Jim & Ruth Couture Charitable
Jim & Ruth Couture Charitable is a private foundation, based in Fitchburg, MA. IRS filing data is available from 2019 through 2025. As of 2025, the organization holds $42K in total assets. In 2025, it awarded 5 grants totaling $32K.
Jim & Ruth Couture Charitable at a glance
In short: Jim & Ruth Couture Charitable gave $32K across 5 grants in 2025 (avg $6K), mostly in Massachusetts. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $31,675
- -14.6% vs 2024
- Grants made (2025)
- 5
- +0.0% vs 2024
- Average grant
- $6,335
- -14.6% vs 2024
- Median grant
- $1,000
- Total assets
- $41,569
- -43.0% vs 2024
- Primary geography
- Massachusetts (100% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated September 2026.
Who Jim & Ruth Couture Charitable funds
How this funder distributes its grants
Top Recipients
Top 5 recipients in 2025
The largest 2025 recipient was All Saints Academy ($17K). Together the top 5 received $32K.
Grant Size Distribution
24 grants across all recorded years
The most common grant size was under $50K: 24 grants of 24 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of 2025 grant dollars across all 5 itemized grants.
Cities
How Jim & Ruth Couture Charitable gives
- Giving fell 39% from 2022 to 2025. Method
- In 2025 it paid out 874% of its IRS minimum distribution (the 5% rule). Method
From the foundation's IRS Form 990-PF filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2019 to 2025, annual grant giving ranged from $31K (2021) to $52K (2022). In 2025 it made 5 grants totaling $32K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| All Saints Academy Webster, MA | Religious | $17,100 |
| St Joseph's Church Fitchburg, MA | Religious | $12,575 |
| Catholic Diocese of Worcester Worcester, MA | Religious | $1,000 |
| All Others Fitchburg, MA | Various Other Religious/Non Profit | $500 |
| St Vincent De Paul Lawrence, MA | Religious | $500 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $41,569 | $1,754 | $33,176 | $31,675 | 5 | $31,675 | — | $3,626 |
| 2024 | $72,991 | $1,206 | $38,977 | $37,080 | 5 | $37,080 | — | $5,483 |
| 2023 | $110,762 | $-12,021 | $46,300 | $43,753 | 5 | $44,248 | — | $8,090 |
| 2022 | $169,083 | $2,736 | $54,240 | $51,550 | 5 | $51,550 | $1,677 | $8,991 |
| 2021 | $220,587 | $29,768 | $32,009 | $31,063 | 4 | $31,063 | $3,914 | $10,695 |
| 2020 | $222,828 | $20,013 | $42,768 | $41,977 | 7 | — | — | $10,724 |
| 2019 | $245,583 | $20,013 | $38,673 | $37,568 | 10 | — | $13 | $10,596 |
Under IRS private-foundation payout rules, Jim & Ruth Couture Charitable reported a distributable amount of $4K for 2025 — the minimum it must pay out in qualifying distributions.
Leadership & Key People
Officers and directors from IRS filings
Jim & Ruth Couture Charitable is led by Ruth A. Couture, President since 2021 (on filings since 2019) — the only officer listed, and uncompensated.
Officers on the 2025 filing
Ruth A. Couture
President
Trustee & Mana → President, 2021
On filings since 2019
1 hr/week
No compensation reported
Former officers (1)
- Former: James B. Couture (2019–2020) — Trustee & Mana
Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about Jim & Ruth Couture Charitable
How much does Jim & Ruth Couture Charitable give each year?
Jim & Ruth Couture Charitable gave $32K across 5 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $37K across 5 grants.
What is Jim & Ruth Couture Charitable's typical grant size?
Jim & Ruth Couture Charitable's median grant in 2025 was $1,000, and its average grant was $6,335, across 5 grants on its 2025 IRS Form 990-PF.
Where does Jim & Ruth Couture Charitable give grants?
Jim & Ruth Couture Charitable gives mostly in Massachusetts: 100% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Fitchburg, MA (2 grants).
Does Jim & Ruth Couture Charitable give general operating support?
Not in 2025: none of the 5 grants with a stated purpose on Jim & Ruth Couture Charitable's 2025 IRS Form 990-PF were described as general or operating support. Recurring purposes include "Religious" (4 grants).
Who are Jim & Ruth Couture Charitable's largest grantees?
Jim & Ruth Couture Charitable's largest 2025 grantees include All Saints Academy ($17,100), St Joseph's Church ($12,575) and Catholic Diocese of Worcester ($1,000), according to its 2025 IRS Form 990-PF. Together they received 97% of its itemized 2025 grant dollars.
How large is Jim & Ruth Couture Charitable?
Jim & Ruth Couture Charitable reported $42K in total assets on its 2025 IRS Form 990-PF. It paid out $32K in qualifying distributions that year, against a required minimum of $4K (roughly 5% of its investment assets).
What is Jim & Ruth Couture Charitable's EIN?
Jim & Ruth Couture Charitable's EIN (Employer Identification Number) is 04-6722346. IRS Form 990 filing data is available on this page for 2019–2025.
Data last updated September 2026. Sourced from IRS Form 990-PF filings.
Data update history
(3)
When this profile's IRS filing data changed on Grantable
- Added Form 990-PF for fiscal year 2019 (received by the IRS May 20, 2020)
- Added Form 990-PF for fiscal year 2025 (received by the IRS May 12, 2026)
- IRS filings on file for fiscal years 2020–2024
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