Prevention, Retention, and Contingency (PRC) Program

Geographic Scope: Montgomery County, Ohio (primary focus)

Program Focus:

• Rent assistance
• Mortgage assistance
• Utility assistance
• Car repairs and transportation assistance
• Emergency assistance to prevent housing instability

Program Performance (2025):

• 3,000+ applications processed
• $623,777 distributed in assistance

Program Structure:

• Designed as a bridge to stability with specific limits on assistance amounts
• Maximum amounts set for each type of assistance
• Requires applicant coordination with landlord/mortgage lender

Key Features:

• Third-party payments made directly to landlords, lenders, or service providers
• Applications require complete documentation submission for processing
• High demand program - most delays due to missing required information
• Different document requirements for each form of assistance

Contact Information:

• Montgomery County: 719 S. Main St., Dayton, OH 45402 | (937) 341-5000
• Phone: Mon-Fri 8 a.m. - 4:30 p.m.
• Lobby: Mon-Thu 8:30-11:30 a.m., 1-3:30 p.m.

1. Submit Complete Application ("Ready to Go" Document Rule)

• Submit all required documents at once to avoid processing delays
• Application cannot be processed until every piece of paper is received
• Different document requirements for each form of assistance
• View complete list of requirements on MVCAP website

2. Provide Required Supporting Documents

• Check document descriptions carefully
• Even if a document seems similar, PRC requires specific details to qualify
• Pro Tip: If a specific item is listed, that is the only item that can be accepted
• Example: Social Security cards required for all household members (cannot substitute SSN from tax form)

3. Landlord/Lender Coordination

• Have the talk: Ask landlord or mortgage company if they will accept third-party payment from Montgomery County through PRC
• Give permission: Authorize landlord/lender to share account details when contacted (prevents delays in phone/email tag)
• Let them know you are applying for PRC assistance

4. Know Your Numbers and Limits

• Check the maximums: Ensure you know the maximum amount PRC can pay for your specific need
• PRC designed to bridge to stability - has specific limits
• Close the gap: If balance higher than limit, have plan to cover difference OR pay down to limits before applying

5. Submit Application

• Visit www.miamivalleycap.org to start application
• Contact (937) 341-5000 for questions

Tips for Successful Application

• Submit everything at once - do not send documents in pieces
• Read document descriptions carefully - specific documents are required
• Communicate with landlord/lender early - they are key partners in process
• Verify maximum amounts for your specific assistance type before applying
• Have complete income documentation and proof of need ready