The Richard and Susan Cote Family

Private foundation · Grantmaker Clearwater Beach, FL EIN: 46-7169920

The Richard and Susan Cote Family is a private foundation based in Clearwater Beach, Florida. Its 2025 filing reports grants to charitable, educational, and medical organizations, including recipients in New York, Florida, Pennsylvania, New Jersey, and Massachusetts.

The Richard and Susan Cote Family at a glance

In short: The Richard and Susan Cote Family gave $185K across 21 grants in 2025 (avg $9K), mostly in New York. 38% of 2025 grantees were new. Source: 2025 IRS Form 990-PF.

Annual giving (2025)
$184,644
+4.2% vs 2024
Grants made (2025)
21
+5.0% vs 2024
Average grant
$8,793
-0.7% vs 2024
Median grant
$5,000
Total assets
$4,099,667
+12.4% vs 2024
New grantees (estimate)
38% first-time grantees (8 of 21, 2025; small sample)
Primary geography
New York (50% of itemized 2025 grant dollars)
Latest 990 filing
Form 990-PF, 2025 View filing

Data from IRS Form 990-PF, 2025; updated October 2026. New grantees are estimated by matching recipient names across years (methodology).

How to apply to The Richard and Susan Cote Family

How to Apply

The filing lists written correspondence as the application material and Susan Cote as the contact. Awards are only contributed to qualified 501(c)(3) organizations in accordance with the foundation’s written agreement.

Contact

Application contact: Susan Cote
Mailing address: 1560 Gulf Boulevard Ph 3, Clearwater, FL 33767
Phone: (201) 370-9822

Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Who The Richard and Susan Cote Family funds

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2025

The New York Women's Foundation: $30KThe New York Women'sFoundation$30KSiena College: $30KSiena College$30KHope Villages of America: $25KHope Villages of America$25KHerbert Lehman College Foundation: $20KHerbert Lehman CollegeFoundation$20KVillanova University: $20KVillanova University$20KBoston College: $10KBoston College$10KFeeding Tampa Bay: $5KFeeding Tampa Bay$5KASPCA: $5KASPCA$5KBoys and Girls Club Monmouth County: $5KBoys and Girls Club MonmouthCounty$5KMemorial Sloan Kettering: $5KMemorial Sloan Kettering$5K

The largest 2025 recipient was The New York Women's Foundation ($30K). Together the top 10 received $155K.

Organizations only. It also paid 1 grant to individuals ($1,000), which are not listed by name.

Grant Size Distribution

88 grants across all recorded years

87<$50K$50–100K1$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 87 grants of 88 (99%).

Geographic Focus

Where this funder awards grants

The foundation’s 2025 grant dollars were reported as 50% to recipients in New York, 22% in Florida, 11% in Pennsylvania, 8% in New Jersey, and 5% in Massachusetts. Listed grants also include recipients in Alabama and Colorado.

Grant Distribution by State

13states

Share of 2025 grant dollars across all 21 itemized grants.

Cities

ClearwaterNew YorkBronxChesnut HillLong BranchLoudonvilleVillanovaSchenectadyAsbury ParkAtlantaColorado SpringsNorth BrunswickAlexandriaCambridgeHobokenIndian LandMontgomeryNorwichOklahoma CityParamus

Is The Richard and Susan Cote Family open to new grantees?

38%

first-time grantees, 2025

In 2025, 8 of 21 grantees (38%) were first-time recipients. With only 21 grantees, that is a small sample: one grantee more or less moves the share by about 5 points. First grants averaged $8K; repeat grants $9K. How we count

Medians: $5K first-time, $5K repeat.

  • 48% of 2025 grantees were also funded in 2024. Method
  • Giving grew 31% from 2022 to 2025. Method
  • In 2025 it paid out 93% of its IRS minimum distribution (the 5% rule). Foundations have until the end of the next year to meet it. Method

Estimate from itemized grant lists in IRS Form 990-PF filings (2020–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

Giving History

Giving Over Time

Total grant dollars and number of grants per year

$0$100K$200K$300K14 grants2020 15 grants2021 16 grants2022 16 grants2023 20 grants2024 21 grants2025

From 2020 to 2025, annual grant giving ranged from $97K (2020) to $211K (2021). In 2025 it made 21 grants totaling $185K.

