Pearl M & Julia J Harmon Foundation
The Pearl M & Julia J Harmon Foundation is a private foundation based in Tulsa, Oklahoma. It supports charitable organizations through low-interest loans for real property and tangible assets, and makes grants that are initiated by its trustees.
Pearl M & Julia J Harmon Foundation at a glance
In short: Pearl M & Julia J Harmon Foundation gave $64K across 42 grants in 2025 (avg $2K), mostly in Oklahoma. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $63,998
- -56.6% vs 2024
- Grants made (2025)
- 42
- +2.4% vs 2024
- Average grant
- $1,524
- -57.6% vs 2024
- Median grant
- $1,000
- Total assets
- $64,943,614
- +3.5% vs 2024
- Primary geography
- Oklahoma (100% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated September 2026.
How to apply to Pearl M & Julia J Harmon Foundation
- Accepts unsolicited proposals
- No
- How to Apply
-
The foundation does not accept unsolicited requests for grants; grants are trustee initiated. It accepts applications for Program Related Investments, which are low-interest loans. Applicants should apply for PRI loans, not grants, and request the current PRI application form. The stated restrictions are that awards are for charities, not businesses or individuals, in Oklahoma, Kansas, Arkansas, or Texas; the foundation prefers Northeastern Oklahoma charities, small colleges, and churches in the Nowata area. Loans are for buildings, land, and physical items, not operating expenses, endowments, salaries, or repayment of pre-existing debt.
- Contact
Application contact: George Hangs
Mailing address: PO Box 52538, Tulsa, OK 74152-0568
Phone: (918) 743-6191
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who Pearl M & Julia J Harmon Foundation funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Alluwe Baptist Church ($4K across 2 grants). Together the top 10 received $39K.
Grant Size Distribution
98 grants across all recorded years
The most common grant size was under $50K: 97 grants of 98 (99%).
Geographic Focus
Where this funder awards grants
All grant dollars reported for 2025 went to recipients in Oklahoma. For PRI eligibility, the foundation states that organizations should be headquartered in and deliver benefits primarily within Oklahoma, Kansas, Arkansas, or Texas, with a preference for Northeastern Oklahoma charities and churches in the Nowata area.
Grant Distribution by State
Share of 2025 grant dollars across all 42 itemized grants.
States
Cities
How Pearl M & Julia J Harmon Foundation gives
- 52% of 2025 grantees were also funded in 2024. Method
- Giving grew 574% from 2022 to 2025. Method
- In 2025 it paid out 181% of its IRS minimum distribution (the 5% rule). Method
Estimate from itemized grant lists in IRS Form 990-PF filings (2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2021 to 2025, annual grant giving ranged from $10K (2022) to $148K (2024). In 2025 it made 42 grants totaling $64K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Alluwe Baptist Church Alluwe, OK | Unrestricted Contribution | $3,000 |
| First Baptist Church of Delaware Delaware, OK | Unrestricted Contribution | $3,000 |
| Lenapah Baptist Church Lenapah, OK | Unrestricted Contribution | $3,000 |
| Mt Olive Baptist Church Nowata, OK | Unrestricted Contribution | $3,000 |
| Nowata Congr Jehovahs Witnesses Nowata, OK | Unrestricted Contribution | $3,000 |
| Nowata Seventh Day Adventist Nowata, OK | Unrestricted Contribution | $3,000 |
| Pleasant Valley Baptist Church Wann, OK | Unrestricted Contribution | $3,000 |
| S Coffeyville Methodist Church S Coffeyville, OK | Unrestricted Contribution | $3,000 |
| St Catherine Catholic Church Nowata, OK | Unrestricted Contribution | $3,000 |
| Tulsa Amateur Radio Club Tulsa, OK | Repeater Site Equip | $3,000 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $64,943,614 | $2,969,006 | $753,429 | $63,998 | 42 | $6,967,795 | $2,404,870 | $3,851,146 |
| 2024 | $62,727,913 | $6,654,439 | $885,808 | $147,500 | 41 | $3,548,953 | $6,136,659 | $3,606,903 |
| 2023 | $56,959,288 | $3,334,980 | $702,689 | $83,748 | 4 | $4,240,807 | $2,828,970 | $3,594,954 |
| 2022 | $54,327,267 | $2,002,255 | $546,602 | $9,500 | 5 | $1,736,524 | $1,515,683 | $3,732,921 |
| 2021 | $52,883,835 | $1,410,586 | $561,536 | $17,095 | 6 | — | $999,636 | $2,981,522 |
Under IRS private-foundation payout rules, Pearl M & Julia J Harmon Foundation reported a distributable amount of $3.9M for 2025 — the minimum it must pay out in qualifying distributions.
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
The foundation’s stated objective is to be the lender of first choice to Northeastern Oklahoma charitable organizations. Its loans can support buying, building, expanding, or renovating real property and acquiring tangible assets. The foundation says it does not lend for operating expenses or endowments.
The foundation’s stated eligibility includes private charitable or religious organizations headquartered in and delivering benefits primarily within Oklahoma, Kansas, Arkansas, or Texas. Its 2023 filing also states a preference for Northeastern Oklahoma charities, small colleges, and churches in the Nowata area.
Among its 2025 recipients, First Baptist Church of Duncan describes its own mission as providing facilities for Christian childcare and supporting the development of preschool children whose families seek care away from home.
Grantmaking
The foundation reported 42 grants totaling $63,998 in 2025. Grants ranged from $1,000 to $3,000, with a median of $1,000. In 2024, it reported 41 grants totaling $147,500; in 2023, it reported four grants totaling $83,748.
