RCB Charitable Foundation Inc

Foundation · Grantmaker Reading, MA EIN: 04-3466878

RCB Charitable Foundation Inc is a private foundation focused on Education, based in Reading, MA. IRS filing data is available from 2021 through 2025. As of 2025, the organization holds $950K in total assets. In 2025, it awarded 50 grants totaling $83K. Net investment income was $194K.

Key facts about RCB Charitable Foundation Inc

EIN
04-3466878
Latest 990 filing
Form 990-PF, 2025
Annual giving (2025)
$83,282
Grants made (2025)
50
Average grant
$1,666
Median grant
$950
New grantees (estimate)
46% first-time grantees (23 of 50, 2025)
Total assets
$949,712
Primary geography
Massachusetts (95% of itemized 2025 grant dollars)

Data from IRS Form 990-PF, 2025; updated September 2026. New grantees are estimated by matching recipient names across years (methodology).

Who RCB Charitable Foundation Inc funds

By grant dollars, the top recipient states for RCB Charitable Foundation Inc's 50 itemized 2025 grants were Massachusetts (95%) and South Carolina (5%). The most frequent recipient cities were Lawrence, MA (14 grants), Lynn, MA (8 grants), Reading, MA (5 grants) and Andover, MA (4 grants). 2% of grants with a stated purpose were for general or operating support.

Is RCB Charitable Foundation Inc open to new grantees?

46%

first-time grantees, 2025

In 2025, 23 of 50 grantees (46%) were first-time recipients. First grants averaged $1K; repeat grants $2K. How we count

Medians: $500 first-time, $1K repeat.

  • 32% of 2025 grantees were also funded in 2024. Method
  • Giving fell 34% from 2022 to 2025. Method
  • In 2025 it paid out 191% of its IRS minimum distribution (the 5% rule). Method

Estimate from itemized IRS Form 990-PF grant lists (2021–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

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Financial Overview

From 2025 IRS Form 990-PF · View filing

Total Assets

$950K

+2.2% YoY

Annual Giving

$83K

+28.6% YoY

Grant Count

50

+66.7% YoY

Avg Grant Size

$2K

-22.8% YoY

Under IRS private-foundation payout rules, RCB Charitable Foundation Inc reported a distributable amount of $45K for 2025 — the minimum it must pay out in qualifying distributions.

About RCB Charitable Foundation Inc

Based on IRS filings

RCB Charitable Foundation Inc is a private foundation focused on Education, based in Reading, MA. IRS filing data is available from 2021 through 2025. As of 2025, the organization holds $950K in total assets. In 2025, it awarded 50 grants totaling $83K. Net investment income was $194K.

Focus Areas

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Geographic Focus

Where this funder awards grants

Grant Distribution by State

5states

Share of all 50 itemized 2025 grant dollars.

Cities

LawrenceReadingLynnAndoverBostonNorth ReadingPeabodyLowellMaldenMinneapolisBrooklineBurlingtonLexingtonMethuenNorth AndoverStonehamWilmingtonBedfordBraintreeCharlestown

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$55K$109K$164K$218K20212022202320242025
Metric202520242023
Total Assets$949,712$929,128$879,223
Revenue$198,621$76,508$110,526
Expenses$89,785$72,103$105,083
Qualifying Distributions$85,360$66,619$98,391
Net Investment Income$194,327$23,663$29,378
Distributable Amount$44,590$44,134$40,904

Data update history

When this profile's IRS filing data changed on Grantable

  1. IRS filings on file for fiscal years 2021–2025

Giving Over Time

Total grant dollars and number of grants per year

$0$32K$63K$95K$126K30 grants202145 grants202240 grants202330 grants202450 grants2025

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2025

Family Services of the Merrimack Valley: $8KFamily Services of theMerrimack Valley$8KGreater Boston Stage Company: $6KGreater Boston Stage Company$6KLawrence Community Works Inc: $5KLawrence Community Works Inc$5KLawrence Partnership: $5KLawrence Partnership$5KLEO Inc: $5KLEO Inc$5KYMCA of Metro North: $5KYMCA of Metro North$5KThe Dictionary Project: $5KThe Dictionary Project$5KDisabled And Limbless Veterans Inc: $4KDisabled And Limbless VeteransInc$4KMerrimack Valley Food Bank Inc: $3KMerrimack Valley Food Bank Inc$3KGreater Lawrence Family Health Center: $3KGreater Lawrence Family HealthCenter$3K

Grant Size Distribution

195 grants across all recorded years

195<$50K$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

Giving History

Grant recipients and amounts by year

Among its reported 2025 grants, the largest recipients include Family Services of the Merrimack Valley ($7,946), Greater Boston Stage Company ($6,000), Lawrence Community Works Inc ($5,000).

