VyStar Credit Union logo

VyStar Credit Union

JACKSONVILLE, FL EIN: 59-0690965 Website

VyStar Credit Union is a member-owned, not-for-profit financial institution headquartered in Jacksonville, Florida. Founded in 1952 by 12 visionary members at Naval Air Station Jacksonville (originally named Jax Navy Federal Credit Union), the organization has grown to serve over 2,300 employees across Florida and Georgia. VyStar provides deposit products, consumer and business loans, investment services, insurance, and title agency services to its members at competitive rates with minimal or no fees.

Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$14.0B

+2.9% YoY

Annual Giving

$1.1M

-47.4% YoY

Grant Count

11

-38.9% YoY

Avg Grant Size

$96K

-14.0% YoY

Research compiled by Grantable AI from public sources. Last updated April 2026.

Mission & Focus Areas

VyStar Credit Union's Mission: To serve the financial needs of members by providing quality service while maintaining financial soundness.

VyStar Credit Union's Purpose: Do Good — at the heart of everything the organization does, empowering members to reach their greatest financial potential through personalized service, innovative solutions, and guidance.

VyStar operates as a Community Development Financial Institution committed to strengthening the communities it serves. The organization actively supports local nonprofits, sponsors charitable initiatives, and invests in community programs through its dedicated foundation.

Grantmaking

VyStar Foundation, established as a separate 501(c)(3) charitable organization, manages the credit union's strategic grantmaking efforts.

Review Cycle

**

Ready to take the next step with VyStar Credit Union?

Geographic Focus

Where this funder awards grants

VyStar Foundation serves:

  • 49 contiguous counties in Central to North Florida
  • 29 counties in Georgia
  • Past and present military members and their families worldwide

Grant Distribution by State

9states
+1 more states

Cities

ArlingtonAtlantic BeachBostonDes MoinesGainesvilleJacksonvilleMadisonMiamiNas JacksonvilleNew YorkOrlandoOwassoPonte Vedra BeachRye BrookSavannahSt AugustineTallahasseeTampaWeslaco

Financial History

Multi-year comparison from IRS filings

VyStar Credit Union (2024):

  • Total assets: $13,974,781,649
  • Total revenues: $886,102,117
  • Total expenses: $969,948,903
  • Employees: 3,196

VyStar Foundation (2024):

  • Total assets: $905,180
  • Total revenues: $926,610
  • Total expenses: $465,847
  • Employees: 0 (volunteer-operated)

VyStar Credit Union (2023):

  • Program service revenue: $628,787,490
  • Investment income: $131,567,654
  • Gross receipts from all sources: $769,245,848
Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$267M$533M$800M$1.1B20202021202220232024
Metric202420232022
Total Assets$13,974,781,649$13,578,667,359$13,659,535,141
Revenue$886,102,117$759,741,574$645,478,610
Expenses$969,948,903$735,159,970$572,131,606
Qualifying Distributions
Net Investment Income$157,826,698$131,567,654$103,199,107
Distributable Amount

Giving Over Time

Total grant dollars and number of grants per year

$0$505K$1M$2M$2M27 grants202039 grants202112 grants202218 grants202311 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

Vystar Foundation$650KDowntown Vision$100KRonald McDonald House Ja…$77KMuseum Contemporary Art …$66KJacksonville Pub Edu Fund$30KJASMYN$28KCummer Museum$25KNorth Florida Land Trust$25KGoodwill Industries of N…$20KHubbard House$20K

Grant Size Distribution

107 grants across all recorded years

74<$50K18$50–100K9$100–250K4$250–500K1$500K–1M1$1–5M$5M+

Giving History

Grant recipients and amounts by year

Among its reported 2024 grants, the largest include Vystar Foundation ($650,000), Downtown Vision ($100,000), Ronald McDonald House Jacksonville ($77,200).

RecipientPurposeAmount
Cummer Museum Jacksonville, FLProgram Support$25,000
Downtown Vision Jacksonville, FLProgram Support$100,000
Goodwill Industries of North Florida Jacksonville, FLProgram Support$20,000
Hubbard House Jacksonville, FLProgram Support$20,000
Jacksonville Pub Edu Fund Jacksonville, FLProgram Support$30,000
JASMYN Jacksonville, FLProgram Support$27,958
Museum Contemporary Art Jacksonville Jacksonville, FLProgram Support$66,000
North Florida Land Trust Jacksonville, FLProgram Support$25,000
Ronald McDonald House Jacksonville Jacksonville, FLProgram Support$77,200
Thrive Scholars Boston, MAProgram Support$20,000

Leadership & Key People

Leadership team and compensation from IRS filings

VyStar Foundation is incorporated in Florida and operated by a volunteer Board of Directors. It functions as a separate and independent legal entity from VyStar Credit Union.

