882K in total assets on its 2025 IRS Form 990-PF. It paid out $46K in qualifying distributions that year, against a required minimum of $49K (roughly 5% of its investment assets). Falling short in one year is not a violation: foundations have until the end of the next year to meet the minimum.
What is CNB Foundation Agency's EIN?
CNB Foundation Agency's EIN (Employer Identification Number) is 84-4079672. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated September 2026. Sourced from IRS Form 990-PF filings.
Here's the math on researching CNB Foundation Agency by hand.
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