The Credence Foundation
The Credence Foundation is a private foundation based in Bellaire, Texas. Its 2024 filing lists grants for individual assistance and charitable organizations, including support related to housing, vehicle costs, disaster relief, food, and services for vulnerable people.
The Credence Foundation at a glance
In short: The Credence Foundation gave $167K across 26 grants in 2025 (avg $6K), top state Florida. 17% of 2025 grantees were new. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $166,687
- -38.6% vs 2024
- Grants made (2025)
- 26
- +13.0% vs 2024
- Average grant
- $6,411
- -45.7% vs 2024
- Median grant
- $2,083
- Total assets
- $856,084
- -8.6% vs 2024
- New grantees (estimate)
- 17% first-time grantees (2 of 12, 2025; small sample)
- Primary geography
- Florida (49% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated November 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to The Credence Foundation
- Accepts unsolicited proposals
- No
- How to Apply
-
The foundation does not accept unsolicited requests for funds and makes contributions only to preselected charitable organizations.
- Contact
Mailing address: 5323 Pocahontas Street, Bellaire, TX 77401-4822
Phone: (405) 823-7249
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who The Credence Foundation funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Cross Catholic Outreach ($81K). Together the top 10 received $120K.
Organizations only. It also paid 15 grants to individuals ($45,687), which are not listed by name.
Grant Size Distribution
140 grants across all recorded years
The most common grant size was under $50K: 138 grants of 140 (99%).
Geographic Focus
Where this funder awards grants
In 2024, 95% of grant dollars went to recipients in Texas, 4% to recipients in Virginia, and 1% to recipients in Oklahoma. The filing also reports recipients in North Carolina and California, each accounting for 0% of grant dollars.
Grant Distribution by State
Share of 2025 grant dollars across all 26 itemized grants.
Cities
Is The Credence Foundation open to new grantees?
17%
first-time grantees, 2025
In 2025, 2 of 12 grantees (17%) were first-time recipients. With only 12 grantees, that is a small sample: one grantee more or less moves the share by about 8 points. First grants averaged $6K; repeat grants $12K. How we count
Medians: $6K first-time, $5K repeat.
- 67% of 2025 grantees were also funded in 2024. Method
- Giving grew 84% from 2022 to 2025. Method
- In 2025 it paid out 294% of its IRS minimum distribution (the 5% rule). Method
Estimate from itemized grant lists in IRS Form 990-PF filings (2020–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $38K (2020) to $271K (2024). In 2025 it made 26 grants totaling $167K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Cross Catholic Outreach Boca Raton, FL | Provide Funds for Housing for Impoverished Families | $81,000 |
| Catholic Charities USA Alexandria, VA | Provide disaster relief funds for victims of hurricanes helene and milton | $10,000 |
| Missionary Sisters of the Eucharist Houston, TX | Provide funds to serve the poor, needy, and abandoned | $10,000 |
| 15 grants to individuals Recipients not named | — | $45,687 |
| Catherine's House Inc Belmont, NC | Provide funds for transitional housing for homeless women and children | $5,000 |
| Center of Family Love Okarche, OK | Provide funds to house and care for developmentally challenged adults | $5,000 |
| Gospel of Life Association Moore, OK | Provide funds to house and care for poor elderly and terminally ill adults | $5,000 |
| Angelmira's Center for Women with Advanced Cancer Bellaire, TX | Provide funds to care for women diagnosed with advanced metastatic cancer to improve their quality of life | $1,000 |
| Dalit Solidarity San Diego, CA | Provide funds to construct water facilities for impoverished disadvantaged families | $1,000 |
| Houston Food Bank Houston, TX | Provide funds for food for children, families, and senions in southeast Texas who face hunger | $1,000 |
Ready to take the next step with The Credence Foundation?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $856,084 | $91,185 | $175,104 | $166,687 | 26 | $166,687 | $85,286 | $56,722 |
| 2024 | $936,470 | $164,790 | $279,254 | $271,392 | 23 | $271,392 | $156,469 | $60,623 |
| 2023 | $1,054,483 | $123,707 | $74,174 | $67,021 | 26 | $67,021 | $116,621 | $55,273 |
| 2022 | $1,010,817 | $220,770 | $97,823 | $90,755 | 32 | $90,755 | $114,405 | $56,162 |
| 2021 | $927,073 | $141,247 | $55,556 | $48,909 | 33 | $48,909 | $32,463 | $57,678 |
| 2020 | $913,693 | $67,992 | $44,127 | $37,532 | 28 | — | $60,100 | $46,955 |
Under IRS private-foundation payout rules, The Credence Foundation reported a distributable amount of $57K for 2025 — the minimum it must pay out in qualifying distributions.
Research compiled by Grantable AI from public sources. Last updated October 2026.
Mission & Focus Areas
No mission statement for the foundation is provided. Its 2024 grants included payments to individual recipients for housing, utilities, vehicle costs, and a mortgage payoff, as well as grants to charitable organizations.