Among the largest 2025 grants were $3,000 each to Alluwe Baptist Church, First Baptist Church of Delaware, Lenapah Baptist Church, Mt Olive Baptist Church, Nowata Congregation of Jehovah’s Witnesses, Nowata Seventh Day Adventist, Pleasant Valley Baptist Church, S Coffeyville Methodist Church, St Catherine Catholic Church, and Tulsa Amateur Radio Club. The listed purposes were generally unrestricted contributions; the Tulsa Amateur Radio Club grant was for repeater site equipment. Alluwe Fire Department received $1,998 for a refrigerator. First Baptist Church of Duncan received $1,000.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists George L Hangs as Executive Director and Trustee; C K Owens as Officer Manager and Trustee; Julia Hangs as Legal and Trustee; and G E Holmes and Cathey Frederick as trustees.
Pearl M & Julia J Harmon Foundation is led by George L Hangs, Executive Director & Trustee since 2024 (on filings since 2022); all 5 officers listed in 2025 are compensated.
Officers on the 2025 filing
George L Hangs
Executive Director & Trustee
Executive Director & Tty → Executive Director & Trustee, 2024
On filings since 2022
40 hrs/week
$89K (2022) → $77K (2025)
C K Owens
Officer Manager & Trustee
Officer Manager Tty → Officer Manager & Tty, 2022
Officer Manager & Tty → Officer Manager & Trustee, 2024
On filings since 2021
40 hrs/week
$67K (2021) → $74K (2025)
Cathey Frederick
Trustee
Tty → Trustee, 2024
On filings since 2021
0.2 hrs/week
$3K (2021) → $3K (2025)
G E Holmes
Trustee
Tty → Trustee, 2024
On filings since 2021
0.2 hrs/week
$3K (2021) → $3K (2025)
Julia Hangs
Legal & Trustee
Legal Tty → Legal & Tty, 2022
Legal & Tty → Legal & Trustee, 2024
On filings since 2021
40 hrs/week
$67K (2021) → $73K (2025)
Data from IRS Form 990 filings, 2021–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $77K, to George L Hangs (Exec Dir & Trustee). 5 officers or directors reported compensation on that filing.
Frequently asked questions about Pearl M & Julia J Harmon Foundation
How much does Pearl M & Julia J Harmon Foundation give each year?
Pearl M & Julia J Harmon Foundation gave $64K across 42 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $148K across 41 grants.
What is Pearl M & Julia J Harmon Foundation's typical grant size?
Pearl M & Julia J Harmon Foundation's median grant in 2025 was $1,000, and its average grant was $1,524, across 42 grants on its 2025 IRS Form 990-PF.
Where does Pearl M & Julia J Harmon Foundation give grants?
Pearl M & Julia J Harmon Foundation gives mostly in Oklahoma: 100% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Nowata, OK (24 grants), S Coffeyville, OK (4 grants), Delaware, OK (3 grants) and Wann, OK (3 grants).
Does Pearl M & Julia J Harmon Foundation give general operating support?
Yes: 93% of Pearl M & Julia J Harmon Foundation's 2025 grants with a stated purpose (39 of 42) were for general or operating support, per its 2025 IRS Form 990-PF.
Who are Pearl M & Julia J Harmon Foundation's largest grantees?
Pearl M & Julia J Harmon Foundation's largest 2025 grantees include Alluwe Baptist Church ($4,000 across 2 grants), First Baptist Church of Delaware ($4,000 across 2 grants) and Lenapah Baptist Church ($4,000 across 2 grants), according to its 2025 IRS Form 990-PF. Together they received 19% of its itemized 2025 grant dollars.
How large is Pearl M & Julia J Harmon Foundation?
Pearl M & Julia J Harmon Foundation reported $64.9M in total assets on its 2025 IRS Form 990-PF. It paid out $7.0M in qualifying distributions that year, against a required minimum of $3.9M (roughly 5% of its investment assets).
What does Pearl M & Julia J Harmon Foundation fund?
The foundation’s stated objective is to be the lender of first choice to Northeastern Oklahoma charitable organizations. Its loans can support buying, building, expanding, or renovating real property and acquiring tangible assets. See mission & focus areas ↑
How do I apply for a grant from Pearl M & Julia J Harmon Foundation?
The foundation does not accept unsolicited requests for grants; grants are trustee initiated. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is Pearl M & Julia J Harmon Foundation's EIN?
Pearl M & Julia J Harmon Foundation's EIN (Employer Identification Number) is 73-6095893. IRS Form 990 filing data is available on this page for 2021–2025.
Does Pearl M & Julia J Harmon Foundation accept unsolicited proposals?
No, according to Grantable's research on the foundation's published guidelines. See how to apply ↑
Data last updated September 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2021 (received by the IRS April 14, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS April 15, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS April 9, 2025)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS April 15, 2025)
- Updated Form 990-PF for fiscal year 2025 (received by the IRS April 10, 2026)
- IRS filings on file for fiscal years 2021–2025
Live grants for the work Pearl M & Julia J Harmon Foundation funds
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Cite this profile
Grantable. (2026). Pearl M & Julia J Harmon Foundation funder profile. GrantGraph. Retrieved October 16, 2026, from https://grantable.co/funders/pearl-m-and-julia-j-harmon-foundation-morg_428f76d010cc4e82a0b0f6c600369c5d
BibTeX
@misc{grantable_736095893_2026,
author = {{Grantable}},
title = {{Pearl M \& Julia J Harmon Foundation funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/pearl-m-and-julia-j-harmon-foundation-morg_428f76d010cc4e82a0b0f6c600369c5d},
note = {Accessed 2026-10-16. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Pearl M & Julia J Harmon Foundation's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
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