The MMZ Foundation

Foundation · Grantmaker Bethlehem, PA EIN: 46-1541252

The MMZ Foundation is a private foundation focused on Philanthropy, Voluntarism & Grantmaking, based in Bethlehem, PA. IRS filing data is available from 2019 through 2025. As of 2025, the organization holds $1.3M in total assets. In 2025, it awarded 12 grants totaling $2.0M. Net investment income was $63K.

Key facts about The MMZ Foundation

In short: The MMZ Foundation gave $2.0M across 12 grants in 2025 (avg $171K), mostly in Pennsylvania. 58% of 2025 grantees were new. Source: 2025 IRS Form 990-PF.

EIN
46-1541252
Latest 990 filing
Form 990-PF, 2025
Annual giving (2025)
$2,049,495
Grants made (2025)
12
Average grant
$170,791
Median grant
$1,000
New grantees (estimate)
58% first-time grantees (7 of 12, 2025)
Total assets
$1,256,449
Primary geography
Pennsylvania (100% of itemized 2025 grant dollars)

Data from IRS Form 990-PF, 2025; updated September 2026. New grantees are estimated by matching recipient names across years (methodology).

Financial Overview

From 2025 IRS Form 990-PF · View filing

Total Assets

$1.3M

+476.0% YoY

Annual Giving

$2.0M

+8851.7% YoY

Grant Count

12

+0.0% YoY

Avg Grant Size

$171K

+8851.7% YoY

Under IRS private-foundation payout rules, The MMZ Foundation reported a distributable amount of $104K for 2025 — the minimum it must pay out in qualifying distributions.

Is The MMZ Foundation open to new grantees?

58%

first-time grantees, 2025

In 2025, 7 of 12 grantees (58%) were first-time recipients. First grants averaged $5K; repeat grants $402K. How we count

Medians: $1K first-time, $1K repeat.

  • 42% of 2025 grantees were also funded in 2024. Method
  • Giving grew 3994% from 2022 to 2025. Method
  • In 2025 it paid out well above its IRS minimum distribution (the 5% rule). Method

Estimate from itemized grant lists in IRS Form 990-PF filings (2019–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

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Geographic Focus

Where this funder awards grants

Grant Distribution by State

3states

Share of all 12 itemized 2025 grant dollars.

Cities

AllentownBethlehemEastonHellertownChapel HillNazarethCoopersburgCraryvilleShamokin

Giving Over Time

Total grant dollars and number of grants per year

$0$1M$2M$3M7 grants20199 grants20207 grants20219 grants20225 grants202312 grants202412 grants2025

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2025

National Museum Industrial History: $1.0MNational Museum IndustrialHistory$1.0MAllentown Central Catholic HS: $1.0MAllentown Central Catholic HS$1.0MBurn Prevention Network: $30KBurn Prevention Network$30KCharter Arts Foundation: $4KCharter Arts Foundation$4KBethlehem Food Cooperative: $1KBethlehem Food Cooperative$1KBlue Mountain League Scholarship: $1KBlue Mountain LeagueScholarship$1KCommunity Music School: $1KCommunity Music School$1KHumanitarian Social Innovations: $1KHumanitarian SocialInnovations$1KLehigh Valley Charter High School: $850Lehigh Valley Charter HighSchool$850Lower Saucon Historical Society: $315Lower Saucon HistoricalSociety$315

Grant Size Distribution

45 grants across all recorded years

43<$50K$50–100K$100–250K$250–500K$500K–1M2$1–5M$5M+

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
NATIONAL MUSEUM INDUSTRIAL HISTORY Bethlehem, PACHARITABLE$1,005,500
ALLENTOWN CENTRAL CATHOLIC HS Allentown, PACHARITABLE$1,005,045
BURN PREVENTION NETWORK Allentown, PACHARITABLE$30,000
CHARTER ARTS FOUNDATION Bethlehem, PACHARITABLE$3,600
BETHLEHEM FOOD COOPERATIVE Bethlehem, PACHARITABLE$1,000
BLUE MOUNTAIN LEAGUE SCHOLARSHIP Bethlehem, PACHARITABLE$1,000
COMMUNITY MUSIC SCHOOL Allentown, PACHARITABLE$1,000
HUMANITARIAN SOCIAL INNOVATIONS Bethlehem, PACHARITABLE$1,000
LEHIGH VALLEY CHARTER HIGH SCHOOL Bethlehem, PACHARITABLE$850
LOWER SAUCON HISTORICAL SOCIETY Bethlehem, PACHARITABLE$315