Grants by year

Grant recipients and amounts by year

RecipientPurposeAmount
The New York Women's Foundation New York, NYTo Support Endeavors of Charitable Organizaton$30,275
Siena College Loudonville, NYTo Support Endeavors of Educational Institution$30,000
Hope Villages of America Clearwater, FLTo Support Endeavors of the Charitable Organization$25,000
Herbert Lehman College Foundation Bronx, NYTo Support Endeavors of the Educational Institution$20,000
Villanova University Villanova, PATo Support Endeavors of Educational Institution$20,000
Boston College Chesnut Hill, MATo Support Endeavors of the Educational Institution$10,000
Feeding Tampa Bay Tampa, FLTo Support Endeavors of Charitable Organizaton$5,179
ASPCA Montgomery, ALTo Support Endeavors of the Charitable Organization$5,000
Boys and Girls Club Monmouth County Asbury Park, NJTo Support Endeavors of the Charitable Organization$5,000
Memorial Sloan Kettering New York, NYTo Support Endeavors of Medical Charitable Organization$5,000
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Financial History

Multi-year comparison from IRS filings

Figures from IRS filings, by filing year
Filing yearTotal AssetsRevenueExpensesGrants paidGrantsQualifying DistributionsNet Investment IncomeDistributable Amount
2025$4,099,667$654,208$201,498$184,64421$184,644$314,478$197,956
2024$3,648,265$568,625$192,998$177,14920$177,149$264,654$166,674
2023$3,270,639$490,228$161,655$150,40016$150,400$120,428$148,219
2022$2,942,066$131,079$164,954$140,80016$140,800$131,079$151,507
2021$2,975,941$1,286,816$217,600$211,40015$211,400$1,143,836$126,449
2020$1,906,725$223,389$103,573$97,10014—$47,639$108,909

Under IRS private-foundation payout rules, The Richard and Susan Cote Family reported a distributable amount of $198K for 2025 — the minimum it must pay out in qualifying distributions.

Research compiled by Grantable AI from public sources. Last updated September 2026.

Mission & Focus Areas

No mission statement for the foundation is provided. Its 2025 grants include support for charitable organizations, educational institutions, and medical organizations.

Grantees describe a range of activities in their own mission statements. Hope Villages of America says it provides “hope restoration with dignity to those in need through innovative programs and services.” The Brain Injury Alliance of New Jersey says it works to improve the quality of life for people impacted by brain injury through support, advocacy, information, and prevention. Ruth Eckerd Hall describes its purpose as “changing lives through performing arts.” Villanova University describes itself as a Catholic Augustinian community of higher education.

Grantmaking

In filing year 2025, the foundation made 21 grants totaling $184,644. Grant amounts ranged from $1,000 to $30,275, with a median grant of $5,000.

Among its largest reported grants were $30,275 to The New York Women’s Foundation, $30,000 to Siena College, $25,000 to Hope Villages of America, $20,000 to Herbert Lehman College Foundation, and $20,000 to Villanova University. Other reported grants included $10,000 to Boston College and $5,179 to Feeding Tampa Bay. Additional 2025 recipients listed include the Brain Injury Alliance of New Jersey ($2,648), Ruth Eckerd Hall ($2,000), and the National Museum of World War II Aviation ($1,010).

Leadership & Key People

Leadership team and compensation from IRS filings

The 2025 filing lists Susan Cote as president and Richard Cote as vice-president.

The Richard and Susan Cote Family is led by Susan Cote, President on every filing since 2020; none of the 2 officers listed in 2025 report compensation.