Compensation Overview

From 2024 IRS filing

Brian E WolfburgPresident/CEO$2.1MJohn RobinsonVP/Mortgage Banker$1.1MChad MeadowsChief Operations Officer$968KJOEL R SWANSONChief Lending Officer$743KLisa CochranChief Information Officer$741KJason KnightSenior Mortgage Loan Officer$644KJENNY H VIPPERMANFORMER CHIEF LENDING OFFICER$564KJames EdwardsCFO$545KBradley KingSenior Mortgage Loan Officer$536KLance DaviesChief Risk Officer & General…$531KPaul BlackstoneSVP, Special Projects$525KKawanza HumphreyChief Human Resource Officer$475KEric HatfieldVice Chairman$6KPhillip K SiddonsChairman$3KJONATHAN HOGANTreasurer$2KDIANE R FEARSSECRETARY$1KWILLIAM VIVIANBOARD MEMBER (TERM DATE 3/8/…$1KVICKI S HARRISBOARD MEMBER$250

From 2024 filing

NameTitleHoursCompensation
DIANE R FEARSSECRETARY5$1,278
Eric HatfieldVice Chairman5$6,011
JONATHAN HOGANTreasurer5$1,701
Phillip K SiddonsChairman5$2,953
GEORGE R BERRYBOARD MEMBER5
JENNIFER LUSKBOARD MEMBER5
Meredith PickensBoard Member5
VICKI S HARRISBOARD MEMBER5$250
VICTOR BLACKSHEARBOARD MEMBER5
WILLIAM VIVIANBOARD MEMBER (TERM DATE 3/8/24)5$1,150
Brian E WolfburgPresident/CEO40$2,148,577
Chad MeadowsChief Operations Officer40$967,623
James EdwardsCFO40$544,600
JOEL R SWANSONChief Lending Officer40$743,483
Kawanza HumphreyChief Human Resource Officer40$474,866
Lisa CochranChief Information Officer40$740,581
Bradley KingSenior Mortgage Loan Officer40$536,268
Jason KnightSenior Mortgage Loan Officer40$644,207
John RobinsonVP/Mortgage Banker40$1,076,139
Lance DaviesChief Risk Officer & General Counsel40$530,557
Paul BlackstoneSVP, Special Projects40$525,274
JENNY H VIPPERMANFORMER CHIEF LENDING OFFICER$563,819

Recent News & Activity

Recent developments and announcements

2023

VyStar Foundation has actively expanded its grantmaking operations since its 2023 launch:

VyStar Foundation Opens 2026 Military Grant Cycle to Support Service Members\
2024

Awarded grants to 12 military and veterans nonprofits through the 2024 military grant cycle

VyStar Foundation Opens 2026 Military Grant Cycle to Support Service Members\
2024

Distributed over $200,000 in grants to nonprofits supporting youth empowerment through the 2024 youth grant cycle

VyStar Foundation Opens 2026 Military Grant Cycle to Support Service Members\

Featured grant recipients include the Red Cross (supporting military families during crises) and Loop It Up Savannah (providing mindfulness programs for students)

VyStar Foundation Opens 2026 Military Grant Cycle to Support Service Members\
2026

Opened the 2026 Military Grant Cycle to continue supporting service members and veterans

VyStar Foundation Opens 2026 Military Grant Cycle to Support Service Members\

VyStar Credit Union maintains active community engagement through sponsorships, employee volunteering, and the VyStar Perks program offering member discounts and rewards at local attractions.

VyStar Foundation Opens 2026 Military Grant Cycle to Support Service Members\

Frequently Asked Questions

What does VyStar Credit Union fund?

**VyStar Credit Union's Mission:** To serve the financial needs of members by providing quality service while maintaining financial soundness. **VyStar Credit Union's Purpose:** Do Good — at the heart of everything the organization does, empowering members to reach their greatest financial potential through personalized service, innovative solutions, and guidance. VyStar operates as a Community Development Financial Institution committed to strengthening the communities it serves. The organizat…

How do I apply for a grant from VyStar Credit Union?

VyStar Foundation, established as a separate 501(c)(3) charitable organization, manages the credit union's strategic grantmaking efforts. **Foundation Impact (Since Launch in 2023 through Early 2026):** • Nearly $1.9 million awarded to 62 organizations • Grant recipients reported serving individuals through food and housing assistance, mental health services, and workforce development **Grant Cycles:** *Military Grant Cycle (Q1 2024):* Twelve organizations addressing food and housing insecurity…

Where does VyStar Credit Union make grants?

VyStar Foundation serves: • 49 contiguous counties in Central to North Florida • 29 counties in Georgia • Past and present military members and their families worldwide

What size grants does VyStar Credit Union award?

In 2024, VyStar Credit Union awarded 11 grants totaling $1.1M — an average of about $96K per grant, based on its IRS Form 990 filings.

What is VyStar Credit Union's EIN?

VyStar Credit Union's EIN (Employer Identification Number) is 59-0690965. IRS Form 990 filing data is available on this page for 2020–2024.

Explore Open Grants

Browse active grant opportunities in VyStar Credit Union's focus areas in our free grants database

Related Funders

Similar funders by location and focus area

Data last updated June 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.

What could you do with VyStar Credit Union on Grantable?

  • Assess strategic fit with your organization
  • Draft a tailored letter of inquiry
  • Find open RFPs from this funder
  • Monitor for new funding opportunities

Go from researching VyStar Credit Union to a real strategy.

Plan your approach