Among its 2024 grantees, the Houston Food Bank describes its mission as providing food for better lives. Moving Waters says it provides hygiene services to restore dignity and foster positive change among homeless individuals. Catherine’s House describes providing transitional housing and programs for women and children experiencing homelessness. The Center of Family Love says it provides lifetime care for people with developmental disabilities. Dalit Solidarity describes providing healthcare and educational development for poor families.
Grantmaking
In 2024, the foundation made 23 grants totaling $271,392. Grant amounts ranged from $58 to $181,320, with a median grant of $1,780. Its 2025 filing, the latest on this page, reports 26 grants totaling $166,687.
The largest listed grant was $181,320 to an individual recipient in Texas for utilities, a car, car insurance, and a home mortgage payoff. The foundation also gave $42,610 to an individual recipient in Houston for an auto loan payoff and $10,000 to Catholic Charities USA for disaster relief for victims of Hurricanes Helene and Milton. A $5,000 grant to the Congregation of the Sisters Charity of the Incarnate Word was for serving vulnerable people with food, housing, and healthcare.
Other 2024 grants included $1,000 each to the Houston Food Bank, Dalit Solidarity, Moving Waters, Catherine’s House, and the Center of Family Love.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2024 filing lists Cynthia L. Ruder as president and Terrence L. Ruder as secretary/treasurer.
The Credence Foundation is led by Cynthia L. Ruder, President on every filing since 2020; none of the 2 officers listed in 2025 report compensation.
Officers on the 2025 filing
Cynthia L. Ruder
President
On filings since 2020
4.8 hrs/week
No compensation reported
Terrence L. Ruder
Secretary & Treasurer
On filings since 2020
9 hrs/week
No compensation reported
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about The Credence Foundation
How much does The Credence Foundation give each year?
The Credence Foundation gave $167K across 26 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $271K across 23 grants.
What is The Credence Foundation's typical grant size?
The Credence Foundation's median grant in 2025 was $2,083, and its average grant was $6,411, across 26 grants on its 2025 IRS Form 990-PF. Organizations receiving their first grant from The Credence Foundation that year got $6K on average.
Where does The Credence Foundation give grants?
The Credence Foundation's top state is Florida, with 49% of the grant dollars itemized on its 2025 IRS Form 990-PF. The next largest states were Texas (35%) and Virginia (6%). The most frequent recipient cities were Houston, TX (2 grants).
Does The Credence Foundation give general operating support?
Not in 2025: none of the 26 grants with a stated purpose on The Credence Foundation's 2025 IRS Form 990-PF were described as general or operating support. Recurring purposes include "Payment for Housing" (4 grants).
Who are The Credence Foundation's largest grantees?
The Credence Foundation's largest 2025 grantees include Cross Catholic Outreach ($81,000), Catholic Charities USA ($10,000) and Missionary Sisters of the Eucharist ($10,000), according to its 2025 IRS Form 990-PF. It also paid 15 grants to individuals ($45,687), which are not listed by name. Together they received 61% of its itemized 2025 grant dollars.
How large is The Credence Foundation?
The Credence Foundation reported $856K in total assets on its 2025 IRS Form 990-PF. It paid out $167K in qualifying distributions that year, against a required minimum of $57K (roughly 5% of its investment assets).
What does The Credence Foundation fund?
No mission statement for the foundation is provided. Its 2024 grants included payments to individual recipients for housing, utilities, vehicle costs, and a mortgage payoff, as well as grants to charitable organizations. See mission & focus areas ↑
How do I apply for a grant from The Credence Foundation?
The foundation does not accept unsolicited requests for funds and makes contributions only to preselected charitable organizations. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is The Credence Foundation's EIN?
The Credence Foundation's EIN (Employer Identification Number) is 27-2931971. IRS Form 990 filing data is available on this page for 2020–2025.
Does The Credence Foundation accept unsolicited proposals?
No, according to Grantable's research on the foundation's published guidelines. See how to apply ↑
Data last updated November 2026. Sourced from IRS Form 990-PF filings. Research dossier generated October 2026.
Data update history
(7)
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2020 (received by the IRS May 14, 2021)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS May 18, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS May 15, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS April 19, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS September 8, 2025)
- Added Form 990-PF for fiscal year 2025 (received by the IRS September 10, 2026)
- IRS filings on file for fiscal years 2020–2024
Live grants for the work The Credence Foundation funds
Philanthropy, Voluntarism & Grantmaking Open opportunities, soonest deadline first.
Explore Open Grants
Browse active grant opportunities in The Credence Foundation's focus areas in our free grants database
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Cite this profile
Grantable. (2026). The Credence Foundation funder profile. GrantGraph. Retrieved November 11, 2026, from https://grantable.co/funders/the-credence-foundation-morg_27a50e26a4924bbf85706f6847818209
BibTeX
@misc{grantable_272931971_2026,
author = {{Grantable}},
title = {{The Credence Foundation funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/the-credence-foundation-morg_27a50e26a4924bbf85706f6847818209},
note = {Accessed 2026-11-11. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from The Credence Foundation's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
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