Officers on the 2025 filing

  • Susan Cote

    President

    On filings since 2020

    0.5 hrs/week

    No compensation reported

  • Richard Cote

    Vice President

    On filings since 2020

    0.5 hrs/week

    No compensation reported

Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Frequently asked questions about The Richard and Susan Cote Family

How much does The Richard and Susan Cote Family give each year?

The Richard and Susan Cote Family gave $185K across 21 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $177K across 20 grants.

What is The Richard and Susan Cote Family's typical grant size?

The Richard and Susan Cote Family's median grant in 2025 was $5,000, and its average grant was $8,793, across 21 grants on its 2025 IRS Form 990-PF. Organizations receiving their first grant from The Richard and Susan Cote Family that year got $8K on average.

Where does The Richard and Susan Cote Family give grants?

The Richard and Susan Cote Family gives mostly in New York: 50% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The next largest states were Florida (22%) and Pennsylvania (11%). The most frequent recipient cities were Clearwater, FL (4 grants), New York, NY (3 grants), Bronx, NY (2 grants) and Long Branch, NJ (2 grants).

Does The Richard and Susan Cote Family give general operating support?

Not in 2025: none of the 21 grants with a stated purpose on The Richard and Susan Cote Family's 2025 IRS Form 990-PF were described as general or operating support. Recurring purposes include "To Support Endeavors of the Charitable Organization" (4 grants) and "To Support Endeavors of the Educational Institution" (3 grants).

Who are The Richard and Susan Cote Family's largest grantees?

The Richard and Susan Cote Family's largest 2025 grantees include The New York Women's Foundation ($30,275), Siena College ($30,000) and Hope Villages of America ($25,000), according to its 2025 IRS Form 990-PF. It also paid 1 grant to individuals ($1,000), which are not listed by name. Together they received 46% of its itemized 2025 grant dollars.

How large is The Richard and Susan Cote Family?

The Richard and Susan Cote Family reported $4.1M in total assets on its 2025 IRS Form 990-PF. It paid out $185K in qualifying distributions that year, against a required minimum of $198K (roughly 5% of its investment assets). Falling short in one year is not a violation: foundations have until the end of the next year to meet the minimum.

What does The Richard and Susan Cote Family fund?

No mission statement for the foundation is provided. Its 2025 grants include support for charitable organizations, educational institutions, and medical organizations. See mission & focus areas ↑

How do I apply for a grant from The Richard and Susan Cote Family?

The filing lists written correspondence as the application material and Susan Cote as the contact. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

What is The Richard and Susan Cote Family's EIN?

The Richard and Susan Cote Family's EIN (Employer Identification Number) is 46-7169920. IRS Form 990 filing data is available on this page for 2020–2025.

Data last updated October 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.

Data update history

(7)

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990-PF for fiscal year 2020 (received by the IRS May 13, 2021)
  2. Updated Form 990-PF for fiscal year 2021 (received by the IRS August 1, 2022)
  3. Updated Form 990-PF for fiscal year 2022 (received by the IRS May 5, 2023)
  4. Updated Form 990-PF for fiscal year 2023 (received by the IRS May 9, 2024)
  5. Updated Form 990-PF for fiscal year 2024 (received by the IRS May 14, 2025)
  6. Added Form 990-PF for fiscal year 2025 (received by the IRS May 11, 2026)
  7. IRS filings on file for fiscal years 2020–2024

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Cite this profile

Grantable. (2026). The Richard and Susan Cote Family funder profile. GrantGraph. Retrieved October 4, 2026, from https://grantable.co/funders/the-richard-and-susan-cote-family-morg_896c68e6f1f841b29017747a22524f04

BibTeX
@misc{grantable_467169920_2026,
  author       = {{Grantable}},
  title        = {{The Richard and Susan Cote Family funder profile}},
  howpublished = {GrantGraph},
  year         = {2026},
  url          = {https://grantable.co/funders/the-richard-and-susan-cote-family-morg_896c68e6f1f841b29017747a22524f04},
  note         = {Accessed 2026-10-04. Data licensed CC BY 4.0}
}

The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.

Figures come from The Richard and Susan Cote Family's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.

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