The Disability Fund Inc
THE DISABILITY FUND INC, also known as the Disability Opportunity Fund (DOF), is a public charity based in Rockville Centre, New York. It provides financial products, technical assistance, and advisory services for people with disabilities and their families, and supports organizations serving the disability market.
Key facts about The Disability Fund Inc
In short: The Disability Fund Inc gave $2.0M across 37 grants in 2025 (avg $54K), top state West Virginia. 78% of 2025 grantees were new. Source: 2025 IRS Form 990.
- EIN
- 26-0283588
- Latest 990 filing
- Form 990, 2025
- Annual giving (2025)
- $1,996,332
- Grants made (2025)
- 37
- Average grant
- $53,955
- Median grant
- $18,000
- New grantees (estimate)
- 78% first-time grantees (29 of 37, 2025)
- Total assets
- $65,972,956
- Primary geography
- West Virginia (46% of itemized 2025 grant dollars)
Data from IRS Form 990, 2025; updated September 2026. New grantees are estimated by matching recipient names across years (methodology).
Financial Overview
From 2025 IRS Form 990 · View filing
Total Assets
$66.0M
-6.5% YoY
Annual Giving
$2.0M
+9.4% YoY
Grant Count
37
+12.1% YoY
Avg Grant Size
$54K
-2.4% YoY
Is The Disability Fund Inc open to new grantees?
78%
first-time grantees, 2025
In 2025, 29 of 37 grantees (78%) were first-time recipients. First grants averaged $35K; repeat grants $123K. How we count
Medians: $18K first-time, $18K repeat.
Estimate from itemized grant lists in IRS Form 990 filings (2019–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Mission & Focus Areas
DOF’s stated mission is to provide financial products, technical assistance, equity investment, and financial advisory services that improve quality of life and build personal wealth for people with disabilities and their families, while supporting organizations serving this market. Its vision is a society where financing is readily available to address gaps in housing and related services.
The organization says its work includes affordable housing, schools, vocational training centers, employment, health and life sciences, technology and products, and socialization. It provides loan capital and advisory services, and owns and manages real estate holdings connected to disability-related needs.
Examples of organizations receiving support in 2025 illustrate the range of grantees. JBI International says its mission is to help people who are blind, have low vision, or have other print disabilities participate in Jewish life. Zareinu says it provides religious and secular education for elementary-school-aged children with special needs. Rebuild Metro says it invests in real estate to reinforce community assets and support long-term neighborhood change. These are the grantees’ stated missions, not DOF’s.
Grantmaking
In filing year 2025, DOF reported 37 grants totaling $1,996,332. Grant amounts ranged from $6,600 to $812,390, with a median of $18,000. The largest reported grants included:
How to Apply
, including review and follow-up with recipients, who provide reports on how funds are expended. Its website describes an application process for loans, with underwriting and evaluation by the chief underwriter and Loan Committee, followed by regular loan monitoring and tracking.
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Geographic Focus
Where this funder awards grants
DOF says its lending and services extend throughout the United States. In 2025, the largest shares of reported grant dollars went to recipients in West Virginia (46%), New York (24%), Maryland (19%), Virginia (4%), and New Jersey (2%).
Grant Distribution by State
Share of 2025 grant dollars across all 37 itemized grants.
States
Cities
Giving Over Time
Total grant dollars and number of grants per year
From 2019 to 2025, annual grant giving ranged from $228K (2021) to $2.0M (2020). In 2025 it made 37 grants totaling $2.0M.
Grant Insights
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was The Schoolhouse Hotel ($812K). Together the top 10 received $1.6M.
Grant Size Distribution
147 grants across all recorded years
The most common grant size was under $50K: 125 grants of 147 (85%).
Giving History
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| The Schoolhouse Hotel White Sulphur Springs, WV | Rural economic development and employment of people with disabilities | $812,390 |
| Rebuild Metro Inc Baltimore, MD | Support Community Development | $272,839 |
| 241 Shore Road LLC Rockville Centre, NY | To Fund Site Improvements and Accessibility Enhancements | $100,000 |
| DIF Management I LLC Rockville Centre, NY | To Cover Interest Payments for 2025 | $80,000 |
| Impact Assets Inc Bethesda, MD | Support Employment of People with Disabilities | $75,000 |
| Epic Medical Services PC Hempstead, NY | Support Services for People with Disabilities | $70,300 |
| Enabled Intelligence Falls Church, VA | Support Employment of People with Disabilities | $50,000 |
| JBI International Inc New York, NY | Support Accessible Products for People with Disabilities | $46,920 |
| Triple a & C Investments Lewisberg, WV | Support Economic Development for Disabilities | $45,000 |
| CSJ Renovation Island Park, NY | Support Housing for People with Disabilities | $40,000 |
Financial History
Multi-year comparison from IRS filings
| Filing year | Assets | Revenue | Expenses | Grants reported |
|---|---|---|---|---|
| 2025 | $65,972,956 | $8,713,097 | $7,807,970 | $1,996,332 (37 grants) |
| 2024 | $70,573,996 | $8,314,371 | $5,849,203 | $1,824,529 (33 grants) |
| 2023 | $71,678,926 | $8,141,002 | $6,453,138 | $1,953,037 (35 grants) |
| Metric | 2025 | 2024 | 2023 |
|---|---|---|---|
| Total Assets | $65,972,956 | $70,573,996 | $71,678,926 |
| Revenue | $8,713,097 | $8,314,371 | $8,141,002 |
| Expenses | $7,807,970 | $5,849,203 | $6,453,138 |
| Net Investment Income | $1,946,319 | $1,003,356 | $67,949 |
Data update history
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2019 (received by the IRS April 27, 2020)
- Updated Form 990 for fiscal year 2020 (received by the IRS April 20, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS April 14, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS April 11, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS April 18, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS April 24, 2025)
- Updated Form 990 for fiscal year 2025 (received by the IRS March 10, 2026)
- IRS filings on file for fiscal years 2019–2025
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists Charles D Hammerman as President and CEO; Larue Gibson as Chair; Luis Donoso as Vice Chair; Cinnamon Chambers Lewis as Secretary; Justin Manaster as Assistant Secretary; and Diana Turoff as Treasurer. It also lists Jazmine Da Costa, Anne C Flannery, D Edward Greene, and Carl Jenkins as board members.