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$1M$2M$3M$4M2019202020212022202320242025
Metric202520242023
Total Assets$1,256,449$218,150$183,259
Revenue$3,100,910$63,016$37,876
Expenses$2,064,034$28,485$31,873
Qualifying Distributions$2,062,809$24,519$28,293
Net Investment Income$62,617$7,006$6,926
Distributable Amount$104,196$25,813$20,777

Data update history

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990-PF for fiscal year 2019 (received by the IRS July 30, 2020)
  2. Updated Form 990-PF for fiscal year 2020 (received by the IRS May 11, 2021)
  3. Updated Form 990-PF for fiscal year 2021 (received by the IRS May 11, 2022)
  4. Updated Form 990-PF for fiscal year 2022 (received by the IRS May 15, 2023)
  5. Updated Form 990-PF for fiscal year 2023 (received by the IRS May 15, 2024)
  6. Updated Form 990-PF for fiscal year 2024 (received by the IRS July 1, 2025)
  7. Added Form 990-PF for fiscal year 2025 (received by the IRS May 1, 2026)
  8. IRS filings on file for fiscal years 2019–2024

Leadership & Key People

Officers and directors from IRS filings

The MMZ Foundation is led by Andria M. Zaia, President on every filing since 2019; 2 of 6 officers listed in 2025 are compensated.

Officers on the 2025 filing

  • Andria M. Zaia

    President

    On filings since 2019

    1 hr/week

    $3K (2019) → $7K (2025)

  • Anthony M. Zaia

    Director

    On filings since 2019

    1 hr/week

    No compensation reported

  • J. Michael Zaia

    Vice President & Director

    On filings since 2019

    1 hr/week

    No compensation reported

  • Marie Zaia

    Secretary & Director

    Secretary → Secretary & Director, 2025

    On filings since 2019

    1 hr/week

    No compensation reported

  • Michael J. Zaia

    Director

    On filings since 2019

    1 hr/week

    No compensation reported

  • Joseph A. Zaia

    Treasurer

    Director → Treasurer, 2025

    On filings since 2019

    1 hr/week

    $5K (2025)

Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Compensation Overview

From 2025 IRS filing

Andria M Zaia — President: $7KAndria M ZaiaPresident$7KJoseph a Zaia — Treasurer: $5KJoseph a ZaiaTreasurer$5K

Frequently asked questions about The MMZ Foundation

How much does The MMZ Foundation give each year?

The MMZ Foundation gave $2.0M across 12 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $23K across 12 grants.

What is The MMZ Foundation's typical grant size?

The MMZ Foundation's median grant in 2025 was $1,000, and its average grant was $170,791, across 12 grants on its 2025 IRS Form 990-PF. Organizations receiving their first grant from The MMZ Foundation that year got $5K on average.

Where does The MMZ Foundation give grants?

The MMZ Foundation gives mostly in Pennsylvania: 100% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Bethlehem, PA (7 grants) and Allentown, PA (4 grants).

Does The MMZ Foundation give general operating support?

Not in 2025: none of the 12 grants with a stated purpose on The MMZ Foundation's 2025 IRS Form 990-PF were described as general or operating support. Recurring purposes include "Charitable" (12 grants).

Who are The MMZ Foundation's largest grantees?

The MMZ Foundation's largest 2025 grantees include National Museum Industrial History ($1,005,500), Allentown Central Catholic HS ($1,005,045) and Burn Prevention Network ($30,000), according to its 2025 IRS Form 990-PF.

How large is The MMZ Foundation?

The MMZ Foundation reported $1.3M in total assets on its 2025 IRS Form 990-PF. It paid out $2.1M in qualifying distributions that year, against a required minimum of $104K (roughly 5% of its investment assets).

What is The MMZ Foundation?

The MMZ Foundation is a private foundation focused on Philanthropy, Voluntarism & Grantmaking, based in Bethlehem, PA. It holds $1.3M in total assets as of 2025.

What is The MMZ Foundation's EIN?

The MMZ Foundation's EIN (Employer Identification Number) is 46-1541252. IRS Form 990 filing data is available on this page for 2019–2025.

Data last updated September 2026. Sourced from IRS Form 990-PF filings.

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