RecipientPurposeAmount
Family Services of the Merrimack Valley Lawrence, MACapital Campaign; Bowl a Strike for Kids; Uncommon Threads$7,946
Greater Boston Stage Company Stoneham, MA$5000 Capital Campaign; $1,000 Oliver Elementary$6,000
Lawrence Community Works Inc Lawrence, MAYear 3 Of 3 Campaign For Dyeworks$5,000
Lawrence Partnership Lawrence, MAFY25 Board Contribution For Julie Thurlow$5,000
LEO Inc Lynn, MA3rd Installment Of 5 Year Pledge The Campaign For Leo's Preschool$5,000
YMCA of Metro North Peabody, MAMetro North Leader Sponsor 2025$5,000
The Dictionary Project Charlestown, SCThe Dictionary Project$4,500
Disabled And Limbless Veterans Inc Burlington, MAFreedom Fish Lynn 2024$3,500
Merrimack Valley Food Bank Inc Lowell, MANaming Of Kitchenette 2 Of 3$3,000
Greater Lawrence Family Health Center Lawrence, MA$2300 Food, Flair And Fiesta; $300 Red Sox Tickets$2,600

Leadership & Key People

Officers and directors from IRS filings

Compensation Overview

No officer or director reported compensation in the available filings.

From 2025 IRS filing

NameTitleHoursCompensation
Terrence J BaneDirector (end 12/2024)1—
Sally Boemer MasonDirector1—
Paul BolgerDirector1—
Yvonne GarciaDirector1—
Michael J LinnaneDirector1—
James M ListonDirector1—
Stephen P MaioDirector (start 4/2025)1—
John J McCarthy JrDirector (start 4/2025)1—
Michael McCarthyDirector (start 4/2025)1—
William McCarthyDirector (start 4/2025)1—
James J O'LearyDirector1—
Kevin R PowersDirector1—
Ann McGonigle SantosDirector (start 4/2025)1—
Kevin F SmithDirector1—
Abel VargasDirector1—
Julieann M ThurlowPresident1—
Anthony J PattiTreasurer & Clerk (end 4/2025)1—
Carol HouleTreasurer & Clerk (start 4/2025)1—

Subject Areas

Focus areas based on grantmaking activity

Frequently Asked Questions

What is RCB Charitable Foundation Inc?

RCB Charitable Foundation Inc is a private foundation focused on Education, based in Reading, MA. It holds $950K in total assets as of 2025.

How large is RCB Charitable Foundation Inc?

As of 2025, RCB Charitable Foundation Inc holds $950K in total assets with $199K in annual revenue. It awarded 50 grants totaling $83K in 2025.

Where does RCB Charitable Foundation Inc operate?

RCB Charitable Foundation Inc has awarded grants in Illinois, Massachusetts, Minnesota, New York, South Carolina.

What size grants does RCB Charitable Foundation Inc award?

In 2025, RCB Charitable Foundation Inc awarded 50 grants totaling $83K — an average of about $2K per grant, based on its IRS Form 990 filings.

How much is RCB Charitable Foundation Inc required to give away each year?

Private foundations must generally distribute about 5% of their assets annually. For 2025, RCB Charitable Foundation Inc reported a distributable amount of $45K on its IRS Form 990-PF — the minimum it must pay out in qualifying distributions.

What is RCB Charitable Foundation Inc's EIN?

RCB Charitable Foundation Inc's EIN (Employer Identification Number) is 04-3466878. IRS Form 990 filing data is available on this page for 2021–2025.

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Data last updated September 2026. Sourced from IRS Form 990-PF filings.

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