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Illinois Home Equity Assurance Program (ILHAF/Northwest Home Equity Assurance Program)

NORTHWEST SIDE HOUSING CENTER

Funding Amount

Up to $30,000

Deadline

Rolling / Open

Grant Type

foundation

Overview

Illinois Home Equity Assurance Program

Status: Active; amended law takes effect January 2024 (pending board approval as of article date)

Overview: Loan program for homeowners on Chicago's Northwest Side. Program provides emergency financial assistance. Originally focused on renovation loans; amended law expanded eligibility to include homeowners with delinquent property tax payments.

Geographic Scope: Chicago's Northwest Side, Illinois

Focus Areas:

  • Homeowner assistance

  • Renovation loans

  • Property tax delinquency relief
    • Target Population

    • Homeowners at risk of eviction and foreclosure
    • Older adults
    • Disabled individuals
    • People of color
    • Those unable to pay property taxes

    Background: For years, Northwest Side Housing Center lobbied state lawmakers to change the assurance program into a resource that didn't waste taxpayer dollars. Summer 2024 (article date): State lawmakers passed bill amending Home Equity Assurance Act to allow loans for homeowners with delinquent property tax payments.

    Contact: Northwest Side Housing Center, 5233 W. Diversey Ave, Chicago, IL 60639, 773-283-3888

    Focus Areas & Funding Uses

    Fields of Work

    housingaffordable-housinghardship

    Categories

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