The Disability Fund Inc is led by Charles D. Hammerman, President & CEO on every filing since 2019; 1 of 13 officers listed in 2025 is compensated.
Officers on the 2025 filing
Charles D. Hammerman
President & CEO
On filings since 2019
40 hrs/week
$325K (2019) → $513K (2025)
Larue Gibson
Chair
Secretary → Chairman, 2020
Chairman → Chair, 2022
On filings since 2019
1 hr/week
No compensation reported
Anne C. Flannery
Board Member
Director → Member, 2022
Member → Board Member, 2023
On filings since 2019
1 hr/week
No compensation reported
Carl Jenkins
Board Member
Director → Member, 2022
Member → Board Member, 2023
On filings since 2019
1 hr/week
No compensation reported
Cinnamon Chambers Lewis
Secretary
Assistant Secretary → Secretary, 2020
On filings since 2019
1 hr/week
No compensation reported
D. Edward Greene
Board Member
Director → Member, 2022
Member → Board Member, 2023
On filings since 2019
1 hr/week
No compensation reported
Diana Turoff
Treasurer
On filings since 2019
1 hr/week
No compensation reported
Luis Donoso
Vice Chair
Director → Vice Chair, 2020
On filings since 2019
1 hr/week
No compensation reported
Justin Manaster
Assistant Secretary
On filings since 2020
1 hr/week
No compensation reported
Jazmine Da Costa
Board Member
Director → Member, 2022
Member → Board Member, 2023
On filings since 2021
1 hr/week
No compensation reported
Isaac Wells
Board Member
On filings since 2023
1 hr/week
No compensation reported
David Sweeny
Board Member
On filings since 2024
1 hr/week
No compensation reported
Genny Kurzweil
Board Member & Chief Oper. Officer
New on the 2025 filing
40 hrs/week
No compensation reported
Former officers (8)
- Former: Peter Schaeffing (2024) — Board Member
- Former: Betty Wu Adams (2019–2023) — Former Board Member
- Former: Edward Gallagher (2019–2023) — Non Voting Director
- Former: J. David Sweeny (2019–2023) — Board Member
- Former: Carol Ann Robinson (2022) — Member
- Former: Carol Ann Roberson (2019–2021) — Director
- Former: Kate Murphy (2019–2021) — Director to
- Former: Nanci Freiman (2019) — CFO
Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $513K, to Charles D Hammerman (President & CEO).
Contact
Mailing address: 265 Sunrise Highway 1-701, Rockville Centre, NY 11570
Phone: (516) 399-3020
Website: https://thedof.org
Frequently asked questions about The Disability Fund Inc
How much does The Disability Fund Inc give each year?
The Disability Fund Inc gave $2.0M across 37 grants in 2025, according to its 2025 IRS Form 990. In 2024 it gave $1.8M across 33 grants.
What is The Disability Fund Inc's typical grant size?
The Disability Fund Inc's median grant in 2025 was $18,000, and its average grant was $53,955, across 37 grants on its 2025 IRS Form 990. Organizations receiving their first grant from The Disability Fund Inc that year got $35K on average.
Where does The Disability Fund Inc give grants?
The Disability Fund Inc's top state is West Virginia, with 46% of the grant dollars itemized on its 2025 IRS Form 990. The next largest states were New York (24%) and Maryland (19%). The most frequent recipient cities were New York, NY (4 grants), Rockville Centre, NY (2 grants) and Lewisburg, WV (2 grants).
Does The Disability Fund Inc give general operating support?
Not in 2025: none of the 37 grants with a stated purpose on The Disability Fund Inc's 2025 IRS Form 990 were described as general or operating support. Recurring purposes include "Support Education for Children with Disabilities" (4 grants), "Support Community Development" (3 grants) and "Support Employment of People with Disabilities" (3 grants).
Who are The Disability Fund Inc's largest grantees?
The Disability Fund Inc's largest 2025 grantees include The Schoolhouse Hotel ($812,390), Rebuild Metro Inc ($272,839) and 241 Shore Road LLC ($100,000), according to its 2025 IRS Form 990. Together they received 59% of its itemized 2025 grant dollars.
How large is The Disability Fund Inc?
The Disability Fund Inc reported $66.0M in total assets on its 2025 IRS Form 990. Its revenue that year was $8.7M.
What does The Disability Fund Inc fund?
DOF’s stated mission is to provide financial products, technical assistance, equity investment, and financial advisory services that improve quality of life and build personal wealth for people with disabilities and their families, while supporting organizations serving this market. See mission & focus areas ↑
How do I apply for a grant from The Disability Fund Inc?
The Disability Fund Inc has no public application process in the sources Grantable reviewed. Check thedof.org for current guidelines, or contact the foundation directly before submitting a request.
What is The Disability Fund Inc's EIN?
The Disability Fund Inc's EIN (Employer Identification Number) is 26-0283588. IRS Form 990 filing data is available on this page for 2019–2025.
Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.
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