NACDC Financial Services Inc
NACDC Financial Services Inc is a public charity based in Browning, Montana. Formed in 2010, it provides alternative financing for Native American entrepreneurs and small businesses in communities in and near Indian Reservations, and reported making 12 grants in 2024.
NACDC Financial Services Inc at a glance
In short: NACDC Financial Services Inc gave $1.5M across 12 grants in 2024 (avg $121K), mostly in Montana. 67% of 2024 grantees were new. Source: 2024 IRS Form 990.
- Annual giving (2024)
- $1,454,781
- +96.2% vs 2023
- Grants made (2024)
- 12
- +33.3% vs 2023
- Average grant
- $121,232
- +47.2% vs 2023
- Median grant
- $116,229
- Total assets
- $21,182,559
- +47.6% vs 2023
- New grantees (estimate)
- 67% first-time grantees (8 of 12, 2024; small sample)
- Primary geography
- Montana (50% of itemized 2024 grant dollars)
- Latest 990 filing
- Form 990, 2024 View filing
Data from IRS Form 990, 2024; updated September 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to NACDC Financial Services Inc
- Contact
Mailing address: 201 N Piegan Street, Browning, MT 59417
Phone: (406) 338-2099
Website: https://nacdcfinancialservices.org
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who NACDC Financial Services Inc funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2024
The largest 2024 recipient was Four Bands Community Loan Fund ($204K). Together the top 10 received $1.4M.
Grant Size Distribution
28 grants across all recorded years
The most common grant size was in the $100–250K range: 12 grants of 28 (43%).
Geographic Focus
Where this funder awards grants
The 2024 grant dollars went to recipients in Montana (50%), South Dakota (36%), Wyoming (10%), and Colorado (4%). The organization’s stated mission describes its service area as communities in and near Indian Reservations.
Grant Distribution by State
Share of 2024 grant dollars across all 12 itemized grants.
Cities
Is NACDC Financial Services Inc open to new grantees?
67%
first-time grantees, 2024
In 2024, 8 of 12 grantees (67%) were first-time recipients. With only 12 grantees, that is a small sample: one grantee more or less moves the share by about 8 points. First grants averaged $110K; repeat grants $143K. How we count
Medians: $109K first-time, $143K repeat.
- 33% of 2024 grantees were also funded in 2023. Method
Estimate from itemized grant lists in IRS Form 990 filings (2022–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2022 to 2024, annual grant giving ranged from $88K (2022) to $1.5M (2024). In 2024 it made 12 grants totaling $1.5M.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Four Bands Community Loan Fund Eagle Butte, SD | Workforce & Professional Development | $203,664 |
| Montana Native Growth Fund Hays, MT | Workforce & Professional Development | $183,226 |
| Akiptan Inc Eagle Butte, SD | Workforce & Professional Development | $170,493 |
| Wind River Development Fund Fort Washakie, WY | Workforce & Professional Development | $149,659 |
| Indigenous Impact Co Bearcreek, MT | Workforce & Professional Development | $144,000 |
| Plenty Doors Community Development Corporation Crow Agency, MT | Workforce & Professional Development | $117,694 |
| Native American Development Corporation Billings, MT | Workforce & Professional Development | $114,763 |
| Black Hills Community Loan Fund Rapid City, SD | Workforce & Professional Development | $103,899 |
| Montana Health Care Foundation Bozeman, MT | Workforce & Professional Development | $100,000 |
| Peoples Partner for Community Development Corporation Lame Deer, MT | Workforce & Professional Development | $66,283 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2024 | $21,182,559 | $7,106,482 | $3,705,277 | $1,454,781 | 12 | $60,107 |
| 2023 | $14,354,447 | $3,947,819 | $2,505,758 | $741,470 | 9 | $1,318 |
| 2022 | $10,865,137 | $2,671,836 | $1,626,283 | $87,500 | 7 | $895 |
| 2021 | $10,612,328 | $4,375,073 | $1,332,943 | — | — | $1,213 |
| 2020 | $6,225,327 | $2,357,326 | $1,080,112 | — | — | $171 |
| 2019 | $4,616,439 | $1,429,570 | $891,860 | — | — | — |
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
The organization’s stated mission is to “provide alternative financing opportunity for Native American entrepreneurs and small businesses in communities in and near Indian Reservations.” Its 2023 filing also reports loans and personalized business technical assistance and counseling for business owners.
The 2024 grants listed were for Workforce & Professional Development. The grantees’ own missions illustrate the range of organizations supported: Akiptan Inc says it works to change investment in Indian Country agriculture and food systems; Wind River Development Fund says it provides financial opportunities to stimulate economic development on and near the Wind River Indian Reservation; and Black Hills Community Loan Fund says it creates financial opportunities for people underserved by typical lending institutions in Rapid City and surrounding communities.
Grantmaking
In 2024, NACDC Financial Services reported 12 grants totaling $1,454,781. Grant amounts ranged from $50,000 to $203,664, with a median of $116,228. The largest awards included Four Bands Community Loan Fund ($203,664), Montana Native Growth Fund ($183,226), Akiptan Inc ($170,493), Wind River Development Fund ($149,659), and Indigenous Impact Co ($144,000). Each was listed for Workforce & Professional Development.
Other 2024 grantees included Plenty Doors Community Development Corporation ($117,694), Native American Development Corporation ($114,763), Black Hills Community Loan Fund ($103,899), Montana Health Care Foundation ($100,000), Peoples Partner for Community Development Corporation ($66,283), Sweet Grass Consulting LLC ($51,100), and Mountain Plains CDC ($50,000).
The organization’s 2023 filing reports that it closed 35 credit-building loans totaling $393,125, 27 consumer loans totaling $465,394, and 412 short-term loans totaling $463,650. It also reports providing personalized business technical assistance and counseling to 221 business owners, totaling 365.25 hours. These activities are reported as loans and assistance, not grants to outside applicants.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2024 filing lists Jay Marcus, Luke Robinson, and Maria Valandra as Members; Melanie Wall as Chair; Erik Nelson as Vice Chair; Roberta Harris as Secretary/Treasurer; and Andrea Main as Executive Director.
NACDC Financial Services Inc is led by Andrea Main, Executive Director since 2020 (on filings since 2019); 1 of 7 officers listed in 2024 is compensated.
Officers on the 2024 filing
Andrea Main
Executive Director
Board Chair → Executive Director, 2020
On filings since 2019
40 hrs/week
$130K (2019) → $193K (2024)
Melanie Wall
Chair
Chair → President & Chair, 2021
President & Chair → Chair, 2024
On filings since 2019
2 hrs/week
$1K (2019) → $0 (2024)
Jay Marcus
Member
Board Member → Director, 2020
Director → Member, 2024
On filings since 2019
2 hrs/week
No compensation reported
Roberta Harris
Secretary & Treasurer
Secretary & Treasurer → Director, 2021
Director → Secretary & Treasurer, 2023
On filings since 2019
2 hrs/week
No compensation reported
Erik Nelson
Vice Chair
Secretary & Treasurer → Vice President, 2023
Vice President → Vice Chair, 2024
On filings since 2021
2 hrs/week
No compensation reported
Luke Robinson
Member
Director → Member, 2024
On filings since 2021
2 hrs/week
No compensation reported
Maria Valandra
Member
Director → Member, 2024
On filings since 2023
2 hrs/week
No compensation reported
Former officers (8)
- Former: Carla Lott (2021–2023) — Director
- Former: Sheila Herrera (2021–2023) — Director
- Former: Ray King (2021–2022) — Director
- Former: Loretta Bell (2019–2020) — Director
- Former: Billie Jean Norgaard (2020) — Director
- Former: Yolanda Goodvoice (2020) — Director
- Former: Leo Kennerly III (2019) — Board Member
- Former: Yolanda Good Voice (2019) — Director
Data from IRS Form 990 filings, 2019–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $193K, to Andrea Main (Executive Director).
Frequently asked questions about NACDC Financial Services Inc
How much does NACDC Financial Services Inc give each year?
NACDC Financial Services Inc gave $1.5M across 12 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $741K across 9 grants.
What is NACDC Financial Services Inc's typical grant size?
NACDC Financial Services Inc's median grant in 2024 was $116,229, and its average grant was $121,232, across 12 grants on its 2024 IRS Form 990. Organizations receiving their first grant from NACDC Financial Services Inc that year got $110K on average.
Where does NACDC Financial Services Inc give grants?
NACDC Financial Services Inc gives mostly in Montana: 50% of the grant dollars itemized on its 2024 IRS Form 990 went to recipients there. The next largest states were South Dakota (36%) and Wyoming (10%). The most frequent recipient cities were Eagle Butte, SD (2 grants).
Does NACDC Financial Services Inc give general operating support?
Not in 2024: none of the 12 grants with a stated purpose on NACDC Financial Services Inc's 2024 IRS Form 990 were described as general or operating support. Recurring purposes include "Workforce & Professional Development" (12 grants).
Who are NACDC Financial Services Inc's largest grantees?
NACDC Financial Services Inc's largest 2024 grantees include Four Bands Community Loan Fund ($203,664), Montana Native Growth Fund ($183,226) and Akiptan Inc ($170,493), according to its 2024 IRS Form 990. Together they received 38% of its itemized 2024 grant dollars.
How large is NACDC Financial Services Inc?
NACDC Financial Services Inc reported $21.2M in total assets on its 2024 IRS Form 990. Its revenue that year was $7.1M.
What does NACDC Financial Services Inc fund?
The organization’s stated mission is to “provide alternative financing opportunity for Native American entrepreneurs and small businesses in communities in and near Indian Reservations.” See mission & focus areas ↑
How do I apply for a grant from NACDC Financial Services Inc?
NACDC Financial Services Inc has no public application process in the sources Grantable reviewed. Check nacdcfinancialservices.org for current guidelines, or contact the foundation directly before submitting a request.
What is NACDC Financial Services Inc's EIN?
NACDC Financial Services Inc's EIN (Employer Identification Number) is 27-3156259. IRS Form 990 filing data is available on this page for 2019–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.
Data update history
(4)
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2022 (received by the IRS October 16, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS September 26, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS January 24, 2026)
- IRS filings on file for fiscal years 2019–2024
Live grants for the work NACDC Financial Services Inc funds
Community Improvement & Capacity Building Open opportunities, soonest deadline first.
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Browse active grant opportunities in NACDC Financial Services Inc's focus areas in our free grants database
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Cite this profile
Grantable. (2026). NACDC Financial Services Inc funder profile. GrantGraph. Retrieved October 16, 2026, from https://grantable.co/funders/nacdc-financial-services-inc-morg_2aeb59a23a4e4b5cbafe96819d500e92
BibTeX
@misc{grantable_273156259_2026,
author = {{Grantable}},
title = {{NACDC Financial Services Inc funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/nacdc-financial-services-inc-morg_2aeb59a23a4e4b5cbafe96819d500e92},
note = {Accessed 2026-10-16. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from NACDC Financial Services Inc